Northern Bank & Trust Company is an FDIC insured institution headquartered at
275 Mishawum Rd, Woburn, MA 01801.
It was founded in
1960 and has approximately $3 billion in assets. Customers can open an account at one of its 14 branches.
| SAVINGS RATES | APY | MIN | |
|---|---|---|---|
|
SAV
|
4.25% | $0 | Compare |
|
SAV
|
0.35% | $25 | Compare |
| CD RATES | APY | MIN | |
|---|---|---|---|
|
6 Mo CD
|
5.00% | $500 | Compare |
|
9 Mo CD
|
5.00% | $500 | Compare |
|
10 Mo CD
|
5.00% | $500 | Compare |
|
12 Mo CD
|
4.50% | $500 | Compare |
|
13 Mo CD
|
4.75% | $500 | Compare |
|
15 Mo CD
|
4.50% | $500 | Compare |
|
17 Mo CD
|
4.00% | $500 | Compare |
|
18 Mo CD
|
4.00% | $500 | Compare |
|
24 Mo CD
|
4.00% | $500 | Compare |
|
30 Mo CD
|
4.00% | $500 | Compare |
|
36 Mo CD
|
0.60% | $500 | Compare |
|
48 Mo CD
|
0.65% | $500 | Compare |
|
60 Mo CD
|
0.65% | $500 | Compare |
| MM RATES | APY | MIN | |
|---|---|---|---|
|
Money Market
|
0.05% | $0 | Compare |
|
Money Market
|
0.10% | $2,500 | Compare |
|
Money Market
|
0.15% | $50,000 | Compare |
|
Money Market
|
3.25% | $50,001 | Compare |
|
Money Market
|
3.35% | $100,000 | Compare |
|
Money Market
|
0.20% | $250,000 | Compare |
|
Money Market
|
3.50% | $250,001 | Compare |
| INT CHECKING RATES | APY | MIN |
|---|---|---|
|
INTCK
|
0.05% | $0 |
|
INTCK
|
0.10% | $5,000 |
|
Intro APR: 6.990 %
After Intro:6.990 % |
$0 |
Figure Home Equity NMLS ID: 1717824 / Updated 2025-04-10 |
Intro APR: 7.400 %
After Intro:7.400 % |
$15,000 |
Unlock Technologies, Inc. NMLS ID: Not a Lender / Updated 2025-04-21 |
Get cash now in exchange for a percentage of your homes future equity. | $0 |
Achieve Loans NMLS ID: 1810501 / Updated 2025-03-31 |
Intro APR: 8.750 %
After Intro:8.750 % |
$0 |
| Tap Into the Equity of Your Home to Get The Cash You Need | $0 |
Upstart NMLS ID: 2443873 / Updated 2025-04-21 |
As low as 6.3% APR on your initial draw* | $0 |
AmeriSave Mortgage Corporation NMLS ID: 1168 / Updated 2025-04-21 |
Home Equity Loans & Refinance – Cash out | $0 |
Point Digital Finance NMLS ID: Not a Lender / Updated 2025-04-21 |
Get up to $500k with no monthly payments, ever. | $0 |
| HELOC approval in 5 minutes, funding in 5 days. Borrow up to $400k online. | $0 |
District Lending NMLS ID: 598623 / Updated 2025-04-21 |
No Lender Fees | $0 |
| Home Equity Line of Credit - Equal Housing Lender | $0 |
Green Lending, LLC NMLS ID: 2598612 |
6.567% |
$2,021
Fees & Points
$2,776 Total
0.552 Pts ($1,766) $1,010 Fees |
Pure Rate Mortgage NMLS ID: 2578474 |
6.596% |
$2,023
Fees & Points
$3,210 Total
0.675 Pts ($2,160) $1,050 Fees |
Beeline Loans, Inc. NMLS ID: 1799947 |
6.811% |
$2,076
Fees & Points
$1,997 Total
0.624 Pts ($1,997) $0 Fees |
Mutual of Omaha Mortgage, Inc. NMLS ID: 1025894 |
6.832% |
$2,076
Fees & Points
$2,703 Total
0.626 Pts ($2,003) $700 Fees |
PenFed Credit Union NMLS ID: 401822 |
6.932% |
$2,076
Fees & Points
$6,000 Total
0.875 Pts ($2,800) $3,200 Fees |
Rocket Mortgage NMLS ID: 3030 |
7.476% |
$2,211
Fees & Points
$3,200 Total
1.000 Pts ($3,200) $0 Fees |
Top Flite Financial NMLS ID: 4181 |
Fees & Points
Total
Pts ($0) $0 Fees |
CrossCountry Mortgage NMLS ID: 3029 |
Fees & Points
Total
Pts ($0) $0 Fees |
Beeline Loans, Inc. NMLS ID: 1799947 |
Fees & Points
Total
Pts ($0) $0 Fees |
FHAloans.com NMLS ID: Not a Lender |
Fees & Points
Total
Pts ($0) $0 Fees |
Veterans United Home Loans NMLS ID: 1907 |
Fees & Points
Total
Pts ($0) $0 Fees |
| FDIC Insured | Yes |
| FDIC Certificate | # 18266 |
| Date Established | 1960 |
| Assets | $ 3.23 billion |
| Loans | $ 2.78 billion |
| Deposits | $ 2.69 billion |
| Capital | $ 458.29 million |
| ASSETS | |
| Cash & Balances due from depository institutions | $ 126.84 million |
| Interest-bearing balances | $ 121.43 million |
| Total securities | $ 143.90 million |
| Federal funds sold and reverse repurchase | N.A. |
| Net loans and leases | $ 2.78 billion |
| Loan loss allowance | $ 53.27 million |
| Trading account assets | N.A. |
| Bank premises and fixed assets | N.A. |
| Other real estate owned | $ 13.20 million |
| Goodwill and other intangibles | $ 0.42 million |
| All other assets | $ 85.98 million |
| Total Assets | $ 2.77 billion |
| LIABILITIES | |
| Total deposits | $ 2.69 billion |
| Interest-bearing deposits | $ 2.20 billion |
| Deposits held in domestic offices | $ 2.69 billion |
| % insured (estimated)" | 70.48% |
| Federal funds purchased and repurchase agreements | N.A. |
| Trading liabilities | N.A. |
| Other borrowed funds | $ 16.66 million |
| Subordinated debt | N.A. |
| All other liabilities | $ 31.93 millionn |
| Total Liabilities | $ 2.77 billion |
| Shareholders’ Equity | $ 458.29 million |
| INCOME AND EXPENSES | |
| Total Interest Income | $ 225.18 million |
| Total Interest Expense | $ 87.39 million |
| Net interest income | $ 137.79 million |
| Provision for loan and lease losses | $ 7.58 million |
| Total non interest income | $ 6.32 million |
| Total non interest expense | $ 68.23 million |
| Pre-tax Net Operating Income | $ 47.66 million |
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Your current location is: Columbus, OH
Wazup
October 13, 2022 |
might be a good as a local bank, but not set up as an online bank