Banks | Providence Bank & Trust

Providence Bank & Trust


Providence Bank & Trust is an FDIC insured institution headquartered at 630 E 162nd St, South Holland, IL 60473.
It was founded in 2004 and has approximately $2 billion in assets. Customers can open an account at one of its 13 branches.

Deposit Rates - April 02, 2025

SAVINGS RATES APY MIN
Savings
0.01% $2,500 Compare
Special: 12 Mo SAV
0.15% $1 Compare
Special: 12 Mo SAV
0.30% $25,000 Compare
CD RATES APY MIN
6 Mo CD
0.25% $10,000 Compare
6 Mo CD
0.25% $100,000 Compare
12 Mo CD
0.40% $10,000 Compare
12 Mo CD
0.40% $100,000 Compare
18 Mo CD
0.47% $10,000 Compare
18 Mo CD
0.47% $100,000 Compare
24 Mo CD
0.47% $10,000 Compare
24 Mo CD
0.47% $100,000 Compare
36 Mo CD
0.47% $10,000 Compare
36 Mo CD
0.47% $100,000 Compare
48 Mo CD
0.51% $10,000 Compare
48 Mo CD
0.51% $100,000 Compare
60 Mo CD
0.61% $10,000 Compare
60 Mo CD
0.61% $100,000 Compare
MM RATES APY MIN
Money Market
0.01% $2,500 Compare
Money Market
0.01% $10,000 Compare
Money Market
0.10% $25,000 Compare
PREMM RATES APY MIN
Premium Money Market
0.01% $10,000 Compare
Premium Money Market
0.10% $25,000 Compare
INT CHECKING RATES APY MIN
Int Ckg
0.01% $1
Int Ckg
0.01% $2,500

Overview 2025

General Bank Information

FDIC Insured Yes
FDIC Certificate # 57754
Date Established 2004
Assets $ 1,636.88 million
Loans $ 1,094.94 million
Deposits $ 1,411.61 million
Capital $ 162.04 million

Summary Balance Sheet as of September 30, 2024

ASSETS
Cash & Balances due from depository institutions $ 34.31 million
Interest-bearing balances $ 12.69 million
Total securities $ 400.53 million
Federal funds sold and reverse repurchase $ 29.21 million
Net loans and leases $ 1,094.94 million
Loan loss allowance $ 18.40 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned $ 3.53 million
Goodwill and other intangibles $ 8.16 million
All other assets $ 53.88 million
     Total Assets $ 1,474.84 million

LIABILITIES
Total deposits $ 1,411.61 million
      Interest-bearing deposits $ 1,037.70 million
      Deposits held in domestic offices $ 1,411.61 million
      % insured (estimated)" 69.34%
Federal funds purchased and repurchase agreements $ 2.00 million
Trading liabilities N.A.
Other borrowed funds $ 20.89 million
Subordinated debt N.A.
All other liabilities $ 7.55 millionn
      Total Liabilities $ 1,474.84 million
      Shareholders’ Equity $ 162.04 million

Summary Income Statement as of September 30, 2024

INCOME AND EXPENSES
Total Interest Income $ 58.75 million
Total Interest Expense $ 23.20 million
Net interest income $ 35.55 million
Provision for loan and lease losses $ 0.36 million
Total non interest income $ 5.64 million
Total non interest expense $ 27.12 million
Pre-tax Net Operating Income $ 4.07 million

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