Rayne State Bank & Trust Company is an FDIC insured institution headquartered at
200 S Adams Ave, Rayne, LA 70578.
It was founded in
1943 and has approximately $0 billion in
assets. Customers can open an account at one of its 7 branches.
|
Intro APR: 6.990 %
After Intro:6.990 % |
$0 |
Rate NMLS ID: 2611 / Updated 2025-01-22 |
Intro APR: 8.100 %
After Intro:8.100 % |
$25,000 |
Achieve Loans NMLS ID: 1810501 / Updated 2024-11-20 |
Intro APR: 10.625 %
After Intro:10.625 % |
$0 |
District Lending NMLS ID: 598623 / Updated 2025-01-23 |
No Lender Fees | $0 |
| HELOC approval in 5 minutes, funding in 5 days. Borrow up to $400k online. | $0 |
New American Funding, LLC NMLS ID: 6606 / Updated 2025-01-23 |
Cash-Out and Home Equity Options Available. | $0 |
Upstart NMLS ID: 2443873 / Updated 2025-01-23 |
As low as 8.25% APR on your initial draw* | $0 |
AmeriSave Mortgage Corporation NMLS ID: 1168 / Updated 2025-01-23 |
Home Equity Loans & Refinance – Cash out | $0 |
| Home Equity Line of Credit - Equal Housing Lender | $0 |
United Nations Federal Credit Union NMLS ID: 456916 / Updated 2025-01-23 |
Open a line of credit of up to $500,000 | $0 |
CrossCountry Mortgage, LLC NMLS ID: 3029 / Updated 2025-01-23 |
"Unlock Your Home's Potential" | $0 |
Spring EQ NMLS ID: 1464945 / Updated 2025-01-23 |
The leader for homeowners tapping cash from their homes since 2016. | $0 |
Sebonic NMLS ID: 66247 |
6.700% |
$2,049
Fees & Points
$2,467 Total
0.771 Pts ($2,467) $0 Fees |
| 6.738% |
$2,049
Fees & Points
$3,964 Total
0.923 Pts ($2,954) $1,010 Fees |
Loan Pronto NMLS ID: 1661781 |
6.766% |
$2,049
Fees & Points
$4,868 Total
1.000 Pts ($3,200) $1,668 Fees |
West Capital Lending NMLS ID: 1566096 |
6.769% |
$2,049
Fees & Points
$4,780 Total
0.947 Pts ($3,030) $1,750 Fees |
Pure Rate Mortgage NMLS ID: 2578474 |
6.811% |
$2,076
Fees & Points
$2,010 Total
0.300 Pts ($960) $1,050 Fees |
Northpointe Bank NMLS ID: 447490 |
6.856% |
$2,076
Fees & Points
$3,481 Total
0.652 Pts ($2,086) $1,395 Fees |
| 6.871% |
$2,076
Fees & Points
$3,987 Total
0.935 Pts ($2,992) $995 Fees |
PADDIO NMLS ID: 1907 |
6.906% |
$2,103
Fees & Points
$1,002 Total
0.313 Pts ($1,002) $0 Fees |
FBC Mortgage NMLS ID: 152859 |
6.930% |
$2,103
Fees & Points
$1,795 Total
0.561 Pts ($1,795) $0 Fees |
Mutual of Omaha Mortgage, Inc. NMLS ID: 1025894 |
6.968% |
$2,103
Fees & Points
$3,042 Total
0.732 Pts ($2,342) $700 Fees |
Allied Mortgage Group, Inc. NMLS ID: 1067 |
7.068% |
$2,127
Fees & Points
$2,528 Total
0.790 Pts ($2,528) $0 Fees |
| 7.099% |
$2,129
Fees & Points
$3,411 Total
0.634 Pts ($2,029) $1,382 Fees |
Rocket Mortgage NMLS ID: 3030 |
7.325% |
$2,183
Fees & Points
$2,400 Total
0.750 Pts ($2,400) $0 Fees |
Top Flite Financial NMLS ID: 4181 |
Fees & Points
Total
Pts ($0) $0 Fees |
Beeline Loans, Inc. NMLS ID: 1799947 |
Fees & Points
Total
Pts ($0) $0 Fees |
Neighbors Bank NMLS ID: 491986 |
Fees & Points
Total
Pts ($0) $0 Fees |
Veterans United Home Loans NMLS ID: 1907 |
Fees & Points
Total
Pts ($0) $0 Fees |
| FDIC Insured | Yes |
| FDIC Certificate | # 16075 |
| Date Established | 1943 |
| Assets | $ 496.95 million |
| Loans | $ 338.07 million |
| Deposits | $ 441.99 million |
| Capital | $ 43.22 million |
| ASSETS | |
| Cash & Balances due from depository institutions | $ 21.25 million |
| Interest-bearing balances | $ 11.93 million |
| Total securities | $ 114.87 million |
| Federal funds sold and reverse repurchase | $ 3.13 million |
| Net loans and leases | $ 338.07 million |
| Loan loss allowance | $ 5.85 million |
| Trading account assets | N.A. |
| Bank premises and fixed assets | N.A. |
| Other real estate owned | N.A. |
| Goodwill and other intangibles | N.A. |
| All other assets | $ 14.77 million |
| Total Assets | $ 453.73 million |
| LIABILITIES | |
| Total deposits | $ 441.99 million |
| Interest-bearing deposits | $ 302.55 million |
| Deposits held in domestic offices | $ 441.99 million |
| % insured (estimated) | 64.68% |
| Federal funds purchased and repurchase agreements | N.A. |
| Trading liabilities | N.A. |
| Other borrowed funds | $ 0.74 million |
| Subordinated debt | N.A. |
| All other liabilities | $ 4.08 millionn |
| Total Liabilities | $ 453.73 million |
| Shareholders’ Equity | $ 43.22 million |
| INCOME AND EXPENSES | |
| Total Interest Income | $ 20.43 million |
| Total Interest Expense | $ 5.43 million |
| Net interest income | $ 15.00 million |
| Provision for loan and lease losses | N.A. |
| Total non interest income | $ 1.22 million |
| Total non interest expense | $ 10.12 million |
| Pre-tax Net Operating Income | $ 4.26 million |
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