Reading Co-operative Bank is an FDIC insured institution headquartered at
180 Haven St, Reading, MA 01867.
It was founded in
1886 and has approximately $1 billion in
assets. Customers can open an account at one of its 9 branches.
| INT CHECKING RATES | APY | MIN |
|---|---|---|
|
Int Ckg
|
0.01% | $2,500 |
|
Intro APR: 7.490 %
After Intro:7.490 % |
$0 |
Achieve Loans NMLS ID: 1810501 / Updated 2024-10-18 |
Intro APR: 9.250 %
After Intro:9.250 % |
$0 |
AmeriSave Mortgage Corporation NMLS ID: 1168 / Updated 2024-10-22 |
Home Equity Lines, Refinance, & Second Mortgages | $0 |
CrossCountry Mortgage, LLC NMLS ID: 3029 / Updated 2024-10-22 |
"Unlock Your Home's Potential" | $0 |
| Home Equity Line of Credit - Equal Housing Lender | $0 |
| HELOC approval in 5 minutes, funding in 5 days. Borrow up to $400k online. | $0 |
District Lending NMLS ID: 598623 / Updated 2024-10-22 |
No Lender Fees | $0 |
Rate NMLS ID: 2611 / Updated 2024-10-22 |
Lightning Fast HELOC | $0 |
| Tap Into the Equity of Your Home to Get The Cash You Need | $0 |
| 6.253% |
$1,945
Fees & Points
$4,566 Total
0.995 Pts ($3,184) $1,382 Fees |
District Lending NMLS ID: 1835285 |
6.380% |
$1,971
Fees & Points
$4,400 Total
0.875 Pts ($2,800) $1,600 Fees |
Beeline Loans, Inc. NMLS ID: 1799947 |
6.608% |
$2,023
Fees & Points
$3,607 Total
0.815 Pts ($2,608) $999 Fees |
PenFed Credit Union NMLS ID: 401822 |
6.680% |
$2,023
Fees & Points
$6,000 Total
0.875 Pts ($2,800) $3,200 Fees |
Mutual of Omaha Mortgage, Inc. NMLS ID: 1025894 |
6.962% |
$2,103
Fees & Points
$2,847 Total
0.671 Pts ($2,147) $700 Fees |
Rocket Mortgage NMLS ID: 3030 |
7.089% |
$2,127
Fees & Points
$3,200 Total
1.000 Pts ($3,200) $0 Fees |
PADDIO NMLS ID: 1907 |
7.194% |
$2,156
Fees & Points
$2,202 Total
0.688 Pts ($2,202) $0 Fees |
Top Flite Financial NMLS ID: 4181 |
Fees & Points
Total
Pts ($0) $0 Fees |
Beeline Loans, Inc. NMLS ID: 1799947 |
Fees & Points
Total
Pts ($0) $0 Fees |
Neighbors Bank NMLS ID: 491986 |
Fees & Points
Total
Pts ($0) $0 Fees |
Veterans United Home Loans NMLS ID: 1907 |
Fees & Points
Total
Pts ($0) $0 Fees |
| FDIC Insured | Yes |
| FDIC Certificate | # 26620 |
| Date Established | 1886 |
| Assets | $ 918.21 million |
| Loans | $ 709.50 million |
| Deposits | $ 688.31 million |
| Capital | $ 52.07 million |
| ASSETS | |
| Cash & Balances due from depository institutions | $ 7.62 million |
| Interest-bearing balances | $ 0.58 million |
| Total securities | $ 146.47 million |
| Federal funds sold and reverse repurchase | $ 1.13 million |
| Net loans and leases | $ 709.50 million |
| Loan loss allowance | $ 4.86 million |
| Trading account assets | N.A. |
| Bank premises and fixed assets | N.A. |
| Other real estate owned | N.A. |
| Goodwill and other intangibles | $ 1.24 million |
| All other assets | $ 29.32 million |
| Total Assets | $ 866.13 million |
| LIABILITIES | |
| Total deposits | $ 688.31 million |
| Interest-bearing deposits | $ 537.17 million |
| Deposits held in domestic offices | $ 688.31 million |
| % insured (estimated) | 68.70% |
| Federal funds purchased and repurchase agreements | N.A. |
| Trading liabilities | N.A. |
| Other borrowed funds | $ 4.50 million |
| Subordinated debt | N.A. |
| All other liabilities | $ 8.26 millionn |
| Total Liabilities | $ 866.13 million |
| Shareholders’ Equity | $ 52.07 million |
| INCOME AND EXPENSES | |
| Total Interest Income | $ 21.44 million |
| Total Interest Expense | $ 10.64 million |
| Net interest income | $ 10.80 million |
| Provision for loan and lease losses | $ 0.15 million |
| Total non interest income | $ 1.01 million |
| Total non interest expense | $ 10.85 million |
| Pre-tax Net Operating Income | $ 4.83 million |
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