Reading Co-operative Bank is an FDIC insured institution headquartered at
180 Haven St, Reading, MA 01867.
It was founded in
1886 and has approximately $1 billion in
assets. Customers can open an account at one of its 9 branches.
| INT CHECKING RATES | APY | MIN |
|---|---|---|
|
Int Ckg
|
0.01% | $2,500 |
|
Intro APR: 6.990 %
After Intro:6.990 % |
$0 |
Figure Home Equity NMLS ID: 1717824 / Updated 2025-02-11 |
Intro APR: 7.350 %
After Intro:7.350 % |
$15,000 |
| Tap Into the Equity of Your Home to Get The Cash You Need | $0 |
New American Funding, LLC NMLS ID: 6606 / Updated 2025-02-23 |
Cash-Out and Home Equity Options Available. | $0 |
CrossCountry Mortgage, LLC NMLS ID: 3029 / Updated 2025-02-23 |
"Unlock Your Home's Potential" | $0 |
| HELOC approval in 5 minutes, funding in 5 days. Borrow up to $400k online. | $0 |
District Lending NMLS ID: 598623 / Updated 2025-02-23 |
No Lender Fees | $0 |
AmeriSave Mortgage Corporation NMLS ID: 1168 / Updated 2025-02-23 |
Home Equity Loans & Refinance – Cash out | $0 |
Upstart NMLS ID: 2443873 / Updated 2025-02-23 |
As low as 8.25% APR on your initial draw* | $0 |
| 6.468% |
$1,997
Fees & Points
$3,352 Total
0.732 Pts ($2,342) $1,010 Fees |
Mutual of Omaha Mortgage, Inc. NMLS ID: 1025894 |
6.704% |
$2,049
Fees & Points
$2,610 Total
0.597 Pts ($1,910) $700 Fees |
Rocket Mortgage NMLS ID: 3030 |
6.973% |
$2,103
Fees & Points
$3,200 Total
1.000 Pts ($3,200) $0 Fees |
Top Flite Financial NMLS ID: 4181 |
Fees & Points
Total
Pts ($0) $0 Fees |
Veterans United Home Loans NMLS ID: 1907 |
Fees & Points
Total
Pts ($0) $0 Fees |
Neighbors Bank NMLS ID: 491986 |
Fees & Points
Total
Pts ($0) $0 Fees |
Beeline Loans, Inc. NMLS ID: 1799947 |
Fees & Points
Total
Pts ($0) $0 Fees |
| FDIC Insured | Yes |
| FDIC Certificate | # 26620 |
| Date Established | 1886 |
| Assets | $ 922.49 million |
| Loans | $ 711.17 million |
| Deposits | $ 678.20 million |
| Capital | $ 57.32 million |
| ASSETS | |
| Cash & Balances due from depository institutions | $ 7.35 million |
| Interest-bearing balances | $ 0.38 million |
| Total securities | $ 149.09 million |
| Federal funds sold and reverse repurchase | $ 3.14 million |
| Net loans and leases | $ 711.17 million |
| Loan loss allowance | $ 4.61 million |
| Trading account assets | N.A. |
| Bank premises and fixed assets | N.A. |
| Other real estate owned | N.A. |
| Goodwill and other intangibles | $ 1.22 million |
| All other assets | $ 29.32 million |
| Total Assets | $ 865.18 million |
| LIABILITIES | |
| Total deposits | $ 678.20 million |
| Interest-bearing deposits | $ 526.82 million |
| Deposits held in domestic offices | $ 678.20 million |
| % insured (estimated) | 69.96% |
| Federal funds purchased and repurchase agreements | N.A. |
| Trading liabilities | N.A. |
| Other borrowed funds | $ 4.50 million |
| Subordinated debt | N.A. |
| All other liabilities | $ 8.26 millionn |
| Total Liabilities | $ 865.18 million |
| Shareholders’ Equity | $ 57.32 million |
| INCOME AND EXPENSES | |
| Total Interest Income | $ 32.60 million |
| Total Interest Expense | $ 16.21 million |
| Net interest income | $ 16.39 million |
| Provision for loan and lease losses | $ 0.29 million |
| Total non interest income | $ 1.80 million |
| Total non interest expense | $ 16.26 million |
| Pre-tax Net Operating Income | $ 4.83 million |
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