Summit Community Bank, Inc

Our records indicate that this bank has been acquired by Burke & Herbert Bank & Trust Company.

For information concerning SFGI Direct, a division of Summit Community Bank online bank, please click here.

Summit Community Bank, Inc is an FDIC insured institution headquartered at 310 N Main St, Moorefield, WV 26836.
It was founded in 1995 and has approximately $5 billion in assets. Customers can open an account at one of its 0 branches.

Deposit Rates - November 14, 2024

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Third Federal Savings and Loan
NMLS ID: 449401 / Updated 2024-11-14
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Advantage Mortgage
NMLS ID: 2592312
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NMLS ID: 1025894

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NMLS ID: 4181

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NMLS ID: 1799947

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NMLS ID: 1907

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Neighbors Bank
NMLS ID: 491986

Fees & Points Total
Pts ($0)
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Data provided by Brown Bag Marketing, Inc. Payments do not include amounts for taxes and insurance premiums. Click here for more information on rates and product details.

Overview 2024

General Bank Information

FDIC Insured	Yes
FDIC Certificate	# 34102
Date Established	1995
Assets	$ 4.63 billion
Loans	$ 3.65 billion
Deposits	$ 3.78 billion
Capital	$ 545.81 million

Summary Balance Sheet as of March 31, 2024

ASSETS
Cash & Balances due from depository institutions	$ 55.31 million
Interest-bearing balances	$ 31.95 million
Total securities	$ 588.87 million
Federal funds sold and reverse repurchase	N.A.
Net loans and leases	$ 3.65 billion
Loan loss allowance	$ 49.23 million
Trading account assets	N.A.
Bank premises and fixed assets	N.A.
Other real estate owned	$ 3.43 million
Goodwill and other intangibles	$ 75.73 million
All other assets	$ 153.66 million
Total Assets	$ 4.09 billion

LIABILITIES
Total deposits	$ 3.78 billion
Interest-bearing deposits	$ 3.14 billion
Deposits held in domestic offices	$ 3.78 billion
% insured (estimated)	65.92%
Federal funds purchased and repurchase agreements	$ 0.16 million
Trading liabilities	N.A.
Other borrowed funds	$ 298.11 million
Subordinated debt	N.A.
All other liabilities	$ 28.67 millionn
Total Liabilities	$ 4.09 billion
Shareholders’ Equity	$ 539.01 million

Summary Income Statement as of March 31, 2024

INCOME AND EXPENSES
Total Interest Income	$ 65.45 million
Total Interest Expense	$ 24.10 million
Net interest income	$ 41.35 million
Provision for loan and lease losses	N.A.
Total non interest income	$ 5.12 million
Total non interest expense	$ 22.74 million
Pre-tax Net Operating Income	$ 33.74 million

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Summit Community Bank, Inc

Deposit Rates - November 14, 2024

Featured Home Equity Rates

Featured 30-Year Fixed Mortgage Rates

Overview 2024

General Bank Information

Summary Balance Sheet as of March 31, 2024

Summary Income Statement as of March 31, 2024

Customer Reviews for Summit Community Bank, Inc

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