West Town Bank & Trust


West Town Bank & Trust is an FDIC insured institution headquartered at 7820 W 26th St, North Riverside, IL 60546.
It was founded in 1922 and has approximately $1 billion in assets. Customers can open an account at one of its 4 branches.

Deposit Rates - December 22, 2024

Overview 2024

General Bank Information

FDIC Insured Yes
FDIC Certificate # 28151
Date Established 1922
Assets $ 511.57 million
Loans $ 432.45 million
Deposits $ 404.60 million
Capital $ 58.10 million

Summary Balance Sheet as of March 31, 2024

ASSETS
Cash & Balances due from depository institutions $ 35.82 million
Interest-bearing balances $ 32.90 million
Total securities $ 21.82 million
Federal funds sold and reverse repurchase N.A.
Net loans and leases $ 432.45 million
Loan loss allowance $ 7.92 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned N.A.
Goodwill and other intangibles $ 4.08 million
All other assets $ 14.60 million
     Total Assets $ 453.47 million

LIABILITIES
Total deposits $ 404.60 million
      Interest-bearing deposits $ 329.64 million
      Deposits held in domestic offices $ 404.60 million
      % insured (estimated) 85.32%
Federal funds purchased and repurchase agreements N.A.
Trading liabilities N.A.
Other borrowed funds N.A.
Subordinated debt N.A.
All other liabilities $ 5.13 millionn
      Total Liabilities $ 453.47 million
      Shareholders’ Equity $ 58.10 million

Summary Income Statement as of March 31, 2024

INCOME AND EXPENSES
Total Interest Income $ 17.87 million
Total Interest Expense $ 7.43 million
Net interest income $ 10.43 million
Provision for loan and lease losses $ 2.05 million
Total non interest income $ 2.08 million
Total non interest expense $ 8.20 million
Pre-tax Net Operating Income $ 2.48 million


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West Town Bank & Trust Locations