Highest Yielding 4-Year CD Rates for San Diego, CA

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• Self-help Federal Credit Union

  4.65%

  Credit Union with nearby branch - View 48 Month - $500 Min.

• Schoolsfirst Federal Credit Union

  4.35%

  Credit Union with nearby branch - View 48-59 Month Jumbo - $100,000 Min.

• Schoolsfirst Federal Credit Union

  4.30%

  Credit Union with nearby branch - View 48-59 Month - $50,000 Min.

• Inova Federal Credit Union

  4.25%

  Credit Union with nearby branch - View 4 Year - $200 Min.

• Schoolsfirst Federal Credit Union

  4.25%

  Credit Union with nearby branch - View 48-59 Month - $20,000 Min.

• Schoolsfirst Federal Credit Union

  4.20%

  Credit Union with nearby branch - View 48-59 Month - $500 Min.

• Northrop Grumman Federal Credit Union

  4.01%

  Credit Union with nearby branch - View 48 Month Bonus Term - $40,000 Min.

• Frontwave Credit Union

  4.00%

  Credit Union with nearby branch - View 4 Year - $1,000 Min.

• Merrick Bank

  4.00%

  Online Rate 48 Month CD - $25,000 Min. Warning: Early Withdrawal Penalty is 2% of the account balance.

• Community Commerce Bank

  3.97%

  Bank with nearby branch - View 48 MONTH - $10,000 Min.

• KS StateBank

  3.95%

  Online Rate with branch - View 4 YEAR - $500 Min.

• Synchrony Bank	3.90%	Online Rate 48 Month CD - $0 Min.
  Judith | May 12, 2023 | I can’t get a real live person ever! Don’t use them ! More Reviews

• BMO Alto, a division of Bank of Montreal Harris	3.90%	Online Rate 4-Year CD - $0 Min. Early Withdrawal Penalty is 180 days interest.
  J Tremain | February 22, 2024 | They gave me the new, lower CD rate even though I had opened the account online when the CD rate was 0.15% higher. I checked with Wells and they had even initiated the transfer before they lowered the rat... More Reviews

• M.Y. Safra Bank

  3.85%

  Online Rate 48 Month Online CD - $500 Min. Early Withdrawal Penalty is 90 days interest.

• Northrop Grumman Federal Credit Union

  3.85%

  Credit Union with nearby branch - View 48 Month Term - $2,500 Min.

• Chevron Federal Credit Union

  3.85%

  Credit Union with nearby branch - View Share CD - $250,000 Min.

• Spectrum Federal Credit Union

  3.85%

  Credit Union with nearby branch - View 48 Month - $250,000 Min.

• Beal Bank

  3.80%

  Bank with nearby branch - View 48 MONTH - $1,000 Min.

• Beal Bank USA

  3.80%

  Bank with nearby branch - View 48 MONTH - $1,000 Min.

• Seattle Bank

  3.80%

  Online Rate with branch - View 48 Month - $1,000 Min. Early Withdrawal Penalty is 180 days interest.

• Chevron Federal Credit Union

  3.80%

  Credit Union with nearby branch - View Share CD - $100,000 Min.

• Spectrum Federal Credit Union

  3.80%

  Credit Union with nearby branch - View 48 Month - $100,000 Min.

• Customers Bank

  3.75%

  Online Rate with branch - View 48 MONTH - $500 Min.

• Cbc Federal Credit Union

  3.75%

  Credit Union with nearby branch - View 4 Year - $500 Min.

• Poppy Bank

  3.75%

  Bank with nearby branch - View 48 Month CD - $1,000 Min. Warning: Early withdrawal penalty is 3.00%.

• Chevron Federal Credit Union

  3.75%

  Credit Union with nearby branch - View Share CD - $50,000 Min.

• Spectrum Federal Credit Union

  3.75%

  Credit Union with nearby branch - View 48 Month - $50,000 Min.

• The Golden 1 Credit Union

  3.75%

  Credit Union with nearby branch - View 48-59 Months - $100,000 Min.

• Virtualbank, a division of First Horizon Bank	3.67%	Online Rate 4 Year CD - $10,000 Min. Warning: Early withdrawal penalty is 2% of principal
  YTu | June 27, 2023 | Amataur outfit - stay away More Reviews

• The Golden 1 Credit Union

  3.65%

  Credit Union with nearby branch - View 48-59 Months - $500 Min.

• First Internet Bank of Indiana

  3.62%

  Online Rate 4-Year CD - $1,000 Min. Early Withdrawal Penalty is 360 days interest.

• Goldman Sachs Bank	3.60%	Online Rate 48 Month CD - $500 Min.
  Leslie G | December 7, 2021 | I've been unable to log on all evening because of the AWS outage. Also, I waited on hold for over 1 hour before giving up. Unable to get access to my money and disappointed by the AWS reliance with no re... More Reviews

• Partners Federal Credit Union

  3.60%

  Credit Union with nearby branch - View 48-Month Jumbo - $100,000 Min.

• Citizens Equity First Credit Union

  3.56%

  Credit Union with nearby branch - View 48 Month Jumbo - $100,000 Min.

• Capital One 360	3.55%	Online Rate 4 Year CD - $0 Min. Early Withdrawal Penalty is 6 months interest.
  Lucille Foster | December 6, 2022 | The MOST organized bank with easy to read online banking ever! More Reviews

• Capital One, National Association	3.55%	Bank with nearby branch - View 48 MONTH - $0 Min.
  Lucille Foster | December 6, 2022 | The MOST organized bank with easy to read online banking ever! More Reviews

• Partners Federal Credit Union

  3.55%

  Credit Union with nearby branch - View 48-Month Standard College Saver - $500 Min.

• Citizens Equity First Credit Union

  3.51%

  Credit Union with nearby branch - View 48 Month - $1,000 Min.

• Prime Alliance Bank	3.50%	Online Rate 48 Month Online CD - $500 Min. Early Withdrawal Penalty is 90 days interest.
  howdoyoudo | July 18, 2022 | And how is this an online bank if they are inundating me with invitations to a customer appreciation free movie showing in some remote location in Utah? More Reviews

• Northern Bank Direct	3.50%	Online Rate 48 Month CD - $500 Min.
  Wazup | October 13, 2022 | might be a good as a local bank, but not set up as an online bank More Reviews

• TIAA Bank / Everbank	3.50%	Online Rate Basic CD - $1,000 Min.
  Jeff T | November 21, 2023 | Everbank is the same name that was issuing foreign currency CDs and saying there was no risk and then violating their own T&C to not pay out. It is back. Terrible bank, no matter what the name. More Reviews

• Technology Credit Union

  3.50%

  Credit Union with nearby branch - View 48-59 Month - $1,000 Min.

• Partners Federal Credit Union

  3.50%

  Credit Union with nearby branch - View 48-Month Standard - $1,000 Min.

• Bread Savings, a division of Bread Financial	3.50%	Online Rate 4-Year CD - $1,500 Min. Early withdrawal penalty is 365 days interest.
  PB VeganChic | November 7, 2023 | The rates are good but it was a hassle getting my account set up. The app does not work. I purchased a 5 year CD and I hope I don't have any issues when it's time to cash it out. I wouldn't recommend Bread... More Reviews

• Stanford Federal Credit Union

  3.45%

  Credit Union with nearby branch - View Premium Share 48 Months - $1,000 Min.

• Logix Federal Credit Union

  3.45%

  Credit Union with nearby branch - View 48 Month Jumbo - $100,000 Min.

• Ally Bank	3.40%	Online Rate 4 Year "Raise Your Rate" CD - $0 Min.
  TeresaKnight | August 1, 2022 | Hard to imagine how Ally got to be so bad, but 1 hour to speak with anyone on the phone is just not good business. It however is slightly better than my other bank which is CIT which hangs up on me. More Reviews

• Wescom Central Credit Union

  3.40%

  Credit Union with nearby branch - View Platinum Signature Member 48-Month (48 to 59 months) - $500 Min.

• Transportation Alliance Bank, Inc. d/b/a TAB Bank	3.40%	Online Rate 48 Month Online CD - $1,000 Min. Early Withdrawal Penalty is 180 days interest.
  Frog Stephane | October 30, 2022 | I got into this one and a couple of other small Utah banks last years when I saw that they were a little higher than national rates (something like 0.70% versus 0.50%). Whatever I made with this adjustme... More Reviews

• Discover Bank

  3.40%

  Online Rate 48 Month CD - $2,500 Min.