Highest Yielding 2-Year CD Rates for Rochester, NY

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• Ponce Bank

  4.40%

  Bank with nearby branch - View 24 MONTH - $1,000 Min.

• Inner Lakes Federal Credit Union

  4.33%

  Credit Union with nearby branch - View 24 Month - $1,000 Min.

• Quorum Federal Credit Union

  4.25%

  Credit Union with nearby branch - View 24 Month Term - $1,000 Min.

• G.p.o. Federal Credit Union

  4.25%

  Credit Union with nearby branch - View 24 Month - $1,000 Min.

• Access Federal Credit Union

  4.25%

  Credit Union with nearby branch - View 24 MONTH - $1,000 Min.

• My e-Banc, a division of Bradesco BAC Florida Bank

  4.25%

  Online Rate 24 Month Jumbo CD - $50,000 Min.

• Newtek Bank, National Association

  4.20%

  Online Rate with branch - View 24 MONTH - $2,500 Min.

• Prime Alliance Bank	4.15%	Online Rate 24 Month Online CD - $500 Min. Early Withdrawal Penalty is 90 days interest.
  howdoyoudo | July 18, 2022 | And how is this an online bank if they are inundating me with invitations to a customer appreciation free movie showing in some remote location in Utah? More Reviews

• Customers Bank

  4.15%

  Online Rate with branch - View 24 MONTH - $500 Min.

• Bank of Utica

  4.15%

  Bank with nearby branch - View 2-3 YEAR - $500 Min.

• Merrick Bank

  4.15%

  Online Rate with branch - View 24 Month CD - $25,000 Min. Warning: Early Withdrawal Penalty is 2% of the account balance.

• Massena Savings and Loan

  4.13%

  Bank with nearby branch - View 24 MONTH - $1,000 Min.

• Capital Communications Federal Credit Union

  4.10%

  Credit Union with nearby branch - View 24 Month - $500 Min.

• Mohawk Valley Federal Credit Union

  4.07%

  Credit Union with nearby branch - View 24-30 Month - $10,000 Min.

• State Bank of India

  4.06%

  Bank with nearby branch - View 24 Month CD - $1,000 Min.

• Seattle Bank

  4.05%

  Online Rate with branch - View 24 Month - $1,000 Min. Early Withdrawal Penalty is 180 days interest.

• Navy Federal Credit Union	4.05%	Online Rate with branch - View 24 Month - $100,000 Min.
  Rc | June 19, 2024 | Least friendly bank I have ever dealt with. First wanted me to abandon my existing bank and move all direct deposit to them. Second no one even smiles or welcomes you. I got the feeling I was wasting t... More Reviews

• Ridgewood Savings Bank

  4.00%

  Bank with nearby branch - View 24 MONTH - $100 Min.

• M.Y. Safra Bank

  4.00%

  Online Rate 24 Month Online CD - $500 Min. Early Withdrawal Penalty is 90 days interest.

• Us Alliance Federal Credit Union

  4.00%

  Credit Union with nearby branch - View 24 Month - $500 Min.

• First Source Federal Credit Union

  4.00%

  Credit Union with nearby branch - View 24 MONTH - $500 Min.

• The Summit Federal Credit Union

  4.00%

  Credit Union with nearby branch - View 24 Month - $500 Min.

• Colorado Federal Savings Bank

  4.00%

  Online Rate 24 Month CD - $5,000 Min. Early Withdrawal Penalty is 6 months Interest.

• My e-Banc, a division of Bradesco BAC Florida Bank

  4.00%

  Online Rate 24 Month - $5,000 Min. Early withdrawal penalty is 6 months interest

• Home Savings Bank

  4.00%

  Online Rate with branch - View 24 Month CD - $5,000 Min.

• Navy Federal Credit Union	4.00%	Online Rate with branch - View 24 Month - $20,000 Min.
  Rc | June 19, 2024 | Least friendly bank I have ever dealt with. First wanted me to abandon my existing bank and move all direct deposit to them. Second no one even smiles or welcomes you. I got the feeling I was wasting t... More Reviews

• TotalDirect, a division of City National Bank of Florida	4.00%	Online Rate 24-Month CD - $25,000 Min.
  J Dally | June 13, 2023 | 5% + on a savings rate is attractive, but the phone reps are trained to tell people as a first response to come to a branch to address any inquiries. (Thankfully, I don't live in Florida but I also means ... More Reviews

• Connexus Credit Union	3.99%	Online Rate with branch - View Jumbo 24 Month - $100,000 Min.
  Josh Hinson | February 3, 2023 | So I financed a camper through this group. The plumbing water sewer black and gray tank fell to the ground 30 days after purchase. It was being “ fixed “ for almost 5 months the dealer assured me I wou... More Reviews

• The Summit Federal Credit Union

  3.92%

  Credit Union with nearby branch - View 24 Months Jumbo - $75,000 Min.

• First Internet Bank of Indiana

  3.92%

  Online Rate 24-Month CD - $1,000 Min. Early Withdrawal Penalty is 360 days interest.

• Synchrony Bank	3.90%	Online Rate 2 Year CD - $0 Min.
  Judith | May 12, 2023 | I can’t get a real live person ever! Don’t use them ! More Reviews

• BMO Alto, a division of Bank of Montreal Harris	3.90%	Online Rate 24 Month CD - $0 Min. Early Withdrawal Penalty is 180 days interest.
  J Tremain | February 22, 2024 | They gave me the new, lower CD rate even though I had opened the account online when the CD rate was 0.15% higher. I checked with Wells and they had even initiated the transfer before they lowered the rat... More Reviews

• KS StateBank

  3.90%

  Online Rate with branch - View 2 YEAR - $500 Min.

• Corning Federal Credit Union

  3.90%

  Credit Union with nearby branch - View 24 Month Jumbo - $100,000 Min.

• Connexus Credit Union	3.89%	Online Rate with branch - View 24 Month - $5,000 Min.
  Josh Hinson | February 3, 2023 | So I financed a camper through this group. The plumbing water sewer black and gray tank fell to the ground 30 days after purchase. It was being “ fixed “ for almost 5 months the dealer assured me I wou... More Reviews

• Bank of Whittier, National Association

  3.87%

  Bank with nearby branch - View 24 Month Certificate of Deposit - $1,000 Min.

• Empower Federal Credit Union

  3.85%

  Credit Union with nearby branch - View 24 Month - $500 Min.

• Transportation Alliance Bank, Inc. d/b/a TAB Bank	3.85%	Online Rate 24 Month Online CD - $1,000 Min. Early Withdrawal Penalty is 180 days interest.
  Frog Stephane | October 30, 2022 | I got into this one and a couple of other small Utah banks last years when I saw that they were a little higher than national rates (something like 0.70% versus 0.50%). Whatever I made with this adjustme... More Reviews

• Bread Savings, a division of Bread Financial	3.85%	Online Rate 2-Year CD - $1,500 Min. Early withdrawal penalty is 180 days interest.
  PB VeganChic | November 7, 2023 | The rates are good but it was a hassle getting my account set up. The app does not work. I purchased a 5 year CD and I hope I don't have any issues when it's time to cash it out. I wouldn't recommend Bread... More Reviews

• Suma Federal Credit Union

  3.82%

  Credit Union with nearby branch - View 2 Year - $1,000 Min.

• Popular Direct

  3.80%

  Online Rate 2 Year CD - $10,000 Min. Early Withdrawal Penalty is 270 days interest.

• Virtualbank, a division of First Horizon Bank	3.77%	Online Rate 2 Year CD - $10,000 Min. Warning: Early Withdrawal Penalty is 2% of principal.
  YTu | June 27, 2023 | Amataur outfit - stay away More Reviews

• Ridgedale Federal Credit Union

  3.76%

  Credit Union with nearby branch - View 24 Month - $500 Min.

• ableBanking, a division of Northeast Bank

  3.75%

  Online Rate 2-Yr CD - $500 Min.

• Vio Bank, A Division of MidFirst Bank	3.75%	Online Rate 24 Month CD - $500 Min.
  Laura K | July 14, 2021 | My husband and I opened an account here. We were happy to get the slightly higher rate for a bit, but they were quick to lower it. And, then the fees started. More Reviews

• Hudson Valley Credit Union

  3.75%

  Credit Union with nearby branch - View 24 Months - $500 Min.

• Banesco USA

  3.75%

  Online Rate with branch - View 2 YEAR - $1,000 Min. Early Withdrawal Penalty is 180 days interest.

• Teachers Federal Credit Union

  3.75%

  Credit Union with nearby branch - View 24 Month - $1,000 Min.

• Bask Bank, a division of Texas Capital Bank	3.75%	Online Rate 24 MONTH - $1,000 Min. Early Withdrawal Penalty is 180 days interest.
  JQ25 | July 20, 2023 | This should be a red flag on their CD accounts! "APYs on term deposits assumes reinvestment of principal and interest at maturity, fees may reduce earnings on accounts." More Reviews

• Sallie Mae Bank	3.75%	Online Rate 24 Month CD - $2,500 Min.
  JPreston | January 7, 2023 | Called and asked them to match rates offered through save better for a 15 year client since directly offered rates are no longer competitive. Received nasty response. My only regret now is that I need to c... More Reviews