Best Home Equity Line of Credit Rates for California, CA

• Lender

  APR(%)

  Min.Initial Draw Amount

  Learn More

• Third Federal Savings and Loan NMLS ID: 449401 / Updated 2024-11-13 Equal Housing Lender

  Intro APR: 7.490 % After Intro:7.490 %

  $0

  Third Federal rate are typically 20% lower than other leaders Guaranteed Lowest Rate No closing costs, prepayment penalties, or minimum draw requirements 10 year draw period Learn More

• The Loan Exchange NMLS ID: 1637539 / Updated 2024-03-27

  Intro APR: 10.950 % After Intro:10.950 %

  $0

  Up to $250,000 in Home Equity Line of Credit. Your rate will never go above the start rate. It can only go lower. Low monthly payment - Interest only for the first 5 years Get approved online in less than 5 minutes. Learn More

• Upstart NMLS ID: 2443873 / Updated 2024-11-13

  As low as 8.25% APR on your initial draw*

  As low as 8.25% APR on your initial draw* Get your money up to 5x faster than the industry standard* Fixed rate on each draw* No paperwork needed to apply Learn More

• Figure Home Equity Line NMLS ID: 1717824 / Updated 2024-11-13 Equal Housing Lender

  HELOC approval in 5 minutes, funding in 5 days. Borrow up to $400k online.

  Fastest way to turn home equity into cash Flexible terms, redraw up to 100%, borrow $20k-$400k Approval in as little as 5 minutes. Funding in as few as 5 days. Use to consolidate debt or finance your next home project Learn More

• Top Flite Financial NMLS ID: 4181 / Updated 2024-11-13 Equal Housing Lender

  Tap Into the Equity of Your Home to Get The Cash You Need

  1st Mortgages & Home Equity Loans (Credit Score Approvals Down to 500) Cash Out and Debt Consolidation Experts Self Employed Bank Statement Loan Programs A+ BBB Rating and 4.9 Stars on Google Learn More

• AmeriSave Mortgage Corporation NMLS ID: 1168 / Updated 2024-11-13

  Home Equity Lines, Refinance, & Second Mortgages

  Home Equity Lines, Refinance, & Second Mortgages Unlock your Home’s Equity for Cash Low Rates: Instant Quote & Credit Approval Over $100 Billion Funded. 21 Years in Business Learn More

• District Lending NMLS ID: 598623 / Updated 2024-11-13

  No Lender Fees

  No Lender Fees Fast Easy Over 20 Years Experience Learn More

• CrossCountry Mortgage, LLC NMLS ID: 3029 / Updated 2024-11-13

  "Unlock Your Home's Potential"

  Transform Your Home Equity Into Cash: Explore our Tech-Powered Solutions! Unlock Your Home's Value: Discover the Power of our Online HELOC! Maximize Your Equity: Get Cash-Out Using Our HELOC for Your Next Big Step Secure Your Future: Experience the Ease of our Fixed Home Equity Loans Learn More

• Pacific Service CU NMLS ID: 412534 Updated 2024-11-13

  8.750 %

  $0

• California Credit Union NMLS ID: 401403 Updated 2024-11-13

  Intro APR: 6.990 % After Intro: 9.250 % Intro Period: 12 months

  $0

• Los Angeles Federal Credit Union NMLS ID: 440742 Updated 2024-11-13

  9.240 %

  $0

• USC Credit Union NMLS ID: 448984 Updated 2024-11-13

  8.150 %

  $0

• Tri Counties Bank NMLS ID: 458732 Updated 2024-11-13

  9.250 %

  $0

• HSBC NMLS ID: 399799 Updated 2024-11-13

  Intro APR: 6.240 % After Intro: 8.650 % Intro Period: 12 months

  $25,000

• Alaska USA Federal Credit Union NMLS ID: 409001 Updated 2024-11-13

  9.250 %

  $0

• First Tech FCU NMLS ID: 732452 Updated 2024-11-13

  8.500 %

  $0

• Corporate America Family CU NMLS ID: 456438 Updated 2024-11-13

  8.250 %

  $0

• Navy FCU NMLS ID: 399807 Updated 2024-11-13

  8.500 %

  $0

• Washington Trust Bank NMLS ID: 728368 Updated 2024-11-13

  8.500 %

  $0

• Firefighters First Credit Union NMLS ID: 649058 Updated 2024-11-11

  8.750 %

  $0

• Police Credit Union of California NMLS ID: 409710 Updated 2024-11-13

  9.500 %

  $0

• Exchange Bank NMLS ID: 401817 Updated 2024-11-13

  Intro APR: 8.490 % After Intro: 11.625 % Intro Period: 6 months

  $0

• Arrowhead CU NMLS ID: 763460 Updated 2024-11-13

  8.750 %

  $0

• Financial Partners CU NMLS ID: 401427 Updated 2024-11-13

  Intro APR: 5.990 % After Intro: 8.000 % Intro Period: 6 months

  $0

• SchoolsFirst FCU NMLS ID: 405503 Updated 2024-11-13

  Intro APR: 6.490 % After Intro: 7.500 % Intro Period: 6 months

  $0

• Patelco CU NMLS ID: 506373 Updated 2024-11-13

  8.500 %

  $0

• Los Angeles Police Federal Credit Union NMLS ID: 506268 Updated 2024-11-13

  Intro APR: 5.990 % After Intro: 9.000 % Intro Period: 12 months

  $5,000

• San Francisco FCU NMLS ID: 416906 Updated 2024-11-11

  8.750 %

  $10,000

• Bank of America NMLS ID: 399802 Updated 2024-11-13

  Intro APR: 6.490 % After Intro: 9.250 % Intro Period: 6 months

  $100,000

• Safe CU NMLS ID: 466072 Updated 2024-11-13

  8.840 %

  $0

• NuVision FCU NMLS ID: 447411 Updated 2024-11-13

  Intro APR: 5.990 % After Intro: 8.500 % Intro Period: 12 months

  $0

• Golden 1 CU NMLS ID: 669333 Updated 2024-11-13

  11.000 %

  $0

• San Diego County CU NMLS ID: 580585 Updated 2024-11-13

  9.750 %

  $0

• Comerica Bank NMLS ID: 480990 Updated 2024-11-13

  Intro APR: 6.240 % After Intro: 9.250 % Intro Period: 6 months

  $0

• Stanford FCU NMLS ID: 729643 Updated 2024-11-13

  Intro APR: 7.250 % After Intro: 8.000 % Intro Period: 6 months

  $0

• California Bank & Trust NMLS ID: 576583 Updated 2024-11-13

  9.150 %

  $0

• First Financial CU NMLS ID: 782737 Updated 2024-11-13

  Intro APR: 5.990 % After Intro: 9.250 % Intro Period: 12 months

  $0

• Data provided by Brown Bag Marketing, Inc. Payments do not include amounts for taxes and insurance premiums. Click here for more information on rates and product details.

• Westfield Bank

  1.993 %

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  Bank with nearby branch - View

• Academy Bank, National Association

  2.490 %

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  Bank with nearby branch - View

• Centreville Bank

  2.990 %

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  Bank with nearby branch - View

• Pentagon Federal Credit Union

  3.750 %

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  Credit Union with nearby branch - View

• Wheaton Bank & Trust, National Association

  3.790 %

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  Bank with nearby branch - View

• Citibank

  3.990 %

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• Cathay Bank

  4.250 %

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  Bank with nearby branch - View

• Educational Employees Credit Union

  4.250 %

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  Credit Union with nearby branch - View

• Orrstown Bank

  4.350 %

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• Bank Of Stockton

  4.500 %

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  Bank with nearby branch - View

• State Employees' Credit Union

  4.500 %

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  Credit Union with nearby branch - View

• Armed Forces Bank, National Association

  4.740 %

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  Bank with nearby branch - View

• State Employees Cu Of Maryland, Inc Credit Union

  4.750 %

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  Credit Union with nearby branch - View

• Wescom Central Credit Union

  4.750 %

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  Credit Union with nearby branch - View

• Alliant Credit Union

  4.750 %

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  Credit Union with nearby branch - View

• Everbank, National Association

  5.500 %

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  Bank with nearby branch - View

• Virginia Credit Union, Inc.,

  5.500 %

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  Credit Union with nearby branch - View

• Citizens Equity First Credit Union

  5.540 %

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  Credit Union with nearby branch - View

• United Nations Federal Credit Union

  5.630 %

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  Credit Union with nearby branch - View

• Tri Counties Bank

  5.740 %

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• Charles Schwab Bank, Ssb

  5.740 %

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  Bank with nearby branch - View

• Navy Federal Credit Union

  5.750 %

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  Credit Union with nearby branch - View

• First Technology Federal Credit Union

  5.750 %

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  Credit Union with nearby branch - View

• Jovia Financial Federal Credit Union

  5.990 %

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  Credit Union with nearby branch - View

• Redwood Credit Union

  6.000 %

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  Credit Union with nearby branch - View

• Bank Of America, National Association

  6.490 %

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• Logix Federal Credit Union

  6.490 %

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  Credit Union with nearby branch - View

• Mufg Union Bank, National Association

  6.740 %

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• Exchange Bank

  6.750 %

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  Bank with nearby branch - View

• El Dorado Savings Bank, F.s.b.

  6.750 %

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  Bank with nearby branch - View

• San Diego County Credit Union

  7.000 %

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  Credit Union with nearby branch - View

• St. Anne's

  7.490 %

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  Credit Union with nearby branch - View

• Fall River Five Cents Savings Bank

  7.500 %

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• Unity Bank

  7.750 %

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• Meridian Bank

  8.000 %

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• Harborone Bank

  8.490 %

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• D. L. Evans Bank

  8.500 %

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• The Bank Of Princeton

  8.500 %

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  Bank with nearby branch - View

• Star One Credit Union

  8.500 %

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  Credit Union with nearby branch - View

• Patelco Credit Union

  8.500 %

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  Credit Union with nearby branch - View

• U.s. Bank National Association

  8.650 %

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  Bank with nearby branch - View

• First Community Credit Union

  8.740 %

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  Credit Union with nearby branch - View