Best Home Equity Line of Credit Rates for Michigan, MI

• Lender

  APR(%)

  Min.Initial Draw Amount

  Learn More

• Third Federal Savings and Loan NMLS ID: 449401 / Updated 2024-11-13 Equal Housing Lender

  Intro APR: 7.490 % After Intro:7.490 %

  $0

  Third Federal rate are typically 20% lower than other leaders Guaranteed Lowest Rate No closing costs, prepayment penalties, or minimum draw requirements 10 year draw period Learn More

• Figure Home Equity Line NMLS ID: 1717824 / Updated 2024-11-13 Equal Housing Lender

  HELOC approval in 5 minutes, funding in 5 days. Borrow up to $400k online.

  Fastest way to turn home equity into cash Flexible terms, redraw up to 100%, borrow $20k-$400k Approval in as little as 5 minutes. Funding in as few as 5 days. Use to consolidate debt or finance your next home project Learn More

• AmeriSave Mortgage Corporation NMLS ID: 1168 / Updated 2024-11-13

  Home Equity Lines, Refinance, & Second Mortgages

  Home Equity Lines, Refinance, & Second Mortgages Unlock your Home’s Equity for Cash Low Rates: Instant Quote & Credit Approval Over $100 Billion Funded. 21 Years in Business Learn More

• District Lending NMLS ID: 598623 / Updated 2024-11-13

  No Lender Fees

  No Lender Fees Fast Easy Over 20 Years Experience Learn More

• Upstart NMLS ID: 2443873 / Updated 2024-11-13

  As low as 8.25% APR on your initial draw*

  As low as 8.25% APR on your initial draw* Get your money up to 5x faster than the industry standard* Fixed rate on each draw* No paperwork needed to apply Learn More

• CrossCountry Mortgage, LLC NMLS ID: 3029 / Updated 2024-11-13

  "Unlock Your Home's Potential"

  Transform Your Home Equity Into Cash: Explore our Tech-Powered Solutions! Unlock Your Home's Value: Discover the Power of our Online HELOC! Maximize Your Equity: Get Cash-Out Using Our HELOC for Your Next Big Step Secure Your Future: Experience the Ease of our Fixed Home Equity Loans Learn More

• Top Flite Financial NMLS ID: 4181 / Updated 2024-11-13 Equal Housing Lender

  Tap Into the Equity of Your Home to Get The Cash You Need

  1st Mortgages & Home Equity Loans (Credit Score Approvals Down to 500) Cash Out and Debt Consolidation Experts Self Employed Bank Statement Loan Programs A+ BBB Rating and 4.9 Stars on Google Learn More

• United Bank NMLS ID: 522399 Updated 2024-11-13

  8.000 %

  $0

• Teachers CU NMLS ID: 686706 Updated 2024-11-13

  8.000 %

  $0

• Credit Union One NMLS ID: 440839 Updated 2024-11-13

  8.490 %

  $0

• 1st Source NMLS ID: 645641 Updated 2024-11-13

  8.250 %

  $0

• Fifth Third NMLS ID: 403245 Updated 2024-11-13

  8.250 %

  $0

• Macatawa Bank NMLS ID: 410490 Updated 2024-11-13

  7.900 %

  $0

• HSBC NMLS ID: 399799 Updated 2024-11-13

  Intro APR: 6.240 % After Intro: 9.100 % Intro Period: 12 months

  $25,000

• KeyBank - Syracuse NMLS ID: 399797 Updated 2024-11-13

  11.000 %

  $0

• Huntington Bank NMLS ID: 412667 Updated 2024-11-13

  7.840 %

  $40,000

• Navy FCU NMLS ID: 399807 Updated 2024-11-13

  8.250 %

  $0

• Washington Trust Bank NMLS ID: 728368 Updated 2024-11-13

  8.500 %

  $0

• Lake Michigan CU NMLS ID: 442967 Updated 2024-11-11

  7.740 %

  $0

• Consumers Credit Union NMLS ID: 414712 Updated 2024-11-13

  Intro APR: 5.990 % After Intro: 8.000 % Intro Period: 12 months

  $0

• State Savings Bank NMLS ID: 561530 Updated 2024-11-13

  7.500 %

  $0

• Bank of America NMLS ID: 399802 Updated 2024-11-13

  Intro APR: 6.490 % After Intro: 8.740 % Intro Period: 6 months

  $100,000

• DFCU Financial NMLS ID: 409709 Updated 2024-11-13

  8.000 %

  $0

• Lake Trust Credit Union NMLS ID: 695868 Updated 2024-11-13

  8.500 %

  $0

• Comerica Bank NMLS ID: 480990 Updated 2024-11-13

  Intro APR: 6.240 % After Intro: 8.750 % Intro Period: 6 months

  $0

• Data provided by Brown Bag Marketing, Inc. Payments do not include amounts for taxes and insurance premiums. Click here for more information on rates and product details.

• Westfield Bank

  1.993 %

  Varies

  Bank with nearby branch - View

• Academy Bank, National Association

  2.490 %

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  Bank with nearby branch - View

• Centreville Bank

  2.990 %

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  Bank with nearby branch - View

• Pnc Bank, National Association

  3.740 %

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  Bank with nearby branch - View

• Pentagon Federal Credit Union

  3.750 %

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  Credit Union with nearby branch - View

• Wheaton Bank & Trust, National Association

  3.790 %

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• Citibank

  3.990 %

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• Orrstown Bank

  4.350 %

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• State Employees' Credit Union

  4.500 %

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  Credit Union with nearby branch - View

• State Employees Cu Of Maryland, Inc Credit Union

  4.750 %

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  Credit Union with nearby branch - View

• Alliant Credit Union

  4.750 %

  Varies

  Credit Union with nearby branch - View

• Lake Michigan Credit Union

  5.240 %

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  Credit Union with nearby branch - View

• Central Savings Bank

  5.250 %

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• Horizon Bank

  5.250 %

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• Honor Bank

  5.250 %

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• Highpoint Community Bank

  5.250 %

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• Monroe Bank & Trust

  5.250 %

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• Oxford Bank

  5.500 %

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• Eaton Community Bank

  5.500 %

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• Everbank, National Association

  5.500 %

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  Bank with nearby branch - View

• Michigan State University Federal Credit Union

  5.500 %

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  Credit Union with nearby branch - View

• Virginia Credit Union, Inc.,

  5.500 %

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  Credit Union with nearby branch - View

• Citizens Equity First Credit Union

  5.540 %

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  Credit Union with nearby branch - View

• United Nations Federal Credit Union

  5.630 %

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  Credit Union with nearby branch - View

• Charles Schwab Bank, Ssb

  5.740 %

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• Navy Federal Credit Union

  5.750 %

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  Credit Union with nearby branch - View

• Jovia Financial Federal Credit Union

  5.990 %

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  Credit Union with nearby branch - View

• Union Bank

  6.000 %

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• First State Bank

  6.000 %

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• Northstar Bank

  6.250 %

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• Dfcu Financial Credit Union

  6.250 %

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  Credit Union with nearby branch - View

• Bank Of America, National Association

  6.490 %

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• Logix Federal Credit Union

  6.490 %

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  Credit Union with nearby branch - View

• Macatawa Bank

  7.000 %

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• St. Anne's

  7.490 %

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  Credit Union with nearby branch - View

• Fall River Five Cents Savings Bank

  7.500 %

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• Choiceone Bank

  7.750 %

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• Unity Bank

  7.750 %

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• Meridian Bank

  8.000 %

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• Flagstar Bank, National Association

  8.240 %

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• Harborone Bank

  8.490 %

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• D. L. Evans Bank

  8.500 %

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• The Bank Of Princeton

  8.500 %

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• U.s. Bank National Association

  8.650 %

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  Bank with nearby branch - View

• First Community Credit Union

  8.740 %

  Varies

  Credit Union with nearby branch - View