Best Home Equity Line of Credit Rates for New Jersey, NJ

with Loan Amount

in State / Zip

Home
Value

Mortgage
Balance

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Lender APR(%) Min.Initial
Draw Amount Learn More

Third Federal Savings and Loan
NMLS ID: 449401 / Updated 2024-11-22
Equal Housing Lender

Intro APR: 7.240 %
After Intro:7.240 %

Third Federal rate are typically 20% lower than other leaders
Guaranteed Lowest Rate
No closing costs, prepayment penalties, or minimum draw requirements
10 year draw period

New American Funding, LLC
NMLS ID: 6606 / Updated 2024-11-23

Cash-Out and Home Equity Options Available.

Home Improvement, Buy a Vacation Home
303k+ positive reviews, A rating from the BBB
Pay off higher interest rate credit cards, Pay college tuition
100% online mortgage application available

Figure Home Equity Line
NMLS ID: 1717824 / Updated 2024-11-23
Equal Housing Lender

HELOC approval in 5 minutes, funding in 5 days. Borrow up to $400k online.

Fastest way to turn home equity into cash
Flexible terms, redraw up to 100%, borrow $20k-$400k
Approval in as little as 5 minutes. Funding in as few as 5 days.
Use to consolidate debt or finance your next home project

Upstart
NMLS ID: 2443873 / Updated 2024-11-23

As low as 8.25% APR on your initial draw*

As low as 8.25% APR on your initial draw*
Get your money up to 5x faster than the industry standard*
Fixed rate on each draw*
No paperwork needed to apply

AmeriSave Mortgage Corporation
NMLS ID: 1168 / Updated 2024-11-23

Home Equity Loans & Refinance – Cash out

Home Equity Loans & Refinance – Cash out
Customized rate quote with no impact to credit
Low Rates, Quick Approvals, Wide Range of Products
Over 100 Billion Funded. 22 Years in Business

Amboy Bank
NMLS ID: 418478 / Updated 2024-11-23

LOAN SALE! Guaranteed 12-month low rate

LOAN SALE! 6.50% APR guaranteed for 12 months
A 135-year-old bank in New Jersey. Voted Best Bank 25 years in a row.
Change your payment with just a phone call
Ongoing access to principal as you pay it back

District Lending
NMLS ID: 598623 / Updated 2024-11-23

No Lender Fees

No Lender Fees
Fast
Easy
Over 20 Years Experience

CrossCountry Mortgage, LLC
NMLS ID: 3029 / Updated 2024-11-23

"Unlock Your Home's Potential"

Transform Your Home Equity Into Cash: Explore our Tech-Powered Solutions!
Unlock Your Home's Value: Discover the Power of our Online HELOC!
Maximize Your Equity: Get Cash-Out Using Our HELOC for Your Next Big Step
Secure Your Future: Experience the Ease of our Fixed Home Equity Loans

PNC

NMLS ID: 446303 Updated 2024-11-22

8.580 %

Kearny Bank

NMLS ID: 401080 Updated 2024-11-18

Intro APR: 7.000 %
After Intro: 7.500 %
Intro Period: 12 months

Valley National Bank

NMLS ID: 411254 Updated 2024-11-22

Intro APR: 7.190 %
After Intro: 7.750 %
Intro Period: 12 months

Truist Bank

NMLS ID: 399803 Updated 2024-11-22

7.750 %

M&T Bank

NMLS ID: 381076 Updated 2024-11-22

8.340 %

HSBC

NMLS ID: 399799 Updated 2024-11-22

Intro APR: 6.240 %
After Intro: 8.100 %
Intro Period: 12 months

$25,000

Bank of America

NMLS ID: 399802 Updated 2024-11-22

Intro APR: 6.490 %
After Intro: 8.920 %
Intro Period: 6 months

$100,000

Fulton Bank of New Jersey

NMLS ID: 613215 Updated 2024-11-22

Intro APR: 6.490 %
After Intro: 8.000 %
Intro Period: 6 months

Corporate America Family CU

NMLS ID: 456438 Updated 2024-11-22

8.000 %

Columbia Bank

NMLS ID: 408590 Updated 2024-11-22

Intro APR: 7.500 %
After Intro: 7.750 %
Intro Period: 12 months

TD Bank

NMLS ID: 399800 Updated 2024-11-22

8.190 %

Navy FCU

NMLS ID: 399807 Updated 2024-11-22

8.250 %

Washington Trust Bank

NMLS ID: 728368 Updated 2024-11-22

8.250 %

Data provided by Brown Bag Marketing, Inc. Payments do not include amounts for taxes and insurance premiums. Click here for more information on rates and product details.

Westfield Bank

1.993 %

Varies

Bank with nearby branch - View

Academy Bank, National Association

2.490 %

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Centreville Bank

2.990 %

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Blue Foundry Bank

3.490 %

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Pnc Bank, National Association

3.740 %

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Pentagon Federal Credit Union

3.750 %

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Wheaton Bank & Trust, National Association

3.790 %

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Citibank

3.990 %

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Cathay Bank

4.250 %

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Orrstown Bank

4.350 %

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State Employees' Credit Union

4.500 %

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Armed Forces Bank, National Association

4.740 %

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Citadel Federal Credit Union

4.740 %

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State Employees Cu Of Maryland, Inc Credit Union

4.750 %

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Alliant Credit Union

4.750 %

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Investors Bank

5.250 %

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Parke Bank

5.250 %

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Columbia Bank

5.490 %

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Peapack-gladstone Bank

5.500 %

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Lakeland Bank

5.500 %

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Everbank, National Association

5.500 %

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Affinity Federal Credit Union

5.500 %

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Credit Union with nearby branch - View

Merck Employees Federal Credit Union

5.500 %

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Credit Union with nearby branch - View

Virginia Credit Union, Inc.,

5.500 %

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Citizens Equity First Credit Union

5.540 %

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United Nations Federal Credit Union

5.630 %

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Charles Schwab Bank, Ssb

5.740 %

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Navy Federal Credit Union

5.750 %

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Credit Union with nearby branch - View

Jovia Financial Federal Credit Union

5.990 %

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Haven Savings Bank

6.000 %

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Provident Bank

6.250 %

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Td Bank, National Association

6.340 %

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Bank Of America, National Association

6.490 %

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Truist Bank

6.490 %

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Northfield Bank

6.490 %

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Logix Federal Credit Union

6.490 %

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Credit Union with nearby branch - View

Amboy Bank

6.500 %

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Oceanfirst Bank, National Association

6.500 %

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Kearny Bank

7.000 %

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St. Anne's

7.490 %

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Wilmington Savings Fund Society, Fsb

7.500 %

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Fall River Five Cents Savings Bank

7.500 %

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Spencer Savings Bank, Sla

7.750 %

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Unity Bank

7.750 %

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Meridian Bank

7.750 %

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Manasquan Bank

8.250 %

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Harborone Bank

8.490 %

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First Community Credit Union

8.490 %

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Credit Union with nearby branch - View

D. L. Evans Bank

8.500 %

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The Bank Of Princeton

8.500 %

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Bank with nearby branch - View

Best Home Equity Line of Credit Rates for New Jersey, NJ

Home Equity Line of Credit Rates by State