Best Home Equity Line of Credit Rates for New Jersey, NJ

• Lender

  APR(%)

  Min.Initial Draw Amount

  Learn More

• Third Federal Savings and Loan NMLS ID: 449401 / Updated 2024-11-13 Equal Housing Lender

  Intro APR: 7.490 % After Intro:7.490 %

  $0

  Third Federal rate are typically 20% lower than other leaders Guaranteed Lowest Rate No closing costs, prepayment penalties, or minimum draw requirements 10 year draw period Learn More

• District Lending NMLS ID: 598623 / Updated 2024-11-13

  No Lender Fees

  No Lender Fees Fast Easy Over 20 Years Experience Learn More

• Figure Home Equity Line NMLS ID: 1717824 / Updated 2024-11-13 Equal Housing Lender

  HELOC approval in 5 minutes, funding in 5 days. Borrow up to $400k online.

  Fastest way to turn home equity into cash Flexible terms, redraw up to 100%, borrow $20k-$400k Approval in as little as 5 minutes. Funding in as few as 5 days. Use to consolidate debt or finance your next home project Learn More

• Amboy Bank NMLS ID: 418478 / Updated 2024-11-13

  LOAN SALE! Guaranteed 12-month low rate

  LOAN SALE! 6.50% APR guaranteed for 12 months A 135-year-old bank in New Jersey. Voted Best Bank 25 years in a row. Change your payment with just a phone call Ongoing access to principal as you pay it back Learn More

• AmeriSave Mortgage Corporation NMLS ID: 1168 / Updated 2024-11-13

  Home Equity Lines, Refinance, & Second Mortgages

  Home Equity Lines, Refinance, & Second Mortgages Unlock your Home’s Equity for Cash Low Rates: Instant Quote & Credit Approval Over $100 Billion Funded. 21 Years in Business Learn More

• CrossCountry Mortgage, LLC NMLS ID: 3029 / Updated 2024-11-13

  "Unlock Your Home's Potential"

  Transform Your Home Equity Into Cash: Explore our Tech-Powered Solutions! Unlock Your Home's Value: Discover the Power of our Online HELOC! Maximize Your Equity: Get Cash-Out Using Our HELOC for Your Next Big Step Secure Your Future: Experience the Ease of our Fixed Home Equity Loans Learn More

• Upstart NMLS ID: 2443873 / Updated 2024-11-13

  As low as 8.25% APR on your initial draw*

  As low as 8.25% APR on your initial draw* Get your money up to 5x faster than the industry standard* Fixed rate on each draw* No paperwork needed to apply Learn More

• PNC NMLS ID: 446303 Updated 2024-11-13

  8.580 %

  $0

• Kearny Bank NMLS ID: 401080 Updated 2024-09-23

  Intro APR: 7.000 % After Intro: 7.500 % Intro Period: 12 months

  $0

• Valley National Bank NMLS ID: 411254 Updated 2024-11-13

  Intro APR: 7.190 % After Intro: 7.750 % Intro Period: 12 months

  $0

• Truist Bank NMLS ID: 399803 Updated 2024-11-13

  7.750 %

  $0

• M&T Bank NMLS ID: 381076 Updated 2024-11-13

  8.340 %

  $0

• HSBC NMLS ID: 399799 Updated 2024-11-13

  Intro APR: 6.240 % After Intro: 8.100 % Intro Period: 12 months

  $25,000

• Bank of America NMLS ID: 399802 Updated 2024-11-13

  Intro APR: 6.490 % After Intro: 8.920 % Intro Period: 6 months

  $100,000

• Fulton Bank of New Jersey NMLS ID: 613215 Updated 2024-11-13

  Intro APR: 6.490 % After Intro: 8.250 % Intro Period: 6 months

  $0

• Corporate America Family CU NMLS ID: 456438 Updated 2024-11-13

  8.000 %

  $0

• Columbia Bank NMLS ID: 408590 Updated 2024-11-13

  Intro APR: 7.500 % After Intro: 7.750 % Intro Period: 12 months

  $0

• TD Bank NMLS ID: 399800 Updated 2024-11-13

  8.190 %

  $0

• Navy FCU NMLS ID: 399807 Updated 2024-11-13

  8.250 %

  $0

• Washington Trust Bank NMLS ID: 728368 Updated 2024-11-13

  8.500 %

  $0

• Data provided by Brown Bag Marketing, Inc. Payments do not include amounts for taxes and insurance premiums. Click here for more information on rates and product details.

• Westfield Bank

  1.993 %

  Varies

  Bank with nearby branch - View

• Academy Bank, National Association

  2.490 %

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  Bank with nearby branch - View

• Centreville Bank

  2.990 %

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• Blue Foundry Bank

  3.490 %

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  Bank with nearby branch - View

• Pnc Bank, National Association

  3.740 %

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• Pentagon Federal Credit Union

  3.750 %

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  Credit Union with nearby branch - View

• Wheaton Bank & Trust, National Association

  3.790 %

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• Citibank

  3.990 %

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• Cathay Bank

  4.250 %

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• Orrstown Bank

  4.350 %

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• State Employees' Credit Union

  4.500 %

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  Credit Union with nearby branch - View

• Armed Forces Bank, National Association

  4.740 %

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• Citadel Federal Credit Union

  4.740 %

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  Credit Union with nearby branch - View

• State Employees Cu Of Maryland, Inc Credit Union

  4.750 %

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  Credit Union with nearby branch - View

• Alliant Credit Union

  4.750 %

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  Credit Union with nearby branch - View

• Investors Bank

  5.250 %

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• Parke Bank

  5.250 %

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• Columbia Bank

  5.490 %

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• Peapack-gladstone Bank

  5.500 %

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• Lakeland Bank

  5.500 %

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• Everbank, National Association

  5.500 %

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• Affinity Federal Credit Union

  5.500 %

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  Credit Union with nearby branch - View

• Merck Employees Federal Credit Union

  5.500 %

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  Credit Union with nearby branch - View

• Virginia Credit Union, Inc.,

  5.500 %

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  Credit Union with nearby branch - View

• Citizens Equity First Credit Union

  5.540 %

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• United Nations Federal Credit Union

  5.630 %

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  Credit Union with nearby branch - View

• Charles Schwab Bank, Ssb

  5.740 %

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• Navy Federal Credit Union

  5.750 %

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  Credit Union with nearby branch - View

• Jovia Financial Federal Credit Union

  5.990 %

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  Credit Union with nearby branch - View

• Haven Savings Bank

  6.000 %

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• Provident Bank

  6.250 %

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• Td Bank, National Association

  6.340 %

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• Bank Of America, National Association

  6.490 %

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• Truist Bank

  6.490 %

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• Northfield Bank

  6.490 %

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• Logix Federal Credit Union

  6.490 %

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  Credit Union with nearby branch - View

• Amboy Bank

  6.500 %

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• Oceanfirst Bank, National Association

  6.500 %

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• Kearny Bank

  7.000 %

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• St. Anne's

  7.490 %

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  Credit Union with nearby branch - View

• Wilmington Savings Fund Society, Fsb

  7.500 %

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• Fall River Five Cents Savings Bank

  7.500 %

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• Unity Bank

  7.750 %

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• Spencer Savings Bank, Sla

  8.000 %

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• Meridian Bank

  8.000 %

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• Manasquan Bank

  8.250 %

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• Harborone Bank

  8.490 %

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• D. L. Evans Bank

  8.500 %

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• The Bank Of Princeton

  8.500 %

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• U.s. Bank National Association

  8.650 %

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