Best Home Equity Line of Credit Rates for Rhode Island, RI

• Lender

  APR(%)

  Min.Initial Draw Amount

  Learn More

• Eastern Bank NMLS ID: 451827 / Updated 2024-11-21 Equal Housing Lender

  7.750 %

  $25,000

  Simple online applications means you can apply anywhere. Ability to convert your variable rate into as many as five fixed-rate loans. No appraisal fees for line requests under $400k! Easy access to funds through your phone or online. Learn More

• PenFed Credit Union NMLS ID: 401822 / Updated 2024-11-21 Equal Housing Lender

  Home Equity Line of Credit - Equal Housing Lender

  Home Equity Line of Credit - Equal Housing Lender Loans Amounts from $25,000 - $500,000 Get a HELOC from PenFed to Put Your Home Equity to Work HELOCs Can Offer Lower Rates Than Credit Cards or Personal Loans Learn More

• AmeriSave Mortgage Corporation NMLS ID: 1168 / Updated 2024-11-21

  Home Equity Loans & Refinance – Cash out

  Home Equity Loans & Refinance – Cash out Customized rate quote with no impact to credit Low Rates, Quick Approvals, Wide Range of Products 2024 Top 5 J.D. Power Ranking for Customer Satisfaction Learn More

• Spring EQ NMLS ID: 1464945 / Updated 2024-11-21

  The leader for homeowners tapping cash from their homes since 2016.

  Access up to 90% of your home's equity, up to a maximum of $500,000. FIXLINE: The flexibility of a HELOC with the stability of a HELOAN. A fixed rate for life- no need to worry about fluctuating rates. We make it easy - and fast - to access your cash (as little as 11 days). Learn More

• Figure Home Equity Line NMLS ID: 1717824 / Updated 2024-11-21 Equal Housing Lender

  HELOC approval in 5 minutes, funding in 5 days. Borrow up to $400k online.

  Fastest way to turn home equity into cash Flexible terms, redraw up to 100%, borrow $20k-$400k Approval in as little as 5 minutes. Funding in as few as 5 days. Use to consolidate debt or finance your next home project Learn More

• Upstart NMLS ID: 2443873 / Updated 2024-11-21

  As low as 8.25% APR on your initial draw*

  As low as 8.25% APR on your initial draw* Get your money up to 5x faster than the industry standard* Fixed rate on each draw* No paperwork needed to apply Learn More

• Bank Rhode Island NMLS ID: 410623 Updated 2024-11-21

  7.750 %

  $0

• HSBC NMLS ID: 399799 Updated 2024-11-21

  Intro APR: 6.240 % After Intro: 9.100 % Intro Period: 12 months

  $25,000

• Bank of America NMLS ID: 399802 Updated 2024-11-21

  Intro APR: 6.490 % After Intro: 8.620 % Intro Period: 6 months

  $100,000

• Washington Trust Company NMLS ID: 414726 Updated 2024-11-21

  Intro APR: 6.990 % After Intro: 8.125 % Intro Period: 12 months

  $0

• TD Bank NMLS ID: 399800 Updated 2024-11-21

  8.290 %

  $0

• Navy FCU NMLS ID: 399807 Updated 2024-11-21

  8.250 %

  $0

• Washington Trust Bank NMLS ID: 728368 Updated 2024-11-21

  8.250 %

  $0

• Pawtucket CU NMLS ID: 539272 Updated 2024-11-21

  Intro APR: 5.990 % After Intro: 7.000 % Intro Period: 12 months

  $0

• Data provided by Brown Bag Marketing, Inc. Payments do not include amounts for taxes and insurance premiums. Click here for more information on rates and product details.

• Westfield Bank

  1.993 %

  Varies

  Bank with nearby branch - View

• Academy Bank, National Association

  2.490 %

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• Centreville Bank

  2.990 %

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• Pentagon Federal Credit Union

  3.750 %

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  Credit Union with nearby branch - View

• Wheaton Bank & Trust, National Association

  3.790 %

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• Citibank

  3.990 %

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• Orrstown Bank

  4.350 %

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• State Employees' Credit Union

  4.500 %

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• State Employees Cu Of Maryland, Inc Credit Union

  4.750 %

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  Credit Union with nearby branch - View

• Alliant Credit Union

  4.750 %

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  Credit Union with nearby branch - View

• Salem Five Cents Savings Bank

  4.990 %

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• Foxboro Federal Savings

  5.000 %

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• Bank Rhode Island

  5.240 %

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• The Washington Trust Company, Of Westerly

  5.250 %

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• Everbank, National Association

  5.500 %

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• Freedom National Bank

  5.500 %

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• Virginia Credit Union, Inc.,

  5.500 %

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• Citizens Equity First Credit Union

  5.540 %

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• United Nations Federal Credit Union

  5.630 %

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• Charles Schwab Bank, Ssb

  5.740 %

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• Navy Federal Credit Union

  5.750 %

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• Jovia Financial Federal Credit Union

  5.990 %

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• Td Bank, National Association

  6.340 %

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• Bank Of America, National Association

  6.490 %

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• Logix Federal Credit Union

  6.490 %

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• St. Anne's

  7.490 %

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• Fall River Five Cents Savings Bank

  7.500 %

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• Banknewport

  7.750 %

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• Unity Bank

  7.750 %

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• Meridian Bank

  7.750 %

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• Harborone Bank

  8.490 %

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• First Community Credit Union

  8.490 %

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  Credit Union with nearby branch - View

• D. L. Evans Bank

  8.500 %

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• The Bank Of Princeton

  8.500 %

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• U.s. Bank National Association

  8.650 %

  Varies

  Bank with nearby branch - View