Merced School Employees Federal Credit Union : Msefcu Los Banos

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Featured Home Equity Rates in California

• Lender

  APR(%)

  Min.Initial Draw Amount

  Learn More

• Sponsored

  Advertiser Disclosure

• Third Federal Savings and Loan NMLS ID: 449401 / Updated 2025-02-20 Equal Housing Lender

  Intro APR: 6.990 % After Intro:6.990 %

  $0

  Third Federal rate are typically 20% lower than other leaders Guaranteed Lowest Rate No closing costs, prepayment penalties, or minimum draw requirements 10 year draw period Learn More

• Figure Home Equity NMLS ID: 1717824 / Updated 2025-02-11

  Intro APR: 7.350 % After Intro:7.350 %

  $15,000

  Flexible terms, borrow $15K-$400K, redraw up to 100% Use to consolidate debt or finance your next home project 100% digital app & automated valuation Largest non-bank HELOC lender in the US Learn More

• Figure Home Equity Line NMLS ID: 1717824 / Updated 2025-02-20 Equal Housing Lender

  HELOC approval in 5 minutes, funding in 5 days. Borrow up to $400k online.

  $0

  Fastest way to turn home equity into cash Flexible terms, redraw up to 100%, borrow $15k-$400k Approval in as little as 5 minutes. Funding in as few as 5 days. Use to consolidate debt or finance your next home project Learn More

• The Loan Exchange NMLS ID: 1637539 / Updated 2024-11-18

  Intro APR: 10.950 % After Intro:10.950 %

  $0

  Up to $250,000 in Home Equity Line of Credit. Your rate will never go above the start rate. It can only go lower. Low monthly payment - Interest only for the first 5 years Get approved online in less than 5 minutes. Learn More

• Quicken Loans NMLS ID: 167283 / Updated 2025-02-20

  Ready to access funds?

  $0

  Ready to access funds? Homeowners’ best kept secret for cash. Access equity on YOUR terms. It costs $0 to see how much you could get with a lender Learn More

• Unlock Technologies, Inc. NMLS ID: Not a Lender / Updated 2025-02-20

  Get cash now in exchange for a percentage of your homes future equity.

  $0

  No monthly payments or interest charges Minimum Credit score: 500 Access up to $500k No need to refinance Learn More

• Spring EQ NMLS ID: 1464945 / Updated 2025-02-20

  The leader for homeowners tapping cash from their homes since 2016.

  $0

  Access up to 90% of your home's equity, up to a maximum of $500,000. FIXLINE: The flexibility of a HELOC with the stability of a HELOAN. A fixed rate for life- no need to worry about fluctuating rates. We make it easy - and fast - to access your cash (as little as 11 days). Learn More

• Access Lending Solutions. NMLS ID: A0073780 / Updated 2025-02-20

  Instant Rate Quote Tool | No Registration Needed | Check Eligibility Now

  $0

  Instant Rate Quote Tool | No Registration Needed | Check Eligibility Now No SSN or Email for Scenario-Based Offer | Register Loan Only if Interested Declined Elsewhere? | Programs to 95% of Home Value & 50% Debt Calcs; Try Us ** If Ineligible for Auto-Price (no results), Register for Manual Review ** Learn More

• AmeriSave Mortgage Corporation NMLS ID: 1168 / Updated 2025-02-20

  Home Equity Loans & Refinance – Cash out

  $0

  Home Equity Loans & Refinance – Cash out Customized rate quote with no impact to credit Low Rates, Quick Approvals, Wide Range of Products Over 100 Billion Funded. 22 Years in Business Learn More

• New American Funding, LLC NMLS ID: 6606 / Updated 2025-02-20

  Cash-Out and Home Equity Options Available.

  $0

  Home Improvement, Buy a Vacation Home 303k+ positive reviews, A rating from the BBB Pay off higher interest rate credit cards, Pay college tuition 100% online mortgage application available Learn More

• Top Flite Financial NMLS ID: 4181 / Updated 2025-02-20 Equal Housing Lender

  Tap Into the Equity of Your Home to Get The Cash You Need

  $0

  1st Mortgages & Home Equity Loans (Credit Score Approvals Down to 500) Cash Out and Debt Consolidation Experts Self Employed Bank Statement Loan Programs A+ BBB Rating and 4.9 Stars on Google Learn More

• District Lending NMLS ID: 598623 / Updated 2025-02-20

  No Lender Fees

  $0

  No Lender Fees Fast Easy Over 20 Years Experience Learn More

• CrossCountry Mortgage, LLC NMLS ID: 3029 / Updated 2025-02-20

  "Unlock Your Home's Potential"

  $0

  Transform Your Home Equity Into Cash: Explore our Tech-Powered Solutions! Unlock Your Home's Value: Discover the Power of our Online HELOC! Maximize Your Equity: Get Cash-Out Using Our HELOC for Your Next Big Step Secure Your Future: Experience the Ease of our Fixed Home Equity Loans Learn More

• PenFed Credit Union NMLS ID: 401822 / Updated 2025-02-20 Equal Housing Lender

  Home Equity Line of Credit - Equal Housing Lender

  $0

  Home Equity Line of Credit - Equal Housing Lender Loans Amounts from $25,000 - $500,000 Get a HELOC from PenFed to Put Your Home Equity to Work HELOCs Can Offer Lower Rates Than Credit Cards or Personal Loans Learn More

• Data provided by Brown Bag Marketing, Inc. Payments do not include amounts for taxes and insurance premiums. Click here for more information on rates and product details.

Featured 30-Year Fixed Mortgage Rates in California

• Lender

  APR(%)

  Monthly Payment

  Learn More

• Sponsored

  Advertiser Disclosure

• Direct Home Lending NMLS ID: 274058

  6.342%

  $1,971 Fees & Points $3,114 Total 0.973 Pts ($3,114) $0 Fees

  A Better Type of Home Lending Learn More

• Saxton Mortgage NMLS ID: 1717191

  6.367%

  $1,971 Fees & Points $4,027 Total 0.865 Pts ($2,768) $1,259 Fees

  fill in Learn More

• Nation Home Loans NMLS ID: 1513908

  6.470%

  $1,997 Fees & Points $3,336 Total 0.743 Pts ($2,378) $958 Fees

  We specialize in Conventional, VA, and FHA financing. Learn More

• District Lending NMLS ID: 1835285

  6.482%

  $1,997 Fees & Points $3,600 Total 0.625 Pts ($2,000) $1,600 Fees

  Get an exceptional mortgage rate, be happy. Learn More

• Equity Capital Home Loans NMLS ID: 1689962 License#: 02053435

  6.497%

  $1,997 Fees & Points $4,093 Total 0.951 Pts ($3,043) $1,050 Fees

  Fill In Learn More

• West Capital Lending NMLS ID: 1566096

  6.507%

  $1,997 Fees & Points $4,448 Total 0.843 Pts ($2,698) $1,750 Fees

  Let's CrunchtheNumbers and See if a Refinance Makes Sense for You Learn More

• FBC Mortgage NMLS ID: 152859

  6.675%

  $2,049 Fees & Points $1,667 Total 0.521 Pts ($1,667) $0 Fees

  Proud to help you find the home loan of your future Learn More

• Mutual of Omaha Mortgage, Inc. NMLS ID: 1025894

  6.727%

  $2,049 Fees & Points $3,366 Total 0.833 Pts ($2,666) $700 Fees

  A brand you know and trust Quick and efficient process Mortgage products to fit your needs Learn More

• AimLoan.com NMLS ID: 2890 License#: 413-0477

  6.729%

  $2,049 Fees & Points $3,446 Total 0.766 Pts ($2,451) $995 Fees

  Certified Upfront Lender! Online Loan Estimate! Apply & Lock Rate 24/7! Learn More

• Northpointe Bank NMLS ID: 447490

  6.729%

  $2,049 Fees & Points $3,453 Total 0.643 Pts ($2,058) $1,395 Fees

  Great Rates Personal Service FDIC insured banking institution. Learn More

• GenNext.Mortgage NMLS ID: 2326098 License#: 60DBO-181478

  6.746%

  $2,049 Fees & Points $4,190 Total 0.699 Pts ($2,237) $1,953 Fees

  Your Guide: Experienced loan officer ensures your smooth homebuying journey! You will receive the lowest rate and closing costs that you are eligible to. Clear&Flexible: Simple terms/options to fit your needs - mortgage made easy! Learn More

• Beeline Loans, Inc. NMLS ID: 1799947

  6.810%

  $2,076 Fees & Points $1,974 Total 0.617 Pts ($1,974) $0 Fees

  See how much cash an easy refi can give you. Increase your ROI, renovate or roll in it! Tap into your equity with a Beeline Refi. Apply Online in 15 minutes. Learn More

• Refi.com NMLS ID: 1907 License#: California

  6.930%

  $2,103 Fees & Points $1,802 Total 0.563 Pts ($1,802) $0 Fees

  Explore competitive refinance rates Request a personalized, no-obligation quote today Customize your refi quote based on your goals Learn More

• Rocket Mortgage NMLS ID: 3030

  7.076%

  $2,127 Fees & Points $2,800 Total 0.875 Pts ($2,800) $0 Fees

  A+ Rating with the Better Business Bureau Highest in Customer Satisfaction in the US Calculate Your New Payment for Free Today Learn More

• Agave Home Loans NMLS ID: 1951574 License#: DFPI-60DBO-112121

  7.086%

  $2,127 Fees & Points $3,283 Total 0.964 Pts ($3,085) $198 Fees

  Low Rates and Great Service Earned Us 1200+ 5-Star Reviews and A+ BBB Rating Learn More

• Veterans United Home Loans NMLS ID: 1907

  Fees & Points Total Pts ($0) $0 Fees

  Use your VA Loan benefits to get cash from your home equity Get a personalized quote fast with instant uploads and 24/7 access Over 300,000 verified 5-star reviews Learn More

• Beeline Loans, Inc. NMLS ID: 1799947

  Fees & Points Total Pts ($0) $0 Fees

  Apply in less than 10 minutes. Fast, stress-free closing in as little as 14 days More loan types so you’re more likely to qualify Learn More

• Top Flite Financial NMLS ID: 4181

  Fees & Points Total Pts ($0) $0 Fees

  We Approve Credit Scores Down to 500 Self Employed Bank Statement Loans Investor Loans - DSCR - Cash Out Learn More

• Data provided by Brown Bag Marketing, Inc. Payments do not include amounts for taxes and insurance premiums. Click here for more information on rates and product details.