OneWest Bank, a division of First-Citizens Bank and Trust
For information concerning First-Citizens Bank & Trust Company parent bank, please click here.
Online Rates - April 19, 2025
Your current location is: Columbus, OH
| SAVINGS RATES | APY | MIN | |
|---|---|---|---|
|
Savings
|
0.10% | $50 | Compare |
| CD RATES | APY | MIN | |
|---|---|---|---|
|
6 Mo CD
|
0.01% | $500 | Compare |
|
12 Mo CD
|
0.01% | $500 | Compare |
|
18 Mo CD
|
0.02% | $500 | Compare |
|
24 Mo CD
|
0.05% | $500 | Compare |
|
36 Mo CD
|
0.05% | $500 | Compare |
|
48 Mo CD
|
0.15% | $500 | Compare |
|
60 Mo CD
|
0.15% | $500 | Compare |
| MONEY MARKET RATES | APY | MIN | |
|---|---|---|---|
|
Money Market
|
0.10% | $100,000 | Compare |
Money that you deposit is held by First-Citizens Bank & Trust Company. First-Citizens Bank & Trust Company is an FDIC insured institution founded in 1898. It has approximately $223.54 billion in assets.
Overview 2025
General Information of the Parent Bank
| FDIC Insured | Yes |
| Insured Parent Bank | First-Citizens Bank & Trust Company |
| FDIC Certificate | # 11063 |
| Date Established | 1898 |
| Assets | $223.54 billion |
| Loans | $138.67 billion |
| Deposits | $155.57 billion |
| Capital | $21.93 billion |
Customer Reviews for OneWest Bank, a division of First-Citizens Bank and Trust (3)
Rated 3.00 stars out of 5 - based on 3 reviews
Something has changed
May 3, 2023 |
Something changed with CIT. They are offering a higher rate, but funding it by substantially increasing the hold times on transfers out and in. Marcus is terrible with the rates, but I can still get my money in and out fast. I thought CIT was always better. Now, less sure.
Review on the Parent BankWont open account
April 18, 2023 |
Sorry, we can not open account for you at this time. ????
Review on the Parent BankHoldtimes
October 13, 2022 |
I just banks by their hold times and this one is out of hand now. Fortunately, they do have a call back option (and they do call back much later). My prior experiences with the bank would lead to a 5-star rating, but I am giving it 4-stars because it does sometimes take hours (even with the call back).
Review on the Parent Bank