Best Home Equity Line of Credit Rates for Massachusetts, MA

with Loan Amount

in State / Zip

Home
Value

Mortgage
Balance

May 18, 2024

Average Rate: 9.93%

Advertiser Disclosure

Lender APR(%) Min.Initial
Draw Amount Learn More

Eastern Bank
NMLS ID: 451827 / Updated 2024-05-17
Equal Housing Lender

8.250 %

$25,000

Simple online applications means you can apply anywhere.
Ability to convert your variable rate into as many as five fixed-rate loans.
No appraisal fees for line requests under $400k!
Easy access to funds through your phone or online.

Figure Home Equity Line
NMLS ID: 1717824 / Updated 2024-05-18
Equal Housing Lender

HELOC approval in 5 minutes, funding in 5 days. Borrow up to $400k online.

Fastest way to turn home equity into cash
Flexible terms, redraw up to 100%, borrow $20k-$400k
Approval in as little as 5 minutes. Funding in as few as 5 days.
Use to consolidate debt or finance your next home project

PenFed Credit Union
NMLS ID: 401822 / Updated 2024-05-18
Equal Housing Lender

Home Equity Line of Credit - Equal Housing Lender

Home Equity Line of Credit - Equal Housing Lender
Loans Amounts from $25,000 - $500,000
Get a HELOC from PenFed to Put Your Home Equity to Work
HELOCs Can Offer Lower Rates Than Credit Cards or Personal Loans

AmeriSave Mortgage Corporation
NMLS ID: 1168 / Updated 2024-05-18

Home Equity Lines, Refinance, & Second Mortgages

Home Equity Lines, Refinance, & Second Mortgages
Unlock your Home’s Equity for Cash
Low Rates: Instant Quote & Credit Approval
Over $100 Billion Funded. 21 Years in Business

New American Funding, LLC
NMLS ID: 6606 / Updated 2024-05-18

Cash-Out and Home Equity Options Available.

Home Improvement, Buy a Vacation Home
303k+ positive reviews, A rating from the BBB
Pay off higher interest rate credit cards, Pay college tuition
100% online mortgage application available

CrossCountry Mortgage, LLC
NMLS ID: 3029 / Updated 2024-05-18

"Unlock Your Home's Potential"

Transform Your Home Equity Into Cash: Explore our Tech-Powered Solutions!
Unlock Your Home's Value: Discover the Power of our Online HELOC!
Maximize Your Equity: Get Cash-Out Using Our HELOC for Your Next Big Step
Secure Your Future: Experience the Ease of our Fixed Home Equity Loans

Workers Credit Union

NMLS ID: 472618 Updated 2024-05-17

8.000 %

DCU

NMLS ID: 466914 Updated 2024-05-17

8.250 %

$500

Cambridge Savings Bank

NMLS ID: 543370 Updated 2024-05-17

Intro APR: 7.490 %
After Intro: 8.250 %
Intro Period: 12 months

HSBC

NMLS ID: 399799 Updated 2024-05-17

Intro APR: 6.990 %
After Intro: 9.850 %
Intro Period: 12 months

$25,000

Bank of America

NMLS ID: 399802 Updated 2024-05-17

Intro APR: 7.490 %
After Intro: 9.160 %
Intro Period: 6 months

$100,000

Rockland Trust

NMLS ID: 401447 Updated 2024-05-17

8.490 %

$25,000

Washington Trust Company

NMLS ID: 414726 Updated 2024-05-17

Intro APR: 6.990 %
After Intro: 8.625 %
Intro Period: 6 months

First Tech FCU

NMLS ID: 732452 Updated 2024-05-17

9.000 %

KeyBank - Syracuse

NMLS ID: 399797 Updated 2024-05-17

11.750 %

Webster Bank

NMLS ID: 455656 Updated 2024-05-17

Intro APR: 7.740 %
After Intro: 9.240 %
Intro Period: 12 months

TD Bank

NMLS ID: 399800 Updated 2024-05-17

8.790 %

Eastern Bank

NMLS ID: 451827 Updated 2024-05-17

8.250 %

$25,000

Navy FCU

NMLS ID: 399807 Updated 2024-05-17

8.750 %

Washington Trust Bank

NMLS ID: 728368 Updated 2024-05-17

9.000 %

PeoplesBank

NMLS ID: 644060 Updated 2024-05-17

Intro APR: 7.250 %
After Intro: 8.000 %
Intro Period: 12 months

Service Credit Union

NMLS ID: 491588 Updated 2024-05-17

Intro APR: 6.490 %
After Intro: 8.500 %
Intro Period: 12 months

Data provided by Brown Bag Marketing, Inc. Payments do not include amounts for taxes and insurance premiums. Click here for more information on rates and product details.

Westfield Bank

1.993 %

Varies

Bank with nearby branch - View

Academy Bank, National Association

2.490 %

Varies

Bank with nearby branch - View

Centreville Bank

2.990 %

Varies

Bank with nearby branch - View

Pentagon Federal Credit Union

3.750 %

Varies

Credit Union with nearby branch - View

Wheaton Bank & Trust, National Association

3.790 %

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Citibank

3.990 %

Varies

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Cathay Bank

4.250 %

Varies

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Orrstown Bank

4.350 %

Varies

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State Employees' Credit Union

4.500 %

Varies

Credit Union with nearby branch - View

Century Bank And Trust Company

4.740 %

Varies

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Cambridge Savings Bank

4.750 %

Varies

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Dedham Institution For Savings

4.750 %

Varies

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Middlesex Savings Bank

4.750 %

Varies

Bank with nearby branch - View

State Employees Cu Of Maryland, Inc Credit Union

4.750 %

Varies

Credit Union with nearby branch - View

Alliant Credit Union

4.750 %

Varies

Credit Union with nearby branch - View

Salem Five Cents Savings Bank

4.990 %

Varies

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Foxboro Federal Savings

5.000 %

Varies

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East Boston Savings Bank

5.000 %

Varies

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Nbt Bank, National Association

5.250 %

Varies

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The Washington Trust Company, Of Westerly

5.250 %

Varies

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Family Federal Savings, F.a.

5.250 %

Varies

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The Bank Of Bennington

5.250 %

Varies

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The National Iron Bank

5.500 %

Varies

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United Bank

5.500 %

Varies

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Berkshire Bank

5.500 %

Varies

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Everbank, National Association

5.500 %

Varies

Bank with nearby branch - View

Virginia Credit Union, Inc.,

5.500 %

Varies

Credit Union with nearby branch - View

Citizens Equity First Credit Union

5.540 %

Varies

Credit Union with nearby branch - View

United Nations Federal Credit Union

5.630 %

Varies

Credit Union with nearby branch - View

Charles Schwab Bank, Ssb

5.740 %

Varies

Bank with nearby branch - View

Eastern Bank

5.750 %

Varies

Bank with nearby branch - View

Navy Federal Credit Union

5.750 %

Varies

Credit Union with nearby branch - View

Melrose Bank

5.990 %

Varies

Bank with nearby branch - View

Jovia Financial Federal Credit Union

5.990 %

Varies

Credit Union with nearby branch - View

Td Bank, National Association

6.340 %

Varies

Bank with nearby branch - View

Bank Of America, National Association

6.490 %

Varies

Bank with nearby branch - View

Logix Federal Credit Union

6.490 %

Varies

Credit Union with nearby branch - View

Central One Federal Credit Union

6.500 %

Varies

Credit Union with nearby branch - View

Rockland Federal Credit Union

7.000 %

Varies

Credit Union with nearby branch - View

Peoplesbank

7.250 %

Varies

Bank with nearby branch - View

St. Anne's

7.490 %

Varies

Credit Union with nearby branch - View

Fall River Five Cents Savings Bank

7.500 %

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Bristol County Savings Bank

7.500 %

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The Village Bank

7.750 %

Varies

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Unity Bank

7.750 %

Varies

Bank with nearby branch - View

The Lowell Five Cent Savings Bank

7.750 %

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Bank with nearby branch - View

Unibank For Savings

7.750 %

Varies

Bank with nearby branch - View

Digital Federal Credit Union

7.750 %

Varies

Credit Union with nearby branch - View

Institution For Savings In Newburyport And Its Vicinity

8.000 %

Varies

Bank with nearby branch - View

Needham Bank

8.250 %

Varies

Bank with nearby branch - View

Best Home Equity Line of Credit Rates for Massachusetts, MA

Home Equity Line of Credit Rates by State