Banks | LifeSteps Bank & Trust

LifeSteps Bank & Trust


LifeSteps Bank & Trust is an FDIC insured institution headquartered at 202 Powell St N, Union Springs, AL 36089.
It was founded in 1990 and has approximately $0 billion in assets. Customers can open an account at one of its 1 branches.

Deposit Rates - December 22, 2024

SAVINGS RATES APY MIN
Savings
0.05% $2,500 Compare
CD RATES APY MIN
6 Mo CD
0.25% $10,000 Compare
6 Mo CD
0.25% $100,000 Compare
12 Mo CD
0.25% $10,000 Compare
12 Mo CD
0.25% $100,000 Compare
24 Mo CD
0.35% $10,000 Compare
24 Mo CD
0.35% $100,000 Compare
36 Mo CD
0.50% $10,000 Compare
36 Mo CD
0.50% $100,000 Compare
48 Mo CD
0.50% $10,000 Compare
48 Mo CD
0.50% $100,000 Compare
MM RATES APY MIN
Money Market
0.10% $2,500 Compare
Money Market
0.15% $10,000 Compare
Money Market
0.15% $25,000 Compare

Overview 2024

General Bank Information

FDIC Insured Yes
FDIC Certificate # 32968
Date Established 1990
Assets $ 61.08 million
Loans $ 15.44 million
Deposits $ 50.69 million
Capital $ 10.02 million

Summary Balance Sheet as of March 31, 2024

ASSETS
Cash & Balances due from depository institutions $ 22.22 million
Interest-bearing balances $ 20.97 million
Total securities $ 20.09 million
Federal funds sold and reverse repurchase $ 2.33 million
Net loans and leases $ 15.44 million
Loan loss allowance $ 0.98 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned N.A.
Goodwill and other intangibles N.A.
All other assets $ 0.62 million
     Total Assets $ 51.06 million

LIABILITIES
Total deposits $ 50.69 million
      Interest-bearing deposits $ 40.55 million
      Deposits held in domestic offices $ 50.69 million
      % insured (estimated) 83.58%
Federal funds purchased and repurchase agreements N.A.
Trading liabilities N.A.
Other borrowed funds N.A.
Subordinated debt N.A.
All other liabilities $ 0.05 millionn
      Total Liabilities $ 51.06 million
      Shareholders’ Equity $ 10.02 million

Summary Income Statement as of March 31, 2024

INCOME AND EXPENSES
Total Interest Income $ 1.40 million
Total Interest Expense $ 0.26 million
Net interest income $ 1.13 million
Provision for loan and lease losses $ 0.06 million
Total non interest income $ 0.16 million
Total non interest expense $ 2.13 million
Pre-tax Net Operating Income N.A.

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