The Bank of San Jacinto County, Coldspring, Texas


The Bank of San Jacinto County, Coldspring, Texas is an FDIC insured institution headquartered at 100 Hwy 150, Coldspring, TX 77331.
It was founded in 1963 and has approximately $0 billion in assets. Customers can open an account at one of its 1 branches.

Deposit Rates - December 22, 2024

Overview 2024

General Bank Information

FDIC Insured Yes
FDIC Certificate # 18942
Date Established 1963
Assets $ 45.53 million
Loans $ 12.43 million
Deposits $ 40.46 million
Capital $ 5.03 million

Summary Balance Sheet as of March 31, 2024

ASSETS
Cash & Balances due from depository institutions $ 14.57 million
Interest-bearing balances $ 12.55 million
Total securities $ 17.96 million
Federal funds sold and reverse repurchase N.A.
Net loans and leases $ 12.43 million
Loan loss allowance $ 0.24 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned $ 0.08 million
Goodwill and other intangibles N.A.
All other assets $ 0.24 million
     Total Assets $ 40.50 million

LIABILITIES
Total deposits $ 40.46 million
      Interest-bearing deposits $ 13.76 million
      Deposits held in domestic offices $ 40.46 million
      % insured (estimated) 88.11%
Federal funds purchased and repurchase agreements N.A.
Trading liabilities N.A.
Other borrowed funds N.A.
Subordinated debt N.A.
All other liabilities $ 0.02 millionn
      Total Liabilities $ 40.50 million
      Shareholders’ Equity $ 5.03 million

Summary Income Statement as of March 31, 2024

INCOME AND EXPENSES
Total Interest Income $ 1.12 million
Total Interest Expense $ 0.04 million
Net interest income $ 1.08 million
Provision for loan and lease losses N.A.
Total non interest income $ 0.18 million
Total non interest expense $ 0.79 million
Pre-tax Net Operating Income $ 0.09 million

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The Bank of San Jacinto County, Coldspring, Texas Locations