Highest Yielding 6-Month CD Rates for San Diego, CA

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• Heritage Bank National Association

  5.06%

  Online Rate with branch - View 6 MONTH - $2,000 Min.

• Newtek Bank, National Association

  5.05%

  Online Rate with branch - View 6 Month - $2,500 Min.

• Cbc Federal Credit Union

  5.00%

  Credit Union with nearby branch - View 6 Month - $500 Min.

• Poppy Bank

  5.00%

  Bank with nearby branch - View 6 MONTH - $1,000 Min. Warning: Early withdrawal penalty is 3.00%.

• Habib American Bank

  5.00%

  Bank with nearby branch - View 6 MONTH - $1,500 Min.

• My e-Banc, a division of Bradesco BAC Florida Bank

  5.00%

  Online Rate 6 Month Jumbo CD - $50,000 Min. 6 Month Jumbo CD.

• TotalDirect, a division of City National Bank of Florida	4.85%	Online Rate 6 Month CD - $25,000 Min.
  J Dally | June 13, 2023 | 5% + on a savings rate is attractive, but the phone reps are trained to tell people as a first response to come to a branch to address any inquiries. (Thankfully, I don't live in Florida but I also means ... More Reviews

• Community First Credit Union

  4.75%

  Credit Union with nearby branch - View 6 MONTH - $1,000 Min.

• Beal Bank

  4.75%

  Bank with nearby branch - View 6 MONTH - $1,000 Min.

• Beal Bank USA

  4.75%

  Bank with nearby branch - View 6 MONTH - $1,000 Min.

• Blupeak Credit Union

  4.75%

  Credit Union with nearby branch - View 6 Month Special - $1,000 Min.

• Provident Credit Union

  4.75%

  Credit Union with nearby branch - View 6 Month Fixed - $1,000 Min.

• Comerica Bank

  4.75%

  Bank with nearby branch - View 180-day fixed-rate CD - $2,500 Min.

• ableBanking, a division of Northeast Bank

  4.70%

  Online Rate 6-Month CD - $500 Min.

• Bread Savings, a division of Bread Financial	4.70%	Online Rate 6 Month CD - $1,500 Min.
  PB VeganChic | November 7, 2023 | The rates are good but it was a hassle getting my account set up. The app does not work. I purchased a 5 year CD and I hope I don't have any issues when it's time to cash it out. I wouldn't recommend Bread... More Reviews

• Barclays Bank Delaware	4.65%	Online Rate 6 Month CD - $0 Min.
  JTurlow | November 9, 2021 | Higher rate but same old bank. Still engages in a process of not crediting deposits for two days after they are drawn. As a result, any transfers initiated after Wednesday will miss earning interest over t... More Reviews

• Prime Alliance Bank	4.65%	Online Rate 6-Month CD - $500 Min.
  howdoyoudo | July 18, 2022 | And how is this an online bank if they are inundating me with invitations to a customer appreciation free movie showing in some remote location in Utah? More Reviews

• Limelight Bank, A division of Capital Community Bank	4.65%	Online Rate 6 Month CD - $1,000 Min.
  John Grierer | September 3, 2023 | The ACH processes at this bank are terrible. At maturity of my CD, the bank refused an external ACH drawn from an outside bank, in spite of providing assurances that this would not happen together with th... More Reviews

• KS StateBank

  4.60%

  Online Rate with branch - View 6 Month - $500 Min.

• MainStreet Bank

  4.55%

  Online Rate 6 Month CD - $500 Min. Early Withdrawal Penalty is 3 months interest.

• Canadian Imperial Bank USA	4.51%	Online Rate 6 Month CD - $1,000 Min. Early Withdrawal Penalty is 30 days.
  Wesley | May 30, 2023 | Thank you to this site for showing this CD rate. I could not find it on the three leading sites (Bankrate, BestCashCow or Nerdwallet). Heck, I couldn't even find it easily on CIBC's own website, but that... More Reviews

• BMO Alto, a division of Bank of Montreal Harris	4.50%	Online Rate 6 Month CD - $0 Min.
  J Tremain | February 22, 2024 | They gave me the new, lower CD rate even though I had opened the account online when the CD rate was 0.15% higher. I checked with Wells and they had even initiated the transfer before they lowered the rat... More Reviews

• Bank5 Connect

  4.50%

  Online Rate Connect 6-Month CD - $500 Min. 6 Month CD.

• Banesco USA

  4.50%

  Online Rate with branch - View 6 Month CD - $1,000 Min. Early Withdrawal Penalty is 90 days interest.

• My e-Banc, a division of Bradesco BAC Florida Bank

  4.50%

  Online Rate 6 Month - $5,000 Min.

• TD Bank, National Association

  4.50%

  Bank with nearby branch - View 6 Month CD TD Choice Promotional Relationship APY - $10,001 Min.

• Finworth, a division of InsBank

  4.50%

  Online Rate 6 Month CD - $50,000 Min.

• Partners Federal Credit Union

  4.50%

  Credit Union with nearby branch - View 6-Month Jumbo - $100,000 Min.

• Bank of Hope

  4.50%

  Bank with nearby branch - View 6 MONTH Hope Preferred CD - $250,000 Min.

• M.Y. Safra Bank

  4.45%

  Online Rate 6 Month Online CD - $500 Min.

• Charles Schwab Bank, SSB

  4.45%

  Online Rate 6 Month CD - $1,000 Min.

• Bask Bank, a division of Texas Capital Bank	4.45%	Online Rate 6 MONTH - $1,000 Min. Early Withdrawal Penalty is 90 days interest.
  JQ25 | July 20, 2023 | This should be a red flag on their CD accounts! "APYs on term deposits assumes reinvestment of principal and interest at maturity, fees may reduce earnings on accounts." More Reviews

• Popular Direct

  4.45%

  Online Rate 6 Month CD - $10,000 Min.

• State Employees' Credit Union

  4.40%

  Credit Union with nearby branch - View 6 Months Share Term - $250 Min.

• Colorado Federal Savings Bank

  4.40%

  Online Rate 6 Month CD - $5,000 Min. Early withdrawal penalty is 3 Months' Interest.

• Merrick Bank

  4.40%

  Online Rate 6 Month CD - $25,000 Min. Early Withdrawal Penalty is 90 days interest.

• First Internet Bank of Indiana

  4.35%

  Online Rate 6-Month CD - $1,000 Min. Warning: Early Withdrawal Penalty is 180 days interest.

• Firefighters First Federal Credit Union

  4.33%

  Credit Union with nearby branch - View 6 Month - $100,000 Min.

• Vio Bank, A Division of MidFirst Bank	4.30%	Online Rate 6-Month CD - $500 Min.
  Laura K | July 14, 2021 | My husband and I opened an account here. We were happy to get the slightly higher rate for a bit, but they were quick to lower it. And, then the fees started. More Reviews

• Hingham Institution for Savings

  4.30%

  Bank with nearby branch - View 6 MONTH - $1,000 Min.

• National Cooperative Bank

  4.30%

  Online Rate 6 Month Impact CD - $2,500 Min. Early Withdrawal Penalty is 3 months interest.

• First Technology Federal Credit Union

  4.25%

  Credit Union with nearby branch - View 6 Month - $500 Min.

• Chevron Federal Credit Union

  4.25%

  Credit Union with nearby branch - View Share CD - $500 Min.

• Quontic Bank	4.25%	Online Rate with branch - View 6 Month Online CD - $500 Min. Warning: Early withdrawal penalty equals six months of interest.
  Eldridge jaw 01 | November 27, 2021 | I tried to open account and was rejected. Called and was treated worse than I could have imagined any bank ever treating anyone. These guys can go to hell. More Reviews

• Spectrum Federal Credit Union

  4.25%

  Credit Union with nearby branch - View 6 Month - $500 Min.

• iGobanking.com, a division of Flushing Bank	4.25%	Online Rate 6 Month High Yield CD - $1,000 Min.
  jennypgo | June 22, 2022 | I've been around this one for a while in all of its forms - including igo, bankpurely, giftsforbanking, etc. They are creative with the market and the customer service is responsive. It just requires too... More Reviews

• Redwood Credit Union

  4.25%

  Credit Union with nearby branch - View 6-8 Months - $1,000 Min.

• Provident Credit Union

  4.25%

  Credit Union with nearby branch - View 6 Month Fixed - $50,000 Min.

• Schoolsfirst Federal Credit Union

  4.25%

  Credit Union with nearby branch - View 6-11 Month Jumbo - $100,000 Min.

• Ally Bank	4.20%	Online Rate 6 Month CD - $0 Min.
  TeresaKnight | August 1, 2022 | Hard to imagine how Ally got to be so bad, but 1 hour to speak with anyone on the phone is just not good business. It however is slightly better than my other bank which is CIT which hangs up on me. More Reviews