Highest Yielding 1-Year CD Rates for Agawam, MA

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• Millbury National Bank

  4.84%

  Bank with nearby branch - View 12 Month Platinum CD Special - $501 Min.

• My e-Banc, a division of Bradesco BAC Florida Bank

  4.80%

  Online Rate 12 Month Jumbo CD - $50,000 Min. Early Withdrawal Penalty is 3 months interest.

• Mass Bay Credit Union

  4.75%

  Credit Union with nearby branch - View 12 Months - $500 Min.

• Transportation Federal Credit Union

  4.75%

  Credit Union with nearby branch - View 1 Year - $1,000 Min.

• InsBank

  4.70%

  Bank with nearby branch - View 1-Year CD - $50,000 Min.

• American Airlines Federal Credit Union

  4.60%

  Credit Union with nearby branch - View 12 Month Regular Share Certificate - $10,000 Min.

• Canadian Imperial Bank USA	4.56%	Online Rate 1-Year CD - $25,000 Min. Early Withdrawal Penalty is 30 days interest.
  Wesley | May 30, 2023 | Thank you to this site for showing this CD rate. I could not find it on the three leading sites (Bankrate, BestCashCow or Nerdwallet). Heck, I couldn't even find it easily on CIBC's own website, but that... More Reviews

• Newtek Bank, National Association

  4.55%

  Online Rate with branch - View 12 Month - $2,500 Min.

• Metro Credit Union

  4.50%

  Credit Union with nearby branch - View 12 Month Special (New Money) - $0 Min.

• Prime Alliance Bank	4.50%	Online Rate 12 Month Online CD - $500 Min. Early Withdrawal Penalty is 30 days interest.
  howdoyoudo | July 18, 2022 | And how is this an online bank if they are inundating me with invitations to a customer appreciation free movie showing in some remote location in Utah? More Reviews

• Salem Five Cents Savings Bank

  4.50%

  Bank with nearby branch - View 12-17 MONTH - $500 Min.

• Northern Bank & Trust Company	4.50%	Bank with nearby branch - View 12 MONTH - $500 Min.
  Wazup | October 13, 2022 | might be a good as a local bank, but not set up as an online bank More Reviews

• Everett Co-operative Bank

  4.50%

  Bank with nearby branch - View 12 Month Special Certificate - $501 Min.

• Beal Bank USA

  4.50%

  Bank with nearby branch - View 12 MONTH - $1,000 Min.

• North Shore Bank, a Co-operative Bank

  4.50%

  Bank with nearby branch - View 12 MONTH - $1,000 Min.

• Limelight Bank, A division of Capital Community Bank	4.50%	Online Rate 12-Month CD - $1,000 Min. Early Withdrawal Penalty is 90 days interest.
  John Grierer | September 3, 2023 | The ACH processes at this bank are terrible. At maturity of my CD, the bank refused an external ACH drawn from an outside bank, in spite of providing assurances that this would not happen together with th... More Reviews

• Rockland Trust Company

  4.50%

  Bank with nearby branch - View 12 MONTH - $1,000 Min.

• Dedham Institution for Savings

  4.50%

  Bank with nearby branch - View 12 MONTH - $1,000 Min.

• Home Savings Bank (Utah)

  4.50%

  Online Rate with branch - View 12 Month CD - $5,000 Min. Early Withdrawal Penalty is 6 months interest.

• Salem Five Cents Savings Bank

  4.50%

  Bank with nearby branch - View 12 Month Special CD - $10,000 Min.

• TotalDirect, a division of City National Bank of Florida	4.50%	Online Rate 12-Month CD - $25,000 Min. Early Withdrawal Penalty is 6 months interest.
  J Dally | June 13, 2023 | 5% + on a savings rate is attractive, but the phone reps are trained to tell people as a first response to come to a branch to address any inquiries. (Thankfully, I don't live in Florida but I also means ... More Reviews

• First Internet Bank of Indiana

  4.42%

  Online Rate 1-Year CD - $1,000 Min. Early Withdrawal Penalty is 180 days interest.

• Bask Bank, a division of Texas Capital Bank	4.40%	Online Rate 12 MONTH - $1,000 Min. Early Withdrawal Penalty is 90 days interest.
  JQ25 | July 20, 2023 | This should be a red flag on their CD accounts! "APYs on term deposits assumes reinvestment of principal and interest at maturity, fees may reduce earnings on accounts." More Reviews

• Sallie Mae Bank	4.40%	Online Rate 12 Month CD - $2,500 Min. Early Withdrawal Penalty is 90 days interest.
  JPreston | January 7, 2023 | Called and asked them to match rates offered through save better for a 15 year client since directly offered rates are no longer competitive. Received nasty response. My only regret now is that I need to c... More Reviews

• My e-Banc, a division of Bradesco BAC Florida Bank

  4.35%

  Online Rate 12 Month - $5,000 Min. Early Withdrawal Penalty is 3 months interest.

• Navy Federal Credit Union	4.35%	Online Rate with branch - View 12 Month - $100,000 Min.
  Rc | June 19, 2024 | Least friendly bank I have ever dealt with. First wanted me to abandon my existing bank and move all direct deposit to them. Second no one even smiles or welcomes you. I got the feeling I was wasting t... More Reviews

• Bank of Whittier, National Association

  4.34%

  Bank with nearby branch - View 12 Month Certificate of Deposit - $1,000 Min.

• BMO Alto, a division of Bank of Montreal Harris	4.30%	Online Rate 1-year CD - $0 Min. Early Withdrawal Penalty is 180 days interest.
  J Tremain | February 22, 2024 | They gave me the new, lower CD rate even though I had opened the account online when the CD rate was 0.15% higher. I checked with Wells and they had even initiated the transfer before they lowered the rat... More Reviews

• Us Alliance Federal Credit Union

  4.30%

  Credit Union with nearby branch - View 12 Month - $500 Min.

• Gateway First Bank

  4.30%

  Online Rate with branch - View 12 MONTH - $500 Min.

• Union Bank and Trust Company

  4.30%

  Online Rate 12 MONTH - $1,000 Min.

• Seattle Bank

  4.30%

  Online Rate with branch - View 12 Month - $1,000 Min. Early Withdrawal Penalty is 180 days interest.

• Bread Savings, a division of Bread Financial	4.30%	Online Rate 1-Year CD - $1,500 Min. Early Withdrawal Penalty is 180 days interest.
  PB VeganChic | November 7, 2023 | The rates are good but it was a hassle getting my account set up. The app does not work. I purchased a 5 year CD and I hope I don't have any issues when it's time to cash it out. I wouldn't recommend Bread... More Reviews

• National Cooperative Bank

  4.30%

  Online Rate 12 Month Impact Certificate of Deposit - $2,500 Min. Early Withdrawal Penalty is 3 months interest.

• CTBC Bank Corp. (USA)

  4.30%

  Online Rate with branch - View 12 Month Promo CD - $5,000 Min.

• Navy Federal Credit Union	4.30%	Online Rate with branch - View 12 Month - $20,000 Min.
  Rc | June 19, 2024 | Least friendly bank I have ever dealt with. First wanted me to abandon my existing bank and move all direct deposit to them. Second no one even smiles or welcomes you. I got the feeling I was wasting t... More Reviews

• Ally Bank	4.25%	Online Rate 1 Year CD - $0 Min.
  TeresaKnight | August 1, 2022 | Hard to imagine how Ally got to be so bad, but 1 hour to speak with anyone on the phone is just not good business. It however is slightly better than my other bank which is CIT which hangs up on me. More Reviews

• Northfield Bank

  4.25%

  Online Rate 12 Month CD - $0 Min.

• Middlesex Savings Bank

  4.25%

  Bank with nearby branch - View 12-23 MONTH - $10 Min.

• M.Y. Safra Bank

  4.25%

  Online Rate 12 Month Online CD - $500 Min. Early Withdrawal Penalty is 90 days interest.

• Bank5 Connect

  4.25%

  Online Rate Connect 12-Month CD - $500 Min.

• CFG Bank	4.25%	Online Rate 12-Month CD - $500 Min. Early Withdrawal Penalty is 180 days interest.
  nunya | May 22, 2023 Your personal experiences OUTSIDE the bank shouldn't be the basis for your review of how the bank actually functions. More Reviews

• TrustCo Bank

  4.25%

  Bank with nearby branch - View 18-21 Months - $500 Min.

• Transportation Alliance Bank, Inc. d/b/a TAB Bank	4.25%	Online Rate 12 Month Online CD - $1,000 Min. Early Withdrawal Penalty is 180 days interest.
  Frog Stephane | October 30, 2022 | I got into this one and a couple of other small Utah banks last years when I saw that they were a little higher than national rates (something like 0.70% versus 0.50%). Whatever I made with this adjustme... More Reviews

• South Shore Bank

  4.25%

  Bank with nearby branch - View 12 MONTH - $1,000 Min.

• Bluestone Bank

  4.25%

  Bank with nearby branch - View 12 MONTH - $2,000 Min.

• First Foundation Bank	4.25%	Online Rate with branch - View 12-Month Online CD - $2,500 Min.
  Jenny Pratt 8-1972 | May 8, 2023 | This is just a wonderful bank to do business with. I have some concerns about all of these smaller California banks so my husband and I just stay below FDIC insurance amounts ($500,000 as a couple). It is ... More Reviews

• Citizens	4.25%	Online Rate 12 Month CD ONLINE - $5,000 Min. Early Withdrawal Penalty is 90 days interest.
  Abzo68 | May 17, 2022 | I have accounts at some of these other names where I make a little more, but if I need something (to access my cash or to cover an obligation somewhere), this is the place I go. Great service by phone too... More Reviews

• Citizens	4.25%	Online Rate with branch - View 1-Year CD online - $5,000 Min.
  Abzo68 | May 17, 2022 | I have accounts at some of these other names where I make a little more, but if I need something (to access my cash or to cover an obligation somewhere), this is the place I go. Great service by phone too... More Reviews

• Salem Five Direct

  4.25%

  Online Rate 12 Month eCD Special - $10,000 Min. Warning: Early withdrawal penalty is 4% of principal withdrawn.