Highest Yielding 2-Year CD Rates for Franklin, TN

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• Chattanooga Area Schools Federal Credit Union

  4.94%

  Credit Union with nearby branch - View 24 Month - $2,000 Min.

• Tennessee Valley Federal Credit Union

  4.50%

  Credit Union with nearby branch - View 24 Months - $1,000 Min.

• Redstone Federal Credit Union

  4.33%

  Credit Union with nearby branch - View 24 Month Jumbo (Compounding) - $100,000 Min.

• My e-Banc, a division of Bradesco BAC Florida Bank

  4.25%

  Online Rate 24 Month Jumbo CD - $50,000 Min.

• Newtek Bank, National Association

  4.20%

  Online Rate with branch - View 24 MONTH - $2,500 Min.

• Home Savings Bank

  4.20%

  Online Rate with branch - View 24 Month CD - $5,000 Min.

• Prime Alliance Bank	4.15%	Online Rate 24 Month Online CD - $500 Min. Early Withdrawal Penalty is 90 days interest.
  howdoyoudo | July 18, 2022 | And how is this an online bank if they are inundating me with invitations to a customer appreciation free movie showing in some remote location in Utah? More Reviews

• Customers Bank

  4.15%

  Online Rate with branch - View 24 MONTH - $500 Min.

• Fortera Federal Credit Union

  4.15%

  Credit Union with nearby branch - View 24 Month - $1,000 Min.

• M.Y. Safra Bank

  4.10%

  Online Rate 24 Month Online CD - $500 Min. Early Withdrawal Penalty is 90 days interest.

• Merrick Bank

  4.10%

  Online Rate with branch - View 24 Month CD - $25,000 Min. Warning: Early Withdrawal Penalty is 2% of the account balance.

• Listerhill Credit Union

  4.09%

  Credit Union with nearby branch - View 24 MONTH - $500 Min.

• Redstone Federal Credit Union

  4.06%

  Credit Union with nearby branch - View 24 Month (Compounding)undefined - $1,000 Min.

• Seattle Bank

  4.05%

  Online Rate with branch - View 24 Month - $1,000 Min. Early Withdrawal Penalty is 180 days interest.

• Sallie Mae Bank	4.05%	Online Rate 24 Month CD - $2,500 Min.
  JPreston | January 7, 2023 | Called and asked them to match rates offered through save better for a 15 year client since directly offered rates are no longer competitive. Received nasty response. My only regret now is that I need to c... More Reviews

• Navy Federal Credit Union	4.05%	Online Rate with branch - View 24 Month - $100,000 Min.
  Rc | June 19, 2024 | Least friendly bank I have ever dealt with. First wanted me to abandon my existing bank and move all direct deposit to them. Second no one even smiles or welcomes you. I got the feeling I was wasting t... More Reviews

• Pentagon Federal Credit Union	4.00%	Online Rate with branch - View 2 Year Money Market Certificate - $1,000 Min.
  Elizabeth | July 22, 2023 | Don't have an opinion now other than I like the % rate More Reviews

• Colorado Federal Savings Bank

  4.00%

  Online Rate 24 Month CD - $5,000 Min. Early Withdrawal Penalty is 6 months Interest.

• My e-Banc, a division of Bradesco BAC Florida Bank

  4.00%

  Online Rate 24 Month - $5,000 Min. Early withdrawal penalty is 6 months interest

• Navy Federal Credit Union	4.00%	Online Rate with branch - View 24 Month - $20,000 Min.
  Rc | June 19, 2024 | Least friendly bank I have ever dealt with. First wanted me to abandon my existing bank and move all direct deposit to them. Second no one even smiles or welcomes you. I got the feeling I was wasting t... More Reviews

• TotalDirect, a division of City National Bank of Florida	4.00%	Online Rate 24-Month CD - $25,000 Min.
  J Dally | June 13, 2023 | 5% + on a savings rate is attractive, but the phone reps are trained to tell people as a first response to come to a branch to address any inquiries. (Thankfully, I don't live in Florida but I also means ... More Reviews

• Connexus Credit Union	3.99%	Online Rate with branch - View Jumbo 24 Month - $100,000 Min.
  Josh Hinson | February 3, 2023 | So I financed a camper through this group. The plumbing water sewer black and gray tank fell to the ground 30 days after purchase. It was being “ fixed “ for almost 5 months the dealer assured me I wou... More Reviews

• First Internet Bank of Indiana

  3.92%

  Online Rate 24-Month CD - $1,000 Min. Early Withdrawal Penalty is 360 days interest.

• Synchrony Bank	3.90%	Online Rate 2 Year CD - $0 Min.
  Judith | May 12, 2023 | I can’t get a real live person ever! Don’t use them ! More Reviews

• BMO Alto, a division of Bank of Montreal Harris	3.90%	Online Rate 24 Month CD - $0 Min. Early Withdrawal Penalty is 180 days interest.
  J Tremain | February 22, 2024 | They gave me the new, lower CD rate even though I had opened the account online when the CD rate was 0.15% higher. I checked with Wells and they had even initiated the transfer before they lowered the rat... More Reviews

• Goldman Sachs Bank	3.90%	Online Rate 24 Month CD - $500 Min.
  Leslie G | December 7, 2021 | I've been unable to log on all evening because of the AWS outage. Also, I waited on hold for over 1 hour before giving up. Unable to get access to my money and disappointed by the AWS reliance with no re... More Reviews

• KS StateBank

  3.90%

  Online Rate with branch - View 2 YEAR - $500 Min.

• Eastman Credit Union

  3.90%

  Credit Union with nearby branch - View 2 to 3 Years Jumbo - $100,000 Min.

• Connexus Credit Union	3.89%	Online Rate with branch - View 24 Month - $5,000 Min.
  Josh Hinson | February 3, 2023 | So I financed a camper through this group. The plumbing water sewer black and gray tank fell to the ground 30 days after purchase. It was being “ fixed “ for almost 5 months the dealer assured me I wou... More Reviews

• Bank of Whittier, National Association

  3.87%

  Bank with nearby branch - View 24 Month Certificate of Deposit - $1,000 Min.

• Transportation Alliance Bank, Inc. d/b/a TAB Bank	3.85%	Online Rate 24 Month Online CD - $1,000 Min. Early Withdrawal Penalty is 180 days interest.
  Frog Stephane | October 30, 2022 | I got into this one and a couple of other small Utah banks last years when I saw that they were a little higher than national rates (something like 0.70% versus 0.50%). Whatever I made with this adjustme... More Reviews

• Eastman Credit Union

  3.85%

  Credit Union with nearby branch - View 2 to 3 Years - $1,000 Min.

• Bread Savings, a division of Bread Financial	3.85%	Online Rate 2-Year CD - $1,500 Min. Early withdrawal penalty is 180 days interest.
  PB VeganChic | November 7, 2023 | The rates are good but it was a hassle getting my account set up. The app does not work. I purchased a 5 year CD and I hope I don't have any issues when it's time to cash it out. I wouldn't recommend Bread... More Reviews

• Popular Direct

  3.80%

  Online Rate 2 Year CD - $10,000 Min. Early Withdrawal Penalty is 270 days interest.

• Virtualbank, a division of First Horizon Bank	3.77%	Online Rate 2 Year CD - $10,000 Min. Warning: Early Withdrawal Penalty is 2% of principal.
  YTu | June 27, 2023 | Amataur outfit - stay away More Reviews

• ableBanking, a division of Northeast Bank

  3.75%

  Online Rate 2-Yr CD - $500 Min.

• Northern Bank Direct	3.75%	Online Rate 24 Month CD - $500 Min. Warning: Early withdrawal penalty is 12 months of interest
  Wazup | October 13, 2022 | might be a good as a local bank, but not set up as an online bank More Reviews

• Vio Bank, A Division of MidFirst Bank	3.75%	Online Rate 24 Month CD - $500 Min.
  Laura K | July 14, 2021 | My husband and I opened an account here. We were happy to get the slightly higher rate for a bit, but they were quick to lower it. And, then the fees started. More Reviews

• Banesco USA

  3.75%

  Online Rate with branch - View 2 YEAR - $1,000 Min. Early Withdrawal Penalty is 180 days interest.

• Bask Bank, a division of Texas Capital Bank	3.75%	Online Rate 24 MONTH - $1,000 Min. Early Withdrawal Penalty is 180 days interest.
  JQ25 | July 20, 2023 | This should be a red flag on their CD accounts! "APYs on term deposits assumes reinvestment of principal and interest at maturity, fees may reduce earnings on accounts." More Reviews

• LendingClub	3.75%	Online Rate 2 Year CD - $2,500 Min. Early Withdrawal Penalty is 180 days interest.
  JeromeK | September 18, 2022 | Let's see. A bank with a name like "LendingClub" that is focused on predatory straight cash lending in an economy that has gone from flush with cash to a deep recession (depression?) and that has a website... More Reviews

• Citizens	3.75%	Online Rate with branch - View 24 MONTH online - $5,000 Min.
  Abzo68 | May 17, 2022 | I have accounts at some of these other names where I make a little more, but if I need something (to access my cash or to cover an obligation somewhere), this is the place I go. Great service by phone too... More Reviews

• Capital One 360	3.70%	Online Rate 24 Month CD - $0 Min.
  Lucille Foster | December 6, 2022 | The MOST organized bank with easy to read online banking ever! More Reviews

• Capital One, National Association	3.70%	Bank with nearby branch - View 24 MONTH - $0 Min.
  Lucille Foster | December 6, 2022 | The MOST organized bank with easy to read online banking ever! More Reviews

• TIAA Bank / Everbank	3.70%	Online Rate Basic CD - $1,000 Min. Early withdrawal penalty is one-fourth the amount of interest that would have been earned had CD been held to maturity.
  Jeff T | November 21, 2023 | Everbank is the same name that was issuing foreign currency CDs and saying there was no risk and then violating their own T&C to not pay out. It is back. Terrible bank, no matter what the name. More Reviews

• Canadian Imperial Bank USA	3.70%	Online Rate 24 Month Online CD - $25,000 Min.
  Wesley | May 30, 2023 | Thank you to this site for showing this CD rate. I could not find it on the three leading sites (Bankrate, BestCashCow or Nerdwallet). Heck, I couldn't even find it easily on CIBC's own website, but that... More Reviews

• Discover Bank

  3.60%

  Online Rate 24 Month CD - $2,500 Min.

• Allegacy Federal Credit Union

  3.55%

  Online Rate Online 24 Month - $1,000 Min.

• American Express Bank, FSB

  3.50%

  Online Rate 24 Month CD - $0 Min.

• Ally Bank	3.50%	Online Rate 2 Year "Raise Your Rate" CD - $0 Min.
  TeresaKnight | August 1, 2022 | Hard to imagine how Ally got to be so bad, but 1 hour to speak with anyone on the phone is just not good business. It however is slightly better than my other bank which is CIT which hangs up on me. More Reviews