Highest Yielding 18-Month CD Rates for Chelsea, MA

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• MutualOne Bank

  5.25%

  Bank with nearby branch - View 18 MONTH - $500 Min.

• MutualOne Bank

  5.25%

  Bank with nearby branch - View 18 Month Special - $500 Min.

• Abington Bank

  5.12%

  Bank with nearby branch - View 18 MONTH - $1,000 Min.

• Dedham Institution for Savings

  4.50%

  Bank with nearby branch - View 18 MONTH - $1,000 Min.

• Service Credit Union

  4.45%

  Credit Union with nearby branch - View 18 MONTH - $500 Min.

• My e-Banc, a division of Bradesco BAC Florida Bank

  4.40%

  Online Rate 18 Month Jumbo CD - $50,000 Min.

• Sallie Mae Bank	4.35%	Online Rate 18 Month CD - $2,500 Min. Earty Withdrawal Penalty is 180 days interest.
  JPreston | January 7, 2023 | Called and asked them to match rates offered through save better for a 15 year client since directly offered rates are no longer competitive. Received nasty response. My only regret now is that I need to c... More Reviews

• Newtek Bank, National Association

  4.35%

  Online Rate with branch - View 18-23 MONTH - $2,500 Min.

• Charles Schwab Bank, SSB

  4.30%

  Online Rate 18 Month CD - $1,000 Min.

• Middlesex Savings Bank

  4.25%

  Bank with nearby branch - View 12-23 MONTH - $10 Min.

• Prime Alliance Bank	4.25%	Online Rate 18 Month Online CD - $500 Min. Early Withdrawal Penalty is 90 days interest.
  howdoyoudo | July 18, 2022 | And how is this an online bank if they are inundating me with invitations to a customer appreciation free movie showing in some remote location in Utah? More Reviews

• TrustCo Bank

  4.25%

  Bank with nearby branch - View 18-21 Months - $500 Min.

• Salem Five Cents Savings Bank

  4.25%

  Bank with nearby branch - View 18-29 MONTH - $500 Min.

• Everett Co-operative Bank

  4.25%

  Bank with nearby branch - View 8 Month Special Certificate - $501 Min.

• StonehamBank, A Co-operative Bank

  4.25%

  Bank with nearby branch - View 18 MONTH - $1,000 Min.

• Salem Five Cents Savings Bank

  4.25%

  Bank with nearby branch - View 18 Month Special CD - $10,000 Min.

• Digital Federal Credit Union

  4.25%

  Credit Union with nearby branch - View 12-23 Months Jumbo - $25,000 Min.

• InsBank

  4.25%

  Online Rate 18-Month CD - $50,000 Min. Early Withdrawal Penalty is 8 months interest.

• M.Y. Safra Bank

  4.20%

  Online Rate 18 Month Online CD - $500 Min. Early Withdrawal Penalty is 90 days interest.

• Beal Bank USA

  4.20%

  Bank with nearby branch - View 18 MONTH - $1,000 Min.

• Merrick Bank

  4.20%

  Online Rate 18-Month CD - $25,000 Min. Warning: Early Withdrawal Penalty is 2% of the account balance.

• First Internet Bank of Indiana

  4.15%

  Online Rate 18-Month CD - $1,000 Min. Early Withdrawal Penalty is 180 days.

• Seattle Bank

  4.15%

  Online Rate with branch - View 18-Month CD - $1,000 Min. Early Withdrawal Penalty is 180 days interest.

• Limelight Bank, A division of Capital Community Bank	4.15%	Online Rate 18-Month CD - $1,000 Min. Early Withdrawal Penalty is 90 days interest.
  John Grierer | September 3, 2023 | The ACH processes at this bank are terrible. At maturity of my CD, the bank refused an external ACH drawn from an outside bank, in spite of providing assurances that this would not happen together with th... More Reviews

• My e-Banc, a division of Bradesco BAC Florida Bank

  4.15%

  Online Rate 18 Month - $5,000 Min. Early Withdrawal Penalty is 6 months interest.

• Navy Federal Credit Union	4.15%	Online Rate with branch - View 18 Month - $100,000 Min.
  Rc | June 19, 2024 | Least friendly bank I have ever dealt with. First wanted me to abandon my existing bank and move all direct deposit to them. Second no one even smiles or welcomes you. I got the feeling I was wasting t... More Reviews

• Synchrony Bank	4.10%	Online Rate 18 Month CD - $0 Min.
  Judith | May 12, 2023 | I can’t get a real live person ever! Don’t use them ! More Reviews

• Ally Bank	4.10%	Online Rate 18 Month CD - $0 Min.
  TeresaKnight | August 1, 2022 | Hard to imagine how Ally got to be so bad, but 1 hour to speak with anyone on the phone is just not good business. It however is slightly better than my other bank which is CIT which hangs up on me. More Reviews

• Us Alliance Federal Credit Union

  4.10%

  Credit Union with nearby branch - View 18 Month - $500 Min.

• CFG Bank	4.10%	Online Rate 18-Month CD - $500 Min. Early Withdrawal penalty is 180 days interest.
  nunya | May 22, 2023 Your personal experiences OUTSIDE the bank shouldn't be the basis for your review of how the bank actually functions. More Reviews

• Home Savings Bank (Utah)

  4.10%

  Online Rate with branch - View 18-Month CD - $5,000 Min. Early Withdrawal Penalty is 12 months interest.

• Navy Federal Credit Union	4.10%	Online Rate with branch - View 18 Month - $20,000 Min.
  Rc | June 19, 2024 | Least friendly bank I have ever dealt with. First wanted me to abandon my existing bank and move all direct deposit to them. Second no one even smiles or welcomes you. I got the feeling I was wasting t... More Reviews

• Winchester Co-operative Bank

  4.05%

  Bank with nearby branch - View 18 MONTH - $500 Min.

• Colorado Federal Savings Bank

  4.05%

  Online Rate 18 Month CD - $5,000 Min. Early Withdrawal Penalty is 6 months Interest.

• Metro Credit Union

  4.00%

  Credit Union with nearby branch - View 18 Month Special (New Money) - $0 Min.

• Goldman Sachs Bank	4.00%	Online Rate 18-Month CD - $500 Min.
  Leslie G | December 7, 2021 | I've been unable to log on all evening because of the AWS outage. Also, I waited on hold for over 1 hour before giving up. Unable to get access to my money and disappointed by the AWS reliance with no re... More Reviews

• Digital Federal Credit Union

  4.00%

  Credit Union with nearby branch - View 12-23 Months - $500 Min.

• Northern Bank & Trust Company	4.00%	Bank with nearby branch - View 18 MONTH - $500 Min.
  Wazup | October 13, 2022 | might be a good as a local bank, but not set up as an online bank More Reviews

• North Shore Bank, a Co-operative Bank

  4.00%

  Bank with nearby branch - View 18 MONTH - $1,000 Min.

• Pentagon Federal Credit Union	4.00%	Online Rate with branch - View 18 Month Money Market Certificate - $1,000 Min.
  Elizabeth | July 22, 2023 | Don't have an opinion now other than I like the % rate More Reviews

• Bask Bank, a division of Texas Capital Bank	4.00%	Online Rate 18 MONTH - $1,000 Min. Early Withdrawal Penalty is 180 days interest.
  JQ25 | July 20, 2023 | This should be a red flag on their CD accounts! "APYs on term deposits assumes reinvestment of principal and interest at maturity, fees may reduce earnings on accounts." More Reviews

• Bluestone Bank

  4.00%

  Bank with nearby branch - View 18 MONTH - $2,000 Min.

• Salem Five Direct

  4.00%

  Online Rate 18 Month CD eCD Special - $10,000 Min. Warning: Early withdrawal penalty is 4% of principal withdrawn.

• Vio Bank, A Division of MidFirst Bank	3.95%	Online Rate 18 Month CD - $500 Min.
  Laura K | July 14, 2021 | My husband and I opened an account here. We were happy to get the slightly higher rate for a bit, but they were quick to lower it. And, then the fees started. More Reviews

• Transportation Alliance Bank, Inc. d/b/a TAB Bank	3.95%	Online Rate 18 Month Online CD - $1,000 Min. Early Withdrawal Penalty is 180 days interest.
  Frog Stephane | October 30, 2022 | I got into this one and a couple of other small Utah banks last years when I saw that they were a little higher than national rates (something like 0.70% versus 0.50%). Whatever I made with this adjustme... More Reviews

• Greater Springfield Credit Union

  3.92%

  Credit Union with nearby branch - View 18 MONTH - $1,000 Min.

• Capital One 360	3.90%	Online Rate 18 Month CD - $0 Min. Early Withdrawal Penalty is 6 months interest.
  Lucille Foster | December 6, 2022 | The MOST organized bank with easy to read online banking ever! More Reviews

• Capital One, National Association	3.90%	Bank with nearby branch - View 18 MONTH - $0 Min.
  Lucille Foster | December 6, 2022 | The MOST organized bank with easy to read online banking ever! More Reviews

• Banesco USA

  3.90%

  Online Rate with branch - View 18 MONTH - $1,000 Min. Early Withdrawal Penalty is 180 days interest.

• Virtualbank, a division of First Horizon Bank	3.87%	Online Rate 18 Month CD - $10,000 Min. Warning: Early withdrawal penalty is 2% of principal
  YTu | June 27, 2023 | Amataur outfit - stay away More Reviews