Highest Yielding 18-Month CD Rates for Madison Heights, MI

Advertiser Disclosure

• Wings Financial Credit Union

  5.05%

  Credit Union with nearby branch - View 18 Month Special - New Money Only - $100,000 Min.

• Lake Michigan Credit Union

  5.00%

  Credit Union with nearby branch - View 18 Month Vip Bonus - $500 Min.

• Michigan State University Federal Credit Union

  4.72%

  Credit Union with nearby branch - View 18 Month Jumbo - $100,000 Min.

• Michigan State University Federal Credit Union

  4.47%

  Credit Union with nearby branch - View 18 Month - $500 Min.

• Charles Schwab Bank, SSB

  4.40%

  Online Rate 18 Month CD - $1,000 Min.

• My e-Banc, a division of Bradesco BAC Florida Bank

  4.40%

  Online Rate 18 Month Jumbo CD - $50,000 Min.

• Dow Credit Union

  4.35%

  Credit Union with nearby branch - View 18 Month Simple - $500 Min.

• Newtek Bank, National Association

  4.35%

  Online Rate with branch - View 18-23 MONTH - $2,500 Min.

• First National Bank of America

  4.34%

  Bank with nearby branch - View 12-23 MONTH - $1,000 Min.

• Finworth, a division of InsBank

  4.30%

  Online Rate 18 Month CD - $50,000 Min. Early Withdrawal Penalty is 8 months interest.

• InsBank

  4.25%

  Online Rate 18-Month CD - $50,000 Min. Early Withdrawal Penalty is 8 months interest.

• M.Y. Safra Bank

  4.20%

  Online Rate 18 Month Online CD - $500 Min. Early Withdrawal Penalty is 90 days interest.

• Prime Alliance Bank	4.15%	Online Rate 18 Month Online CD - $500 Min. Early Withdrawal Penalty is 90 days interest.
  howdoyoudo | July 18, 2022 | And how is this an online bank if they are inundating me with invitations to a customer appreciation free movie showing in some remote location in Utah? More Reviews

• Sterling Bank and Trust, FSB

  4.15%

  Bank with nearby branch - View 18 MONTH - $500 Min.

• First Internet Bank of Indiana

  4.15%

  Online Rate 18-Month CD - $1,000 Min. Early Withdrawal Penalty is 180 days.

• Seattle Bank

  4.15%

  Online Rate with branch - View 18-Month CD - $1,000 Min. Early Withdrawal Penalty is 180 days interest.

• Limelight Bank, A division of Capital Community Bank	4.15%	Online Rate 18-Month CD - $1,000 Min. Early Withdrawal Penalty is 90 days interest.
  John Grierer | September 3, 2023 | The ACH processes at this bank are terrible. At maturity of my CD, the bank refused an external ACH drawn from an outside bank, in spite of providing assurances that this would not happen together with th... More Reviews

• My e-Banc, a division of Bradesco BAC Florida Bank

  4.15%

  Online Rate 18 Month - $5,000 Min. Early Withdrawal Penalty is 6 months interest.

• Merrick Bank

  4.15%

  Online Rate 18-Month CD - $25,000 Min. Warning: Early Withdrawal Penalty is 2% of the account balance.

• Navy Federal Credit Union	4.15%	Online Rate with branch - View 18 Month - $100,000 Min.
  Rc | June 19, 2024 | Least friendly bank I have ever dealt with. First wanted me to abandon my existing bank and move all direct deposit to them. Second no one even smiles or welcomes you. I got the feeling I was wasting t... More Reviews

• Synchrony Bank	4.10%	Online Rate 18 Month CD - $0 Min.
  Judith | May 12, 2023 | I can’t get a real live person ever! Don’t use them ! More Reviews

• CFG Bank	4.10%	Online Rate 18-Month CD - $500 Min. Early Withdrawal penalty is 180 days interest.
  nunya | May 22, 2023 Your personal experiences OUTSIDE the bank shouldn't be the basis for your review of how the bank actually functions. More Reviews

• Home Savings Bank (Utah)

  4.10%

  Online Rate with branch - View 18-Month CD - $5,000 Min. Early Withdrawal Penalty is 12 months interest.

• Popular Direct

  4.10%

  Online Rate 18-Month - $10,000 Min. Early Withdrawal Penalty is 270 days interest.

• Navy Federal Credit Union	4.10%	Online Rate with branch - View 18 Month - $20,000 Min.
  Rc | June 19, 2024 | Least friendly bank I have ever dealt with. First wanted me to abandon my existing bank and move all direct deposit to them. Second no one even smiles or welcomes you. I got the feeling I was wasting t... More Reviews

• Colorado Federal Savings Bank

  4.05%

  Online Rate 18 Month CD - $5,000 Min. Early Withdrawal Penalty is 6 months Interest.

• Nicolet National Bank

  4.00%

  Bank with nearby branch - View 18 MONTH Relationship - $2,500 Min.

• Vio Bank, A Division of MidFirst Bank	3.95%	Online Rate 18 Month CD - $500 Min.
  Laura K | July 14, 2021 | My husband and I opened an account here. We were happy to get the slightly higher rate for a bit, but they were quick to lower it. And, then the fees started. More Reviews

• Transportation Alliance Bank, Inc. d/b/a TAB Bank	3.95%	Online Rate 18 Month Online CD - $1,000 Min. Early Withdrawal Penalty is 180 days interest.
  Frog Stephane | October 30, 2022 | I got into this one and a couple of other small Utah banks last years when I saw that they were a little higher than national rates (something like 0.70% versus 0.50%). Whatever I made with this adjustme... More Reviews

• Goldman Sachs Bank	3.90%	Online Rate 18-Month CD - $500 Min.
  Leslie G | December 7, 2021 | I've been unable to log on all evening because of the AWS outage. Also, I waited on hold for over 1 hour before giving up. Unable to get access to my money and disappointed by the AWS reliance with no re... More Reviews

• Banesco USA

  3.90%

  Online Rate with branch - View 18 MONTH - $1,000 Min. Early Withdrawal Penalty is 180 days interest.

• Bask Bank, a division of Texas Capital Bank	3.90%	Online Rate 18 MONTH - $1,000 Min. Early Withdrawal Penalty is 180 days interest.
  JQ25 | July 20, 2023 | This should be a red flag on their CD accounts! "APYs on term deposits assumes reinvestment of principal and interest at maturity, fees may reduce earnings on accounts." More Reviews

• Virtualbank, a division of First Horizon Bank	3.87%	Online Rate 18 Month CD - $10,000 Min. Warning: Early withdrawal penalty is 2% of principal
  YTu | June 27, 2023 | Amataur outfit - stay away More Reviews

• Sallie Mae Bank	3.85%	Online Rate 18 Month CD - $2,500 Min. Earty Withdrawal Penalty is 180 days interest.
  JPreston | January 7, 2023 | Called and asked them to match rates offered through save better for a 15 year client since directly offered rates are no longer competitive. Received nasty response. My only regret now is that I need to c... More Reviews

• IncredibleBank

  3.82%

  Online Rate 18 Month CD - $1,000 Min. • $1,000 minimum deposit to open an account. • A penalty may be imposed for early withdrawal. • Account fees may reduce your earnings.

• Ally Bank	3.80%	Online Rate 18 Month CD - $0 Min.
  TeresaKnight | August 1, 2022 | Hard to imagine how Ally got to be so bad, but 1 hour to speak with anyone on the phone is just not good business. It however is slightly better than my other bank which is CIT which hangs up on me. More Reviews

• Capital One 360	3.80%	Online Rate 18 Month CD - $0 Min. Early Withdrawal Penalty is 6 months interest.
  Lucille Foster | December 6, 2022 | The MOST organized bank with easy to read online banking ever! More Reviews

• Capital One, National Association	3.80%	Bank with nearby branch - View 18 MONTH - $0 Min.
  Lucille Foster | December 6, 2022 | The MOST organized bank with easy to read online banking ever! More Reviews

• Bread Savings, a division of Bread Financial	3.80%	Online Rate 18 Month CD - $1,500 Min.
  PB VeganChic | November 7, 2023 | The rates are good but it was a hassle getting my account set up. The app does not work. I purchased a 5 year CD and I hope I don't have any issues when it's time to cash it out. I wouldn't recommend Bread... More Reviews

• Discover Bank

  3.80%

  Online Rate 18 Month CD - $2,500 Min.

• Canadian Imperial Bank USA	3.76%	Online Rate 18 Month Online CD - $1,000 Min.
  Wesley | May 30, 2023 | Thank you to this site for showing this CD rate. I could not find it on the three leading sites (Bankrate, BestCashCow or Nerdwallet). Heck, I couldn't even find it easily on CIBC's own website, but that... More Reviews

• LendingClub	3.75%	Online Rate 18 Month CD - $2,500 Min. Early Withdrawal Penalty is 180 days interest.
  JeromeK | September 18, 2022 | Let's see. A bank with a name like "LendingClub" that is focused on predatory straight cash lending in an economy that has gone from flush with cash to a deep recession (depression?) and that has a website... More Reviews

• Nicolet National Bank

  3.75%

  Bank with nearby branch - View 18 MONTH Non-Relationship - $2,501 Min.

• TIAA Bank / Everbank	3.70%	Online Rate Basic CD - $1,000 Min.
  Jeff T | November 21, 2023 | Everbank is the same name that was issuing foreign currency CDs and saying there was no risk and then violating their own T&C to not pay out. It is back. Terrible bank, no matter what the name. More Reviews

• Pentagon Federal Credit Union	3.70%	Online Rate with branch - View 18 Month Money Market Certificate - $1,000 Min.
  Elizabeth | July 22, 2023 | Don't have an opinion now other than I like the % rate More Reviews

• Mercantile Bank

  3.55%

  Bank with nearby branch - View 18 MONTH - $500 Min.

• Genisys Credit Union

  3.55%

  Credit Union with nearby branch - View 18 Months Jumbo - $100,000 Min.

• Department Of Commerce Federal Credit Union

  3.52%

  Online Rate 18-Month CD - $500 Min.

• Northern Bank Direct	3.50%	Online Rate 18 Month CD - $500 Min. Warning: Early Withdrawal Penalty is 12 months of interest
  Wazup | October 13, 2022 | might be a good as a local bank, but not set up as an online bank More Reviews

• Farmers Insurance Group Federal Credit Union

  3.50%

  Credit Union with nearby branch - View 18 Month - $1,000 Min.