Highest Yielding Non Standard CD Rates for Novi, MI
Includes Online Banks, Local Banks and Credit Unions / Updated April 23, 2025
All rates listed are Annual Percentage Yield (APY).
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5.50% -
5.40% -
5.25% -
5.00% -
5.00% -
5.00% -
5.00% -
4.95% -
4.90% -
4.70% -
4.55% -
4.50% Leslie G | December 7, 2021 |
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4.40% Judith | May 12, 2023 |
I can’t get a real live person ever! Don’t use them ! More Reviews
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4.40% Lowered the rate yesterday,d damnit | June 29, 2023 |
I had a Luminary account at 5.25% that I opened a week ago. When I login in, it had changed to a Magnetic account at 4.65%. I will close my account before the weekend and never do business with this ba... More Reviews
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4.40% 5Bme | December 12, 2022 |
Great rate, easily application process. It is the only rate as of today that beats a 13-month Treas so makes sense for anyone like me in Florida or another 0 state tax. More Reviews
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4.39% -
4.35% Rc | June 19, 2024 |
Least friendly bank I have ever dealt with. First wanted me to abandon my existing bank and move all direct deposit to them. Second no one even smiles or welcomes you. I got the feeling I was wasting t... More Reviews
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4.35% Lowered the rate yesterday,d damnit | June 29, 2023 |
I had a Luminary account at 5.25% that I opened a week ago. When I login in, it had changed to a Magnetic account at 4.65%. I will close my account before the weekend and never do business with this ba... More Reviews
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4.30% -
4.25% -
4.25% -
4.20% -
4.15% Leslie G | December 7, 2021 |
I've been unable to log on all evening because of the AWS outage. Also, I waited on hold for over 1 hour before giving up. Unable to get access to my money and disappointed by the AWS reliance with no re... More Reviews
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4.15% -
4.10% -
4.10% Great | June 21, 2021 |
This account is great. Had first opened an online savings account and then I locked into the 18-month No Penalty CD. While interest is still lost if you get out before a quarterly payment date, it provides... More Reviews
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4.06% Wesley | May 30, 2023 |
Thank you to this site for showing this CD rate. I could not find it on the three leading sites (Bankrate, BestCashCow or Nerdwallet). Heck, I couldn't even find it easily on CIBC's own website, but that... More Reviews
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4.05% -
4.00% -
4.00% -
4.00% Tomlensen | April 12, 2022 |
Opened account at the branch and discovered that I was only getting 0.20% and three months passed before I figured it out. Be careful with this one. More Reviews
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4.00% -
4.00% -
4.00% -
4.00% -
4.00% -
4.00% -
4.00% -
4.00% -
4.00% Abzo68 | May 17, 2022 |
I have accounts at some of these other names where I make a little more, but if I need something (to access my cash or to cover an obligation somewhere), this is the place I go. Great service by phone too... More Reviews
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4.00% -
3.95% -
3.90% -
3.90% Leslie G | December 7, 2021 |
I've been unable to log on all evening because of the AWS outage. Also, I waited on hold for over 1 hour before giving up. Unable to get access to my money and disappointed by the AWS reliance with no re... More Reviews
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3.90% -
3.85% -
3.82% -
3.80% -
3.75% -
3.75% TeresaKnight | August 1, 2022 |
Hard to imagine how Ally got to be so bad, but 1 hour to speak with anyone on the phone is just not good business. It however is slightly better than my other bank which is CIT which hangs up on me. More Reviews
All rates listed above are Annual Percentage Yield (APY).
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I've been unable to log on all evening because of the AWS outage. Also, I waited on hold for over 1 hour before giving up. Unable to get access to my money and disappointed by the AWS reliance with no re... More Reviews