Highest Yielding 6-Month CD Rates for San Jose, CA
Includes Online Banks, Local Banks and Credit Unions / Updated January 4, 2025
All rates listed are Annual Percentage Yield (APY).
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5.27% -
5.25% -
5.17% -
5.06% -
5.05% -
5.00% -
5.00% -
5.00% -
4.75% -
4.75% -
4.70% Great | June 21, 2021 |
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4.70% -
4.65% John Grierer | September 3, 2023 |
The ACH processes at this bank are terrible. At maturity of my CD, the bank refused an external ACH drawn from an outside bank, in spite of providing assurances that this would not happen together with th... More Reviews
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4.65% PB VeganChic | November 7, 2023 |
The rates are good but it was a hassle getting my account set up. The app does not work. I purchased a 5 year CD and I hope I don't have any issues when it's time to cash it out. I wouldn't recommend Bread... More Reviews
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4.61% J Dally | June 13, 2023 |
5% + on a savings rate is attractive, but the phone reps are trained to tell people as a first response to come to a branch to address any inquiries. (Thankfully, I don't live in Florida but I also means ... More Reviews
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4.60% -
4.55% -
4.55% -
4.51% Wesley | May 30, 2023 |
Thank you to this site for showing this CD rate. I could not find it on the three leading sites (Bankrate, BestCashCow or Nerdwallet). Heck, I couldn't even find it easily on CIBC's own website, but that... More Reviews
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4.50% howdoyoudo | July 18, 2022 |
And how is this an online bank if they are inundating me with invitations to a customer appreciation free movie showing in some remote location in Utah? More Reviews
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4.50% -
4.45% -
4.45% JQ25 | July 20, 2023 |
This should be a red flag on their CD accounts! "APYs on term deposits assumes reinvestment of principal and interest at maturity, fees may reduce earnings on accounts." More Reviews
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4.45% -
4.40% -
4.40% -
4.40% -
4.35% -
4.35% -
4.30% J Tremain | February 22, 2024 |
They gave me the new, lower CD rate even though I had opened the account online when the CD rate was 0.15% higher. I checked with Wells and they had even initiated the transfer before they lowered the rat... More Reviews
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4.30% -
4.30% Laura K | July 14, 2021 |
My husband and I opened an account here. We were happy to get the slightly higher rate for a bit, but they were quick to lower it. And, then the fees started. More Reviews
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4.30% -
4.30% -
4.25% -
4.25% Eldridge jaw 01 | November 27, 2021 |
I tried to open account and was rejected. Called and was treated worse than I could have imagined any bank ever treating anyone. These guys can go to hell. More Reviews
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4.25% jennypgo | June 22, 2022 |
I've been around this one for a while in all of its forms - including igo, bankpurely, giftsforbanking, etc. They are creative with the market and the customer service is responsive. It just requires too... More Reviews
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4.25% -
4.24% -
4.20% TeresaKnight | August 1, 2022 |
Hard to imagine how Ally got to be so bad, but 1 hour to speak with anyone on the phone is just not good business. It however is slightly better than my other bank which is CIT which hangs up on me. More Reviews
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4.10% Leslie G | December 7, 2021 |
I've been unable to log on all evening because of the AWS outage. Also, I waited on hold for over 1 hour before giving up. Unable to get access to my money and disappointed by the AWS reliance with no re... More Reviews
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4.10% -
4.06% -
4.00% JTurlow | November 9, 2021 |
Higher rate but same old bank. Still engages in a process of not crediting deposits for two days after they are drawn. As a result, any transfers initiated after Wednesday will miss earning interest over t... More Reviews
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4.00% -
4.00% Wazup | October 13, 2022 |
might be a good as a local bank, but not set up as an online bank More Reviews
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4.00% Jeff T | November 21, 2023 |
Everbank is the same name that was issuing foreign currency CDs and saying there was no risk and then violating their own T&C to not pay out. It is back. Terrible bank, no matter what the name. More Reviews
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4.00% Nuisance but good | June 13, 2023 |
These Emigrant subsidiaries - Dollar Savings Direct and My Banking Direct - are a real nuisance when one offers a better rate that the other will not match. Transfers are next day though. So I can trans... More Reviews
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4.00% JeromeK | September 18, 2022 |
Let's see. A bank with a name like "LendingClub" that is focused on predatory straight cash lending in an economy that has gone from flush with cash to a deep recession (depression?) and that has a website... More Reviews
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4.00%
All rates listed above are Annual Percentage Yield (APY).
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This account is great. Had first opened an online savings account and then I locked into the 18-month No Penalty CD. While interest is still lost if you get out before a quarterly payment date, it provides... More Reviews