Highest Yielding 18-Month CD Rates for Shelbyville, IN

Includes Online Banks, Local Banks and Credit Unions / Updated November 5, 2024

All rates listed are Annual Percentage Yield (APY).


 

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  		•  4.75% Credit Union with nearby branch - View
    18 Month - $1,000 Min.

    | December 24, 2023 |

    Charged me inactivity fee. No warning or notice!! More Reviews

  		• 4.40% Credit Union with nearby branch - View
    18 Month - $200 Min.
  		• 4.40% Online Rate
    18 Month Jumbo CD - $50,000 Min.
  		• 4.35% Online Rate
    18 Month CD - $2,500 Min.

    Earty Withdrawal Penalty is 180 days interest.

    | January 7, 2023 |

    Called and asked them to match rates offered through save better for a 15 year client since directly offered rates are no longer competitive. Received nasty response. My only regret now is that I need to c... More Reviews

  		• 4.35% Online Rate with branch - View
    18-23 MONTH - $2,500 Min.
  		• 4.30% Online Rate
    18 Month CD - $1,000 Min.
  		• 4.25% Online Rate
    18 Month Online CD - $500 Min.

    Early Withdrawal Penalty is 90 days interest.

    | July 18, 2022 |

    And how is this an online bank if they are inundating me with invitations to a customer appreciation free movie showing in some remote location in Utah? More Reviews

  		• 4.25% Credit Union with nearby branch - View
    18 Month Special - $1,000 Min.
  		• 4.25% Online Rate
    18-Month CD - $50,000 Min.

    Early Withdrawal Penalty is 8 months interest.

  		• 4.20% Online Rate
    18 Month Online CD - $500 Min.

    Early Withdrawal Penalty is 90 days interest.

  		• 4.20% Online Rate with branch - View
    18-Month CD - $5,000 Min.

    Early Withdrawal Penalty is 12 months interest.

  		• 4.20% Online Rate
    18-Month CD - $25,000 Min.

    Warning: Early Withdrawal Penalty is 2% of the account balance.

  		• 4.15% Online Rate
    18-Month CD - $1,000 Min.

    Early Withdrawal Penalty is 180 days.

  		• 4.15% Online Rate with branch - View
    18-Month CD - $1,000 Min.

    Early Withdrawal Penalty is 180 days interest.

  		• 4.15% Online Rate
    18-Month CD - $1,000 Min.

    Early Withdrawal Penalty is 90 days interest.

    | September 3, 2023 |

    The ACH processes at this bank are terrible. At maturity of my CD, the bank refused an external ACH drawn from an outside bank, in spite of providing assurances that this would not happen together with th... More Reviews

  		• 4.15% Online Rate
    18 Month - $5,000 Min.

    Early Withdrawal Penalty is 6 months interest.

  		• 4.15% Online Rate with branch - View
    18 Month - $100,000 Min.

    | June 19, 2024 |

    Least friendly bank I have ever dealt with. First wanted me to abandon my existing bank and move all direct deposit to them. Second no one even smiles or welcomes you. I got the feeling I was wasting t... More Reviews

  		• 4.10% Online Rate
    18 Month CD - $0 Min.

    | May 12, 2023 |

    I can’t get a real live person ever! Don’t use them ! More Reviews

  		• 4.10% Online Rate
    18 Month CD - $0 Min.

    | August 1, 2022 |

    Hard to imagine how Ally got to be so bad, but 1 hour to speak with anyone on the phone is just not good business. It however is slightly better than my other bank which is CIT which hangs up on me. More Reviews

  		• 4.10% Online Rate with branch - View
    18 Month - $20,000 Min.

    | June 19, 2024 |

    Least friendly bank I have ever dealt with. First wanted me to abandon my existing bank and move all direct deposit to them. Second no one even smiles or welcomes you. I got the feeling I was wasting t... More Reviews

  		• 4.05% Online Rate
    18 Month CD - $5,000 Min.

    Early Withdrawal Penalty is 6 months Interest.

  		• 4.00% Online Rate
    18-Month CD - $500 Min.

    | December 7, 2021 |

    I've been unable to log on all evening because of the AWS outage. Also, I waited on hold for over 1 hour before giving up. Unable to get access to my money and disappointed by the AWS reliance with no re... More Reviews

  		• 4.00% Online Rate with branch - View
    18 Month Money Market Certificate - $1,000 Min.

    | July 22, 2023 |

    Don't have an opinion now other than I like the % rate More Reviews

  		• 4.00% Online Rate
    18 MONTH - $1,000 Min.

    Early Withdrawal Penalty is 180 days interest.

    | July 20, 2023 |

    This should be a red flag on their CD accounts! "APYs on term deposits assumes reinvestment of principal and interest at maturity, fees may reduce earnings on accounts." More Reviews

  		• 4.00% Online Rate
    18 Month CD eCD Special - $10,000 Min.

    Warning: Early withdrawal penalty is 4% of principal withdrawn.

  		• 3.95% Online Rate
    18 Month CD - $500 Min.

    | July 14, 2021 |

    My husband and I opened an account here. We were happy to get the slightly higher rate for a bit, but they were quick to lower it. And, then the fees started. More Reviews

  		• 3.95% Online Rate
    18 Month Online CD - $1,000 Min.

    Early Withdrawal Penalty is 180 days interest.

    | October 30, 2022 |

    I got into this one and a couple of other small Utah banks last years when I saw that they were a little higher than national rates (something like 0.70% versus 0.50%). Whatever I made with this adjustme... More Reviews

  		• 3.90% Online Rate
    18 Month CD - $0 Min.

    Early Withdrawal Penalty is 6 months interest.

    | December 6, 2022 |

    The MOST organized bank with easy to read online banking ever! More Reviews

  		• 3.90% Bank with nearby branch - View
    18 MONTH - $0 Min.

    | December 6, 2022 |

    The MOST organized bank with easy to read online banking ever! More Reviews

  		• 3.90% Online Rate with branch - View
    18 MONTH - $1,000 Min.

    Early Withdrawal Penalty is 180 days interest.

  		• 3.87% Online Rate
    18 Month CD - $10,000 Min.

    Warning: Early withdrawal penalty is 2% of principal

    | June 27, 2023 |

    Amataur outfit - stay away More Reviews

  		• 3.85% Online Rate
    18-Month CD - $500 Min.

    Early Withdrawal penalty is 180 days interest.

    | May 22, 2023

    Your personal experiences OUTSIDE the bank shouldn't be the basis for your review of how the bank actually functions. More Reviews

  		• 3.85% Online Rate
    18-Month - $10,000 Min.

    Early Withdrawal Penalty is 270 days interest.

  		• 3.82% Online Rate
    18 Month CD - $1,000 Min.

    • $1,000 minimum deposit to open an account. • A penalty may be imposed for early withdrawal. • Account fees may reduce your earnings.

  		• 3.82% Bank with nearby branch - View
    18 MONTH - $1,000 Min.

    | April 3, 2023 |

    everything is a challenge for these guys.

    I would not recommend it to anyone outside their geography who can get to one of their physical locations to fix stuff in person. More Reviews

  		• 3.80% Bank with nearby branch - View
    18 Month Flexible - $500 Min.
  		• 3.80% Online Rate
    18 Month CD - $1,500 Min.

    | November 7, 2023 |

    The rates are good but it was a hassle getting my account set up. The app does not work. I purchased a 5 year CD and I hope I don't have any issues when it's time to cash it out. I wouldn't recommend Bread... More Reviews

  		• 3.80% Online Rate
    18 Month CD - $2,500 Min.
  		• 3.76% Online Rate
    18 Month Online CD - $25,000 Min.

    | May 30, 2023 |

    Thank you to this site for showing this CD rate. I could not find it on the three leading sites (Bankrate, BestCashCow or Nerdwallet). Heck, I couldn't even find it easily on CIBC's own website, but that... More Reviews

  		• 3.75% Online Rate
    18 Month CD - $500 Min.

    Warning: Early Withdrawal Penalty is 12 months of interest

    | October 13, 2022 |

    might be a good as a local bank, but not set up as an online bank More Reviews

  		• 3.75% Online Rate
    18 Month CD - $2,500 Min.

    Early Withdrawal Penalty is 180 days interest.

    | September 18, 2022 |

    Let's see. A bank with a name like "LendingClub" that is focused on predatory straight cash lending in an economy that has gone from flush with cash to a deep recession (depression?) and that has a website... More Reviews

  		• 3.75% Online Rate
    18 Month CD - $50,000 Min.

    Early Withdrawal Penalty is 8 months interest.

  		• 3.70% Online Rate
    Basic CD - $1,000 Min.

    | November 21, 2023 |

    Everbank is the same name that was issuing foreign currency CDs and saying there was no risk and then violating their own T&C to not pay out. It is back. Terrible bank, no matter what the name. More Reviews

  		• 3.52% Online Rate
    18-Month CD - $500 Min.
  		• 3.50% Online Rate
    18 Month Online CD - $1,000 Min.

    Early Withdrawal Penalty is all interest earned.

  		• 3.50% Online Rate
    18 Month CD - $1,000 Min.

    | June 13, 2023 |

    These Emigrant subsidiaries - Dollar Savings Direct and My Banking Direct - are a real nuisance when one offers a better rate that the other will not match. Transfers are next day though. So I can trans... More Reviews

  		• 3.35% Online Rate
    18 Month CD - $0 Min.
  		• 3.35% Online Rate
    Rising CD 18 Month - $5,000 Min.

    One-time bump CD.

    | June 21, 2021 |

    This account is great. Had first opened an online savings account and then I locked into the 18-month No Penalty CD. While interest is still lost if you get out before a quarterly payment date, it provides... More Reviews

  		• 3.25% Online Rate
    18 Month CD - $0 Min.

    Early Withdrawal Penalty is 90 days interest.

    | November 9, 2021 |

    Higher rate but same old bank. Still engages in a process of not crediting deposits for two days after they are drawn. As a result, any transfers initiated after Wednesday will miss earning interest over t... More Reviews

  		• 3.20% Online Rate
    Connect 18-Month CD - $500 Min.

    Available in all states except MA/RI.

All rates listed above are Annual Percentage Yield (APY).

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