Highest Yielding 6-Month CD Rates for Lawrence, MA

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• Direct Federal Credit Union

  5.55%

  Credit Union with nearby branch - View 6 Month Jumbo - $100,000 Min.

• Direct Federal Credit Union

  5.50%

  Credit Union with nearby branch - View 6 Month - $250 Min.

• Metro Credit Union

  5.40%

  Credit Union with nearby branch - View 6 Month Special (New Money) - $0 Min.

• Colonial Federal Savings Bank

  5.32%

  Bank with nearby branch - View 6 Month CD - $1,000 Min.

• TrustCo Bank

  5.13%

  Bank with nearby branch - View 6-9 Months - $500 Min.

• Heritage Bank National Association

  5.06%

  Online Rate with branch - View 6 MONTH - $2,000 Min.

• Newtek Bank, National Association

  5.05%

  Online Rate with branch - View 6 Month - $2,500 Min.

• Northern Bank & Trust Company	5.00%	Bank with nearby branch - View 6 MONTH - $500 Min.
  Wazup | October 13, 2022 | might be a good as a local bank, but not set up as an online bank More Reviews

• Mass Bay Credit Union

  5.00%

  Credit Union with nearby branch - View 6 Months - $500 Min.

• Service Credit Union

  5.00%

  Credit Union with nearby branch - View 6 MONTH - $500 Min.

• Wrentham Co-operative Bank

  5.00%

  Bank with nearby branch - View 6 MONTH - $1,000 Min.

• My e-Banc, a division of Bradesco BAC Florida Bank

  5.00%

  Online Rate 6 Month Jumbo CD - $50,000 Min. 6 Month Jumbo CD.

• Prime Alliance Bank	4.90%	Online Rate 6-Month CD - $500 Min.
  howdoyoudo | July 18, 2022 | And how is this an online bank if they are inundating me with invitations to a customer appreciation free movie showing in some remote location in Utah? More Reviews

• Bank5 Connect

  4.85%

  Online Rate Connect 6-Month CD - $500 Min. 6 Month CD.

• Pentucket Bank

  4.85%

  Bank with nearby branch - View 6 MONTH - $500 Min.

• TotalDirect, a division of City National Bank of Florida	4.85%	Online Rate 6 Month CD - $25,000 Min.
  J Dally | June 13, 2023 | 5% + on a savings rate is attractive, but the phone reps are trained to tell people as a first response to come to a branch to address any inquiries. (Thankfully, I don't live in Florida but I also means ... More Reviews

• Reading Co-operative Bank

  4.75%

  Bank with nearby branch - View 182 DAY - $500 Min.

• Northern Bank Direct	4.75%	Online Rate 6 Month CD - $500 Min.
  Wazup | October 13, 2022 | might be a good as a local bank, but not set up as an online bank More Reviews

• iGobanking.com, a division of Flushing Bank	4.75%	Online Rate 6 Month High Yield CD - $1,000 Min.
  jennypgo | June 22, 2022 | I've been around this one for a while in all of its forms - including igo, bankpurely, giftsforbanking, etc. They are creative with the market and the customer service is responsive. It just requires too... More Reviews

• Beal Bank USA

  4.75%

  Bank with nearby branch - View 6 MONTH - $1,000 Min.

• Leader Bank, National Association

  4.75%

  Bank with nearby branch - View 6 Months - $1,000 Min.

• Bread Savings, a division of Bread Financial	4.75%	Online Rate 6 Month CD - $1,500 Min.
  PB VeganChic | November 7, 2023 | The rates are good but it was a hassle getting my account set up. The app does not work. I purchased a 5 year CD and I hope I don't have any issues when it's time to cash it out. I wouldn't recommend Bread... More Reviews

• OneLocal Bank

  4.75%

  Bank with nearby branch - View 6 MONTH - $2,500 Min.

• Digital Federal Credit Union

  4.75%

  Credit Union with nearby branch - View 6-11 Months Jumbo - $25,000 Min.

• ableBanking, a division of Northeast Bank

  4.70%

  Online Rate 6-Month CD - $500 Min.

• Bask Bank, a division of Texas Capital Bank	4.70%	Online Rate 6 MONTH - $1,000 Min. Early Withdrawal Penalty is 90 days interest.
  JQ25 | July 20, 2023 | This should be a red flag on their CD accounts! "APYs on term deposits assumes reinvestment of principal and interest at maturity, fees may reduce earnings on accounts." More Reviews

• Barclays Bank Delaware	4.65%	Online Rate 6 Month CD - $0 Min.
  JTurlow | November 9, 2021 | Higher rate but same old bank. Still engages in a process of not crediting deposits for two days after they are drawn. As a result, any transfers initiated after Wednesday will miss earning interest over t... More Reviews

• Limelight Bank, A division of Capital Community Bank	4.65%	Online Rate 6 Month CD - $1,000 Min.
  John Grierer | September 3, 2023 | The ACH processes at this bank are terrible. At maturity of my CD, the bank refused an external ACH drawn from an outside bank, in spite of providing assurances that this would not happen together with th... More Reviews

• Ally Bank	4.60%	Online Rate 6 Month CD - $0 Min.
  TeresaKnight | August 1, 2022 | Hard to imagine how Ally got to be so bad, but 1 hour to speak with anyone on the phone is just not good business. It however is slightly better than my other bank which is CIT which hangs up on me. More Reviews

• KS StateBank

  4.60%

  Online Rate with branch - View 6 Month - $500 Min.

• Quontic Bank	4.60%	Online Rate with branch - View 6 Month Online CD - $500 Min. Warning: Early withdrawal penalty equals six months of interest.
  Eldridge jaw 01 | November 27, 2021 | I tried to open account and was rejected. Called and was treated worse than I could have imagined any bank ever treating anyone. These guys can go to hell. More Reviews

• Merrick Bank

  4.60%

  Online Rate 6 Month CD - $25,000 Min. Early Withdrawal Penalty is 90 days interest.

• MainStreet Bank

  4.55%

  Online Rate 6 Month CD - $500 Min. Early Withdrawal Penalty is 3 months interest.

• BMO Alto, a division of Bank of Montreal Harris	4.50%	Online Rate 6 Month CD - $0 Min.
  J Tremain | February 22, 2024 | They gave me the new, lower CD rate even though I had opened the account online when the CD rate was 0.15% higher. I checked with Wells and they had even initiated the transfer before they lowered the rat... More Reviews

• Us Alliance Federal Credit Union

  4.50%

  Credit Union with nearby branch - View 6 Month - $500 Min.

• Santander Bank, N.A.

  4.50%

  Bank with nearby branch - View 6-8 MONTH - $500 Min.

• Digital Federal Credit Union

  4.50%

  Credit Union with nearby branch - View 6-11 Months - $500 Min.

• Winchester Co-operative Bank

  4.50%

  Bank with nearby branch - View 6 MONTH - $500 Min.

• The National Grand Bank of Marblehead

  4.50%

  Bank with nearby branch - View 6 MONTH - $1,000 Min.

• Banesco USA

  4.50%

  Online Rate with branch - View 6 Month CD - $1,000 Min. Early Withdrawal Penalty is 90 days interest.

• South Shore Bank

  4.50%

  Bank with nearby branch - View 6 MONTH - $1,000 Min.

• Seamen's Bank

  4.50%

  Bank with nearby branch - View 6 Month CD - $1,000 Min.

• Needham Bank

  4.50%

  Bank with nearby branch - View 6 MONTH - $1,000 Min.

• North Shore Bank, a Co-operative Bank

  4.50%

  Bank with nearby branch - View 6 MONTH - $1,000 Min.

• Bluestone Bank

  4.50%

  Bank with nearby branch - View 6 MONTH - $2,000 Min.

• Bank of Easton

  4.50%

  Bank with nearby branch - View 6 MONTH - $2,500 Min.

• My e-Banc, a division of Bradesco BAC Florida Bank

  4.50%

  Online Rate 6 Month - $5,000 Min.

• Salem Five Direct

  4.50%

  Online Rate 6 Month CD Special - $10,000 Min.

• TD Bank, National Association

  4.50%

  Bank with nearby branch - View 6 Month CD TD Choice Promotional Relationship APY - $10,001 Min.

• BankGloucester

  4.50%

  Bank with nearby branch - View 6 Month CD - $50,000 Min.