Best 15-Year Fixed Mortgage Rates for South Dakota, SD

September 8, 2024

Average Rate: 5.89%

• Lender

  APR(%)

  Monthly Payment

  Learn More

• New American Funding, LLC. NMLS ID: 6606

  5.132%

  $2,529 Fees & Points $2,998 Total 0.937 Pts ($2,998) $0 Fees

  Direct Lender offering low rates, fast closings, and impeccable service FHA, VA, Conventional, HARP, Jumbo and Reverse Mortgage All-inclusive Direct Lender – no broker fees Learn More

• Mutual of Omaha Mortgage, Inc. NMLS ID: 1025894

  5.147%

  $2,529 Fees & Points $3,318 Total 0.818 Pts ($2,618) $700 Fees

  A brand you know and trust Quick and efficient process Mortgage products to fit your needs Learn More

• Rocket Mortgage NMLS ID: 3030

  5.779%

  $2,636 Fees & Points $3,200 Total 1.000 Pts ($3,200) $0 Fees

  A+ Rating with the Better Business Bureau Highest in Customer Satisfaction in the US Calculate Your New Payment for Free Today Learn More

• PenFed Credit Union NMLS ID: 401822

  6.001%

  $2,658 Fees & Points $5,200 Total 0.625 Pts ($2,000) $3,200 Fees

  Let PenFed Bring You Home With Confidence Learn More

• Wells Fargo Bank NMLS ID: 399801

  Attention Wells Fargo customers: Special benefits and discounts available Get a custom mortgage rate quote in minutes with no credit impact As low as 3% down on a fixed-rate mortgage

  Attention Wells Fargo customers: Special benefits and discounts available Get a custom mortgage rate quote in minutes with no credit impact As low as 3% down on a fixed-rate mortgage Learn More

• Veterans United Home Loans NMLS ID: 1907

  0% Down VA Loans for Veterans & Military Secure preapproval quickly with 24/7 access Competitively low VA rates, no PMI required Over 300,000 verified 5-star reviews

  0% Down VA Loans for Veterans & Military Secure preapproval quickly with 24/7 access Competitively low VA rates, no PMI required Learn More

• FHAloans.com NMLS ID: Not a Lender

  2024 FHA Loan tools and resources Find answers to your mortgage questions Easy to qualify, no obligation

  2024 FHA Loan tools and resources Find answers to your mortgage questions Easy to qualify, no obligation Learn More

• Neighbors Bank NMLS ID: 491986

  Minimum 620 credit score needed to prequalify 0% down USDA loan for rural homebuyers 97% of borrowers would recommend to friends or family

  Minimum 620 credit score needed to prequalify 0% down USDA loan for rural homebuyers 97% of borrowers would recommend to friends or family Learn More

• Data provided by Brown Bag Marketing, Inc. Payments do not include amounts for taxes and insurance premiums. Click here for more information on rates and product details.

• Bankfinancial, National Association

  4.892 %

  $2,512.57

  Bank with nearby branch - View

• Citibank

  5.385 %

  $2,595.18

  Bank with nearby branch - View

• Salem Five Cents Savings Bank

  5.416 %

  $2,600.42

  Bank with nearby branch - View

• U.s. Bank National Association

  5.657 %

  $2,641.40

  Bank with nearby branch - View

• North American Savings Bank

  5.802 %

  $2,666.23

  Bank with nearby branch - View

• Union Savings Bank

  5.814 %

  $2,668.29

  Bank with nearby branch - View

• First Community Credit Union

  5.910 %

  $2,684.81

  Credit Union with nearby branch - View

• Wayne Bank

  5.965 %

  $2,694.29

  Bank with nearby branch - View

• Pentagon Federal Credit Union

  6.040 %

  $2,707.26

  Credit Union with nearby branch - View

• Southern Bank

  6.075 %

  $2,713.33

  Bank with nearby branch - View

• Citizens

  6.113 %

  $2,719.92

  Bank with nearby branch - View

• Apco Employees Credit Union

  6.116 %

  $2,720.44

  Credit Union with nearby branch - View

• Bank Of The West

  6.155 %

  $2,727.21

  Bank with nearby branch - View

• First Citizens Bank

  6.204 %

  $2,735.74

  Bank with nearby branch - View

• Bank Of America, National Association

  6.251 %

  $2,743.93

  Bank with nearby branch - View

• D. L. Evans Bank

  6.289 %

  $2,750.56

  Bank with nearby branch - View

• Chase

  6.304 %

  $2,753.18

  Bank with nearby branch - View

• Wells Fargo Bank, National Association

  6.316 %

  $2,755.28

  Bank with nearby branch - View

• Jovia Financial Federal Credit Union

  6.418 %

  $2,773.14

  Credit Union with nearby branch - View

• Santander Bank, N.a.

  6.452 %

  $2,779.11

  Bank with nearby branch - View

• United Nations Federal Credit Union

  6.550 %

  $2,796.35

  Credit Union with nearby branch - View

• Athol Savings Bank

  6.556 %

  $2,797.40

  Bank with nearby branch - View

• Cortrust Bank National Association

  6.560 %

  $2,798.11

  Bank with nearby branch - View

• First National Bank

  6.570 %

  $2,799.87

  Bank with nearby branch - View

• Virginia Credit Union, Inc.,

  6.670 %

  $2,817.54

  Credit Union with nearby branch - View

• Westfield Bank

  6.690 %

  $2,821.08

  Bank with nearby branch - View

• State Employees' Credit Union

  6.784 %

  $2,837.75

  Credit Union with nearby branch - View

• Atlanta Postal Credit Union

  6.798 %

  $2,840.23

  Credit Union with nearby branch - View

• State Employees Cu Of Maryland, Inc Credit Union

  6.830 %

  $2,845.92

  Credit Union with nearby branch - View

• Navy Federal Credit Union

  6.843 %

  $2,848.24

  Credit Union with nearby branch - View

• First Technology Federal Credit Union

  6.867 %

  $2,852.51

  Credit Union with nearby branch - View

• Eastman Credit Union

  6.910 %

  $2,860.17

  Credit Union with nearby branch - View

• Citizens Equity First Credit Union

  7.024 %

  $2,880.55

  Credit Union with nearby branch - View

• Centreville Bank

  7.145 %

  $2,902.25

  Bank with nearby branch - View

• Charles Schwab Bank, Ssb

  7.167 %

  $2,906.21

  Bank with nearby branch - View

• The First National Bank In Sioux Falls

  7.220 %

  $2,915.75

  Bank with nearby branch - View

• Farmers Bank

  7.493 %

  $2,965.17

  Bank with nearby branch - View

• Axos Bank

  7.920 %

  $3,043.33

  Bank with nearby branch - View

• Everbank, National Association

  7.930 %

  $3,045.17

  Bank with nearby branch - View