Best 15-Year Fixed Mortgage Rates for New Jersey, NJ
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5.482%
Rate 5.375%
15 Yr Fixed$2,594
Fees & Points $2,234 Total
0.698 Pts ($2,234)
$0 Fees -
The Loan Tree Corp
NMLS ID: 2421655.654%
Rate 5.500%
15 Yr Fixed$2,615
Fees & Points $3,200 Total
1.000 Pts ($3,200)
$0 Fees -
Mutual of Omaha Mortgage, Inc.
NMLS ID: 10258945.670%
Rate 5.490%
15 Yr Fixed$2,613
Fees & Points $3,753 Total
0.954 Pts ($3,053)
$700 Fees -
PenFed Credit Union
NMLS ID: 4018225.680%
Rate 5.375%
15 Yr Fixed$2,594
Fees & Points $6,400 Total
1.000 Pts ($3,200)
$3,200 Fees -
Reliant Home Funding, Inc.
NMLS ID: 2924735.862%
Rate 5.625%
15 Yr Fixed$2,636
Fees & Points $4,939 Total
0.920 Pts ($2,944)
$1,995 Fees -
Sebonic
NMLS ID: 662475.995%
Rate 5.875%
15 Yr Fixed$2,679
Fees & Points $2,470 Total
0.772 Pts ($2,470)
$0 Fees -
Rocket Mortgage
NMLS ID: 30307.015%
Rate 6.875%
15 Yr Fixed$2,854
Fees & Points $2,800 Total
0.875 Pts ($2,800)
$0 Fees -
PenFed Credit Union
NMLS ID: 401822- PenFed membership is open to everyone, including you.
- Fixed Rate is locked-in for the life of the loan
- PenFed Makes Home Ownership Affordable. Federally Insured by NCUA
- Military Service is NOT required for membership. Equal Housing Lender
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Veterans United Home Loans
NMLS ID: 1907- Get home in 2025 with a 0% down VA Loan
- Score your prequalification anytime with 24/7 online tools
- Save more with competitive VA rates and no PMI
- Backed by over 300,000 verified 5-star reviews
- Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.
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Bankfinancial, National Association
4.892 % $2,512.57 -
Salem Five Cents Savings Bank
5.416 % $2,600.42 -
Wayne Bank
5.462 % $2,608.22 -
Pnc Bank, National Association
5.657 % $2,641.40 -
U.s. Bank National Association
5.657 % $2,641.40 -
Union County Savings Bank
5.690 % $2,647.04 -
First Community Credit Union
5.785 % $2,663.31 -
North American Savings Bank
5.802 % $2,666.23 -
Union Savings Bank
5.814 % $2,668.29 -
Pentagon Federal Credit Union
6.040 % $2,707.26 -
Southern Bank
6.075 % $2,713.33 -
Citibank
6.079 % $2,714.02 -
Haven Savings Bank
6.080 % $2,714.19 -
Citizens
6.113 % $2,719.92 -
Apco Employees Credit Union
6.116 % $2,720.44 -
First Citizens Bank
6.204 % $2,735.74 -
Blue Foundry Bank
6.206 % $2,736.09 -
Bank Of America, National Association
6.251 % $2,743.93 -
D. L. Evans Bank
6.289 % $2,750.56 -
Chase
6.304 % $2,753.18 -
Wells Fargo Bank, National Association
6.316 % $2,755.28 -
Emigrant Bank
6.330 % $2,757.72 -
Columbia Bank
6.341 % $2,759.65 -
Unity Bank
6.416 % $2,772.79 -
Jovia Financial Federal Credit Union
6.418 % $2,773.14 -
Santander Bank, N.a.
6.452 % $2,779.11 -
Provident Bank
6.460 % $2,780.51 -
Connectone Bank
6.480 % $2,784.03 -
United Nations Federal Credit Union
6.550 % $2,796.35 -
Athol Savings Bank
6.556 % $2,797.40 -
Td Bank, National Association
6.648 % $2,813.64 -
Virginia Credit Union, Inc.,
6.670 % $2,817.54 -
Citadel Federal Credit Union
6.686 % $2,820.37 -
Westfield Bank
6.690 % $2,821.08 -
Merck Employees Federal Credit Union
6.729 % $2,827.99 -
State Employees' Credit Union
6.784 % $2,837.75 -
Atlanta Postal Credit Union
6.798 % $2,840.23 -
State Employees Cu Of Maryland, Inc Credit Union
6.830 % $2,845.92 -
Navy Federal Credit Union
6.843 % $2,848.24 -
First Technology Federal Credit Union
6.867 % $2,852.51 -
Eastman Credit Union
6.910 % $2,860.17 -
Oceanfirst Bank, National Association
6.920 % $2,861.96 -
Affinity Federal Credit Union
6.970 % $2,870.89 -
Truist Bank
7.021 % $2,880.01 -
Citizens Equity First Credit Union
7.024 % $2,880.55 -
Peapack Private Bank & Trust
7.037 % $2,882.87 -
Centreville Bank
7.145 % $2,902.25 -
Charles Schwab Bank, Ssb
7.167 % $2,906.21 -
Manasquan Bank
7.409 % $2,949.92
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