Best 15-Year Fixed Mortgage Rates for Texas, TX
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Reliant Home Loans
NMLS ID: 19455325.374%
Rate 5.125%
15 Yr Fixed$2,552
Fees & Points $5,254 Total
0.642 Pts ($2,054)
$3,200 Fees -
Price Mortgage, LLC
NMLS ID: 14290435.374%
Rate 5.125%
15 Yr Fixed$2,552
Fees & Points $5,254 Total
0.642 Pts ($2,054)
$3,200 Fees -
Go Rascal
NMLS ID: 20728965.499%
Rate 5.250%
15 Yr Fixed$2,573
Fees & Points $5,230 Total
0.822 Pts ($2,630)
$2,600 Fees -
Western Capital Lending LLC
NMLS ID: 18169865.527%
Rate 5.250%
15 Yr Fixed$2,573
Fees & Points $5,830 Total
0.822 Pts ($2,630)
$3,200 Fees -
Mutual of Omaha Mortgage, Inc.
NMLS ID: 10258945.670%
Rate 5.490%
15 Yr Fixed$2,613
Fees & Points $3,753 Total
0.954 Pts ($3,053)
$700 Fees -
PenFed Credit Union
NMLS ID: 4018225.680%
Rate 5.375%
15 Yr Fixed$2,594
Fees & Points $6,400 Total
1.000 Pts ($3,200)
$3,200 Fees -
Solidify Mortgage Advisors
NMLS ID: 12839305.688%
Rate 5.500%
15 Yr Fixed$2,615
Fees & Points $3,925 Total
0.875 Pts ($2,800)
$1,125 Fees -
Equity Capital Home Loans
NMLS ID: 16899625.703%
Rate 5.500%
15 Yr Fixed$2,615
Fees & Points $4,237 Total
0.996 Pts ($3,187)
$1,050 Fees -
Bison State Bank
NMLS ID: 7574165.869%
Rate 5.750%
15 Yr Fixed$2,658
Fees & Points $2,454 Total
0.767 Pts ($2,454)
$0 Fees -
Dylken Home Loans, Inc
NMLS ID: 26731526.158%
Rate 5.875%
15 Yr Fixed$2,679
Fees & Points $5,842 Total
0.482 Pts ($1,542)
$4,300 Fees -
Rocket Mortgage
NMLS ID: 30307.015%
Rate 6.875%
15 Yr Fixed$2,854
Fees & Points $2,800 Total
0.875 Pts ($2,800)
$0 Fees -
Neighbors Bank
NMLS ID: 491986- 0% down payment USDA Loan options
- Prequalify with 620+ credit score
- No PMI, save on monthly costs
- 96% of borrowers would recommend to friends and family
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Veterans United Home Loans
NMLS ID: 1907- Get home in 2025 with a 0% down VA Loan
- Score your prequalification anytime with 24/7 online tools
- Save more with competitive VA rates and no PMI
- Backed by over 300,000 verified 5-star reviews
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PenFed Credit Union
NMLS ID: 401822- PenFed membership is open to everyone, including you.
- Fixed Rate is locked-in for the life of the loan
- PenFed Makes Home Ownership Affordable. Federally Insured by NCUA
- Military Service is NOT required for membership. Equal Housing Lender
- Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.
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Bankfinancial, National Association
4.892 % $2,512.57 -
Salem Five Cents Savings Bank
5.416 % $2,600.42 -
Wayne Bank
5.462 % $2,608.22 -
Austin Bank, Texas National Association
5.500 % $2,614.67 -
U.s. Bank National Association
5.657 % $2,641.40 -
First Community Credit Union
5.785 % $2,663.31 -
North American Savings Bank
5.802 % $2,666.23 -
Union Savings Bank
5.814 % $2,668.29 -
Pentagon Federal Credit Union
6.040 % $2,707.26 -
Southern Bank
6.075 % $2,713.33 -
Citibank
6.079 % $2,714.02 -
Citizens
6.113 % $2,719.92 -
Apco Employees Credit Union
6.116 % $2,720.44 -
First Citizens Bank
6.204 % $2,735.74 -
Bank Of America, National Association
6.251 % $2,743.93 -
D. L. Evans Bank
6.289 % $2,750.56 -
Chase
6.304 % $2,753.18 -
Wells Fargo Bank, National Association
6.316 % $2,755.28 -
Jovia Financial Federal Credit Union
6.418 % $2,773.14 -
Santander Bank, N.a.
6.452 % $2,779.11 -
United Nations Federal Credit Union
6.550 % $2,796.35 -
Athol Savings Bank
6.556 % $2,797.40 -
Randolph-brooks Federal Credit Union
6.580 % $2,801.64 -
Mufg Union Bank, National Association
6.641 % $2,812.41 -
American Airlines Federal Credit Union
6.665 % $2,816.65 -
Virginia Credit Union, Inc.,
6.670 % $2,817.54 -
Westfield Bank
6.690 % $2,821.08 -
Tower Federal Credit Union
6.690 % $2,821.08 -
Commercial Bank Of Texas, National Association
6.720 % $2,826.39 -
State Employees' Credit Union
6.784 % $2,837.75 -
Atlanta Postal Credit Union
6.798 % $2,840.23 -
State Employees Cu Of Maryland, Inc Credit Union
6.830 % $2,845.92 -
Navy Federal Credit Union
6.843 % $2,848.24 -
First Technology Federal Credit Union
6.867 % $2,852.51 -
Eastman Credit Union
6.910 % $2,860.17 -
Comerica Bank
6.970 % $2,870.89 -
Security Service Federal Credit Union
6.972 % $2,871.24 -
Truist Bank
7.021 % $2,880.01 -
Citizens Equity First Credit Union
7.024 % $2,880.55 -
Texas Dow Employees Credit Union
7.050 % $2,885.20 -
Home Bank, National Association
7.115 % $2,896.86 -
Centreville Bank
7.145 % $2,902.25 -
Charles Schwab Bank, Ssb
7.167 % $2,906.21 -
Gecu Credit Union
7.278 % $2,926.21 -
Farmers Bank
7.493 % $2,965.17 -
Wells Fargo Bank South Central, National Association
7.537 % $2,973.17 -
Axos Bank
7.920 % $3,043.33 -
Everbank, National Association
7.930 % $3,045.17
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