Best 30-Year Fixed Mortgage Rates for Michigan, MI
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Northpointe Bank
NMLS ID: 4474906.501%
Rate 6.375%
30 Yr Fixed$1,997
Fees & Points $4,256 Total
0.894 Pts ($2,861)
$1,395 Fees -
Tomo Mortgage, LLC.
NMLS ID: 20597416.575%
Rate 6.490%
30 Yr Fixed$2,021
Fees & Points $2,835 Total
0.886 Pts ($2,835)
$0 Fees -
Bison State Bank
NMLS ID: 7574166.713%
Rate 6.624%
30 Yr Fixed$2,049
Fees & Points $2,960 Total
0.925 Pts ($2,960)
$0 Fees -
Mutual of Omaha Mortgage, Inc.
NMLS ID: 10258946.728%
Rate 6.625%
30 Yr Fixed$2,049
Fees & Points $3,398 Total
0.843 Pts ($2,698)
$700 Fees -
PenFed Credit Union
NMLS ID: 4018226.782%
Rate 6.625%
30 Yr Fixed$2,049
Fees & Points $5,195 Total
1.000 Pts ($3,200)
$1,995 Fees -
New American Funding, LLC.
NMLS ID: 66066.834%
Rate 6.740%
30 Yr Fixed$2,074
Fees & Points $3,110 Total
0.972 Pts ($3,110)
$0 Fees -
Rocket Mortgage
NMLS ID: 30307.602%
Rate 7.500%
30 Yr Fixed$2,238
Fees & Points $3,200 Total
1.000 Pts ($3,200)
$0 Fees -
Veterans United Home Loans
NMLS ID: 1907- Get home in 2025 with a 0% down VA Loan
- Score your prequalification anytime with 24/7 online tools
- Save more with competitive VA rates and no PMI
- Backed by over 300,000 verified 5-star reviews
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Neighbors Bank
NMLS ID: 491986- 0% down payment USDA Loan options
- Prequalify with 620+ credit score
- No PMI, save on monthly costs
- 96% of borrowers would recommend to friends and family
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FHAloans.com
NMLS ID: Not a Lender- 2025 FHA Loan tools and resources
- Find answers to your mortgage questions
- Easy to qualify, no obligation
- Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.
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Bankfinancial, National Association
5.404 % $1,797.70 -
Wells Fargo Bank, National Association
5.822 % $1,882.10 -
Southern Bank
6.120 % $1,943.32 -
Pnc Bank, National Association
6.198 % $1,959.49 -
Macatawa Bank, National Association
6.229 % $1,965.93 -
U.s. Bank National Association
6.267 % $1,973.83 -
Union Savings Bank
6.289 % $1,978.42 -
Citibank
6.337 % $1,988.44 -
Salem Five Cents Savings Bank
6.394 % $2,000.36 -
First Community Credit Union
6.396 % $2,000.78 -
Pentagon Federal Credit Union
6.520 % $2,026.83 -
North American Savings Bank
6.532 % $2,029.36 -
Wayne Bank
6.557 % $2,034.63 -
Isabella Bank
6.573 % $2,038.00 -
Jovia Financial Federal Credit Union
6.603 % $2,044.34 -
D. L. Evans Bank
6.661 % $2,056.62 -
Choiceone Bank
6.700 % $2,064.89 -
Chase
6.717 % $2,068.50 -
Citizens
6.821 % $2,090.64 -
Athol Savings Bank
6.862 % $2,099.39 -
Bank Of America, National Association
6.864 % $2,099.82 -
Westfield Bank
6.897 % $2,106.88 -
Charles Schwab Bank, Ssb
6.929 % $2,113.73 -
Independent Bank
6.952 % $2,118.66 -
Alliant Credit Union
6.990 % $2,126.82 -
Santander Bank, N.a.
7.043 % $2,138.22 -
Mutualbank
7.050 % $2,139.72 -
Baybank
7.103 % $2,151.15 -
Range Bank
7.110 % $2,152.66 -
First Citizens Bank
7.130 % $2,156.98 -
Central Savings Bank
7.155 % $2,162.38 -
Dearborn Federal Savings Bank
7.163 % $2,164.11 -
Virginia Credit Union, Inc.,
7.260 % $2,185.13 -
United Nations Federal Credit Union
7.280 % $2,189.48 -
State Employees Cu Of Maryland, Inc Credit Union
7.290 % $2,191.65 -
The Shelby State Bank
7.292 % $2,192.09 -
Commercial Bank
7.302 % $2,194.26 -
Apco Employees Credit Union
7.325 % $2,199.27 -
Union Bank
7.329 % $2,200.14 -
Dfcu Financial Credit Union
7.383 % $2,211.91 -
Highpoint Community Bank
7.390 % $2,213.43 -
Atlanta Postal Credit Union
7.403 % $2,216.27 -
Huron Community Bank
7.410 % $2,217.80 -
Eastman Credit Union
7.410 % $2,217.80 -
Navy Federal Credit Union
7.426 % $2,221.29 -
Michigan State University Federal Credit Union
7.432 % $2,222.61 -
St. Anne's
7.456 % $2,227.85 -
Lake Michigan Credit Union
7.475 % $2,232.01 -
Farmers Bank
7.512 % $2,240.12 -
Citizens Equity First Credit Union
7.514 % $2,240.55
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