Best 30-Year Fixed Mortgage Rates for Texas, TX
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Northpointe Bank
NMLS ID: 4474906.501%
Rate 6.375%
30 Yr Fixed$1,997
Fees & Points $4,256 Total
0.894 Pts ($2,861)
$1,395 Fees -
Tomo Mortgage, LLC.
NMLS ID: 20597416.567%
Rate 6.490%
30 Yr Fixed$2,021
Fees & Points $2,579 Total
0.806 Pts ($2,579)
$0 Fees -
Bison State Bank
NMLS ID: 7574166.713%
Rate 6.624%
30 Yr Fixed$2,049
Fees & Points $2,960 Total
0.925 Pts ($2,960)
$0 Fees -
Mutual of Omaha Mortgage, Inc.
NMLS ID: 10258946.728%
Rate 6.625%
30 Yr Fixed$2,049
Fees & Points $3,398 Total
0.843 Pts ($2,698)
$700 Fees -
PenFed Credit Union
NMLS ID: 4018226.782%
Rate 6.625%
30 Yr Fixed$2,049
Fees & Points $5,195 Total
1.000 Pts ($3,200)
$1,995 Fees -
New American Funding, LLC.
NMLS ID: 66066.834%
Rate 6.740%
30 Yr Fixed$2,074
Fees & Points $3,110 Total
0.972 Pts ($3,110)
$0 Fees -
Rocket Mortgage
NMLS ID: 30307.602%
Rate 7.500%
30 Yr Fixed$2,238
Fees & Points $3,200 Total
1.000 Pts ($3,200)
$0 Fees -
FHAloans.com
NMLS ID: Not a Lender- 2025 FHA Loan tools and resources
- Find answers to your mortgage questions
- Easy to qualify, no obligation
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Veterans United Home Loans
NMLS ID: 1907- Get home in 2025 with a 0% down VA Loan
- Score your prequalification anytime with 24/7 online tools
- Save more with competitive VA rates and no PMI
- Backed by over 300,000 verified 5-star reviews
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PenFed Credit Union
NMLS ID: 401822- PenFed membership is open to everyone, including you.
- Fixed Rate is locked-in for the life of the loan
- PenFed Makes Home Ownership Affordable. Federally Insured by NCUA
- Military Service is NOT required for membership. Equal Housing Lender
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Neighbors Bank
NMLS ID: 491986- 0% down payment USDA Loan options
- Prequalify with 620+ credit score
- No PMI, save on monthly costs
- 96% of borrowers would recommend to friends and family
- Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.
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Bankfinancial, National Association
5.404 % $1,797.70 -
Wells Fargo Bank South Central, National Association
5.675 % $1,852.21 -
Wells Fargo Bank, National Association
5.822 % $1,882.10 -
Southern Bank
6.120 % $1,943.32 -
U.s. Bank National Association
6.267 % $1,973.83 -
Union Savings Bank
6.289 % $1,978.42 -
Citibank
6.337 % $1,988.44 -
Salem Five Cents Savings Bank
6.394 % $2,000.36 -
First Community Credit Union
6.396 % $2,000.78 -
Pentagon Federal Credit Union
6.520 % $2,026.83 -
North American Savings Bank
6.532 % $2,029.36 -
Wayne Bank
6.557 % $2,034.63 -
Jovia Financial Federal Credit Union
6.603 % $2,044.34 -
D. L. Evans Bank
6.661 % $2,056.62 -
Austin Bank, Texas National Association
6.685 % $2,061.71 -
Chase
6.717 % $2,068.50 -
Home Bank, National Association
6.806 % $2,087.44 -
Citizens
6.821 % $2,090.64 -
Athol Savings Bank
6.862 % $2,099.39 -
Bank Of America, National Association
6.864 % $2,099.82 -
Westfield Bank
6.897 % $2,106.88 -
Charles Schwab Bank, Ssb
6.929 % $2,113.73 -
Randolph-brooks Federal Credit Union
6.940 % $2,116.09 -
Truist Bank
7.021 % $2,133.48 -
Tower Federal Credit Union
7.040 % $2,137.57 -
Santander Bank, N.a.
7.043 % $2,138.22 -
First State Bank
7.048 % $2,139.29 -
First Citizens Bank
7.130 % $2,156.98 -
Virginia Credit Union, Inc.,
7.260 % $2,185.13 -
United Nations Federal Credit Union
7.280 % $2,189.48 -
State Employees Cu Of Maryland, Inc Credit Union
7.290 % $2,191.65 -
Apco Employees Credit Union
7.325 % $2,199.27 -
American Airlines Federal Credit Union
7.335 % $2,201.44 -
Atlanta Postal Credit Union
7.403 % $2,216.27 -
Eastman Credit Union
7.410 % $2,217.80 -
Texas Dow Employees Credit Union
7.411 % $2,218.02 -
Navy Federal Credit Union
7.426 % $2,221.29 -
Commercial Bank Of Texas, National Association
7.430 % $2,222.17 -
Security Service Federal Credit Union
7.431 % $2,222.39 -
Usaa Federal Savings Bank
7.453 % $2,227.20 -
St. Anne's
7.456 % $2,227.85 -
Farmers Bank
7.512 % $2,240.12 -
Citizens Equity First Credit Union
7.514 % $2,240.55 -
First Technology Federal Credit Union
7.516 % $2,240.99 -
Mufg Union Bank, National Association
7.574 % $2,253.72 -
Centreville Bank
7.592 % $2,257.68 -
State Employees' Credit Union
7.602 % $2,259.88 -
Comerica Bank
7.670 % $2,274.85 -
Gecu Credit Union
7.676 % $2,276.18 -
Everbank, National Association
8.390 % $2,435.62
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