Best 30-Year Fixed Mortgage Refinance Rates for Kentucky, KY
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Veterans United Home Loans
NMLS ID: 1907- Use your VA Loan benefits to get cash from your home equity
- Get a personalized quote fast with instant uploads and 24/7 access
- Over 300,000 verified 5-star reviews
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Neighbors Bank
NMLS ID: 491986- As low as 0% down payment in Kentucky
- Minimum 620 credit score needed to prequalify
- 96% of borrowers would recommend Neighbors Bank
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FHAloans.com
NMLS ID: Not a Lender- 2025 FHA Loan tools and resources
- Find answers to your mortgage questions
- Easy to qualify, no obligation
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Beeline Loans, Inc.
NMLS ID: 1799947- Apply in less than 10 minutes.
- Fast, stress-free closing in as little as 14 days
- More loan types so you’re more likely to qualify
- "The smoothest refi experience I’ve ever had" - TR, Houston
- Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.
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Wells Fargo Bank, National Association
5.199 % $1,756.96 -
Bankfinancial, National Association
5.404 % $1,797.70 -
South Central Bank, Inc.
5.969 % $1,912.19 -
North American Savings Bank
6.041 % $1,927.00 -
Southern Bank
6.120 % $1,943.32 -
Pnc Bank, National Association
6.198 % $1,959.49 -
U.s. Bank National Association
6.267 % $1,973.83 -
Union Savings Bank
6.289 % $1,978.42 -
Salem Five Cents Savings Bank
6.394 % $2,000.36 -
First Community Credit Union
6.396 % $2,000.78 -
Pentagon Federal Credit Union
6.520 % $2,026.83 -
Wayne Bank
6.557 % $2,034.63 -
Citibank
6.590 % $2,041.60 -
Jovia Financial Federal Credit Union
6.603 % $2,044.34 -
First Citizens Bank
6.626 % $2,049.21 -
Independence Bank Of Kentucky
6.654 % $2,055.13 -
D. L. Evans Bank
6.661 % $2,056.62 -
Charles Schwab Bank, Ssb
6.689 % $2,062.56 -
Citizens
6.821 % $2,090.64 -
Athol Savings Bank
6.862 % $2,099.39 -
Santander Bank, N.a.
6.943 % $2,116.73 -
Chase
6.962 % $2,120.81 -
Bank Of America, National Association
7.054 % $2,140.59 -
Truist Bank
7.097 % $2,149.85 -
Virginia Credit Union, Inc.,
7.260 % $2,185.13 -
Westfield Bank
7.277 % $2,188.83 -
United Nations Federal Credit Union
7.280 % $2,189.48 -
The Citizens National Bank Of Somerset
7.281 % $2,189.70 -
State Employees Cu Of Maryland, Inc Credit Union
7.290 % $2,191.65 -
Central Bank & Trust Company
7.307 % $2,195.35 -
Apco Employees Credit Union
7.325 % $2,199.27 -
Atlanta Postal Credit Union
7.403 % $2,216.27 -
Eastman Credit Union
7.410 % $2,217.80 -
Navy Federal Credit Union
7.426 % $2,221.29 -
Citizens Bank & Trust Company
7.440 % $2,224.35 -
St. Anne's
7.456 % $2,227.85 -
Farmers Bank
7.512 % $2,240.12 -
Citizens Equity First Credit Union
7.514 % $2,240.55 -
First Technology Federal Credit Union
7.516 % $2,240.99 -
Centreville Bank
7.592 % $2,257.68 -
State Employees' Credit Union
7.602 % $2,259.88 -
Citizens Union Bank Of Shelbyville
7.770 % $2,296.94 -
Forcht Bank, National Association
8.062 % $2,361.89 -
First Federal Savings Bank Of Kentucky
8.310 % $2,417.56 -
Everbank, National Association
8.390 % $2,435.62 -
Axos Bank
8.400 % $2,437.88 -
Home Savings Bank, Fsb
8.821 % $2,533.69
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